Vincent v. First Alabama Bank
Vincent v. First Alabama Bank
Opinion of the Court
The opinion of July 24, 1998, is withdrawn and the following is substituted therefor.
Donald Vincent sued First Alabama Bank and Betty Jo Vincent, his wife, alleging negligence, breach of contract, conversion, and wantonness claims. Vincent alleged that he had rented two safe deposit boxes from the bank and had placed $500,000 in cash and certificates of deposit in the boxes. However, he claims that when he opened the boxes on November 21, 1991, the boxes were empty. Vincent alleges that Betty Jo Vincent, his wife, gained unauthorized access to the boxes and removed the money. The bank filed a cross-claim against the wife.
A jury returned a verdict in favor of Vincent against the bank on the negligence claims and against the wife on the conversion claim, awarding him $10,000 in damages. The jury found in favor of the bank on Vincent's breach of contract and wantonness claims. The jury found in favor of the bank on its cross-claim against the wife and awarded it $10,000. Thereafter, Vincent filed a motion for a new trial and the bank renewed its earlier motion for a judgment as a matter of law. The trial court denied both motions. Vincent and the bank appealed.
Vincent contends that the court erred in denying a new trial because, he argues: (1) the damages were inadequate, (2) the trial court erred by refusing to admit certain evidence offered by Vincent, and (3) the court erred in refusing to grant Vincent's Batson v. Kentucky,
The ruling on a motion for new trial rests within the discretion of the trial court; that ruling is entitled to a strong presumption of correctness, and it will not be disturbed on appeal unless the record plainly and palpably shows that the trial court erred and that some legal right has been abused. McBride v. Sheppard,
Vincent sought damages of $500,000; however, the jury awarded him $10,000. Vincent testified that he had $500,000 in cash and certificates of deposit and that he separated the money into sacks of $20, $50 and $100 bills, and placed the money and certificates of deposit into 2 large paper bags. Vincent stated that he took the bags to the bank and placed them in his safe deposit boxes. The only evidence that there was $500,000 in the safe deposit boxes was the testimony of Vincent himself. Vincent explained how he had accumulated the $500,000. However, there was much testimony to contradict Vincent's testimony and to suggest that there was less than $500,000 in the boxes. In fact, in its order, the trial court stated, "[T]his court cannot recall any other trial it has presided over in which a witness was more thoroughly impeached and contradicted than was Mr. Vincent in this trial." In addition, Vincent admitted that he had falsely accused his wife from his first marriage of stealing money. *Page 89
The wife's deposition was read at trial. In that deposition, she stated that she had gained access to the safe deposit boxes by presenting herself as Vincent's sister. In addition to himself, Vincent had authorized two people, his sister and one of his employees, to have access to the boxes. The wife stated that she signed the sister's name on the access form she was given at the bank. There was testimony that this signature did not match the sister's signature the bank had on file. The wife stated that the bank did not request any kind of identification. She testified that there were very small brown sacks containing money in the safe deposit boxes. She stated that she did not take any money out of the boxes.
Donald Jones, the wife's son, testified. He stated that he provided his mother with transportation to the bank. He testified that his mother entered the bank carrying only her purse and that she returned carrying only the purse. The wife argued that she could not have carried $500,000 in her purse. The jury was shown a purse similar in size to the purse Jones described.
Vincent offered the wife's purchases to establish the amount of money she took from the safe deposit box. There was testimony that she had taken vacations, that she had purchased expensive telephones for her grandchildren, and that she had spent $10,000 for portraits of her grandchildren. However, there was testimony that much of this spending occurred before the date Vincent alleges the wife took the money. Further, as the trial court points out in its order, there was conflicting testimony regarding all the wife's unusual purchases, except the $10,000 she paid for the portraits.
The assessment of damages is a matter resting largely within the discretion of the jury, and jury verdicts are afforded a strong presumption of correctness. Paschal v. Nixon,
The bank cross appeals, arguing that the trial court erred in denying its motion for a judgment as a matter of law. The bank claims it was entitled to a judgment as a matter of law because, it argues, Vincent failed to produce substantial evidence to support his negligence claim. To establish negligence, a plaintiff must show that the defendant owed a duty of care to the plaintiff, that the defendant breached that duty, that the plaintiff suffered a loss or injury, and that the defendant's negligence was the actual and proximate cause of that loss or injury. Lollar v. Poe,
A renewed motion for a judgment as a matter of law simply provides the trial court with an opportunity to review its earlier ruling denying a motion for a judgment as a matter of law. First Financial Ins. Co. v. Tillery,
In its brief, the bank fails to cite any authority on this issue. Thus, the bank's argument on this issue fails to comply with Rule 28, Ala.R.App.P. Spradlin v. Spradlin,
The Bank also argues that it was entitled to a judgment as a matter of law because, it argues, Vincent signed a document releasing the bank from liability.
In the absence of fraud, a release supported by valuable consideration and unambiguous in meaning will be given effect according to the intentions of the parties as found within the four corners of the instrument. Boggan v. Waste Away Group, Inc.,
The day Vincent discovered his wife's unauthorized entry into his safe deposit boxes, he requested that the boxes be closed. Vincent did not inform the bank that there was problem; he just informed a bank employee that he wished to close the boxes. Vincent stated that he was given a sheet of paper and was told by a bank employee that, to close the boxes, he would have to sign a form. Vincent states that he did not read the form. The form provides that Vincent's boxes were closed on that day, and it further states:
"The contents of safety deposit box no. [130 and 131] having been removed, the box with 1 key is surrendered, and the bank is hereby released from all liability by the undersigned."
Vincent signed the form underneath this statement.
The trial court apparently found the release to be ambiguous and instructed the jury on the law regarding releases. We find the release language to be ambiguous in its meaning and incomplete on its face.
The dissent finds the release to be unambiguous and refers to Regional Health Servs., Inc. v. Hale County Hosp. Bd.,
A document is unambiguous if only one reasonable meaning emerges. Reeves Cedarhurst Development Corp. v. First Amfed Corp.,
Because it is unclear whether the document releases the bank from liability for its own negligent actions — apart from its responsibility for the contents of the safe-deposit boxes — the document is not sufficiently explicit to ascertain the true meaning and intentions of the parties. Under this particular set of facts, more than one reasonable meaning of the document has emerged, thereby creating an ambiguity in the document. When a release is determined to be ambiguous, the factfinder must receive evidence on the intent of the parties in order to give the release effect according to the terms and the intentions of the parties. See Williams v. Nolin,
The bank further argues that it was entitled to a judgment as a matter of law because, it claims, any loss sustained by Vincent was the result of an intervening cause, the criminal conduct of a third party. The bank did not argue this in its motion for judgment as a matter of law at the close of Vincent's case or in its motion made before the case was submitted to the jury. Moreover, the bank did not argue this in its renewed motion for a judgment as a matter of law made after the jury returned its verdict. To preserve individual issues, one must include each issue in one's motion for a judgment as a matter of law. K.S. v. Carr,
Because the trial court's judgment is not plainly and palpably wrong, it is due to be affirmed.
OPINION OF JULY 24, 1998, WITHDRAWN; OPINION SUBSTITUTED; AFFIRMED; APPLICATIONS FOR REHEARING OVERRULED AND RULE 39(k) MOTIONS DENIED.
Yates, J., concurs.
Robertson, P.J., concurs in the result.
Crawley and Thompson, JJ., concur in part and dissent in
part.
Dissenting Opinion
I must respectfully dissent from that portion of the opinion holding that the release signed by Vincent when he closed his safe-deposit boxes was ambiguous. The Bank argues that the release, which states that the Bank is released from "all liability," entitled it to a judgment as a matter of law. I agree. The release is in no way ambiguous. See, generally, Regional Health Servs., Inc. v. Hale County Hosp. Bd.,
Thompson, J., concurs.
Reference
- Full Case Name
- Donald J. Vincent v. First Alabama Bank.
- Cited By
- 6 cases
- Status
- Published