Prudential Casualty Co. v. Kerr
Prudential Casualty Co. v. Kerr
Opinion of the Court
The bill was for injunction against execution on the judgment in a suit on a burglary insurance policy. One phase of the case was before the Court of Appeals in Prudential Casualty Co. v. Kerr, 14 Ala. App. 539, 71 South. 979.
The complaint, containing only one count, was sufficient as one on which to rest the judgment by default against complainant as defendant in the court of law; for the use therein of the words “policy whereby the defendant on the 12th day of August, 1913, insured or indemnified for the term of one year the plaintiff, etc.,” imported that the written contract of insurance was declared on, and that it was founded on a consideration that need not be stated.
Appellant insists that, to. support the judgment by default against appellant, which is a foreign insurance company, the. record must affirmatively show that proof was made when the judgment was taken, that the officer on whom service was perfected was, at thé time, secretary of state and ex officio insurance commissioner, and as such was the agent of the defendant insurance company on whom service might be perfected. In support of this insistence it cites Code, § 5303; Manhattan Fire Ins. Co. v. Fowler, 76 Ala. 372; Order of Calanthe v. Armstrong, 7 Ala. App. 378, 62 South. 269; American Bonding Co. v. New York, etc., 11 Ala. App. 578, 66 South. 847.
In Fowler’s Case, 76 Ala. 372, the complaint was executed by leaving a copy with Ed Warren, agent of the Manhattan Insurance Company, a body corporate, and by handing a copy of the same to Milner & Wilson. In the Armstrong Case, 7 Ala. App. 378, 62 South. 269, service was purported to have been perfected on the Grand Protector of the defendant corporation, and in American Bonding Co. v. New York, etc., 11 Ala. App. 578, 66 South. 847, service was perfected on R. W. Wilson, of the firm of Wilson & Sons, agents of the American Bonding Company, etc. On such *262 returns of service it was necessary, under section. 5303 of the Code (of force at the time), to prove the fact of such agency. In the case at bar the service purported to have been perfected was on that state official by the statute designated as the agent of the insurance company upon whom legal process might be served. Testimony to the effect that John Purifoy was such official on the date in question would have given the court no more information than that of which judicial knowledge was taken.
In an action for damages ex contractu, upon an unliquidated demand, a default is held not to admit the amount of the demand, and proof is necessary to determine the amount for which the judgment is to be gendered. Maund v. Loeb & Bro., 87 Ala. 374, 6 South. 376. So a writ of inquiry is necessary when judgment by default or nihil dicit is entered in actions upon penal bonds or other writings for the nonperformance of any covenant or agreement contained therein. Code, § 5325. It is only in actions founded on any instrument of writing ascertaining the plaintiff’s demand, on judgment by default, nihil dicit, or on demurrer, rendered for plaintiff, that the same may be entered by the clerk, under direction of the court, without the intervention of a jury. Code, § 5356. An action founded on a fire insurance policy has been held not to be within this statute. Home Protection Ins. Co. v. Caldwell, 85 Ala. 607, 5 South. 338; Manhattan Fire Ins. Co. v. Fowler, 76 Ala. 372. For writings within the statute see McGowin v. Dickson, 182 Ala. 161, 171, 62 South. 685; Brandon v. Leeds State Bank, 186 Ala. 519, 65 South. 341.
On this question the averment of the bill was to this effect: That the judgment is utterly void, in this:
“No evidence whatever was introduced when said default judgment was rendered on the merits of the case, or to establish the plaintiff’s claim for the demand sued for in the complaint, or defendant’s liability therefor.”
Of this failure of the trial court to require evidence to be introduced as to the amount of the liability on the policy of insurance sued on, presented as a reason why a retrial should be had at law, we will observe that, if a jury had not been properly waived, such issue of fact must have been submitted to the jury for determination. No such submission to a jury was had, for the judgment entry recites:
“Came the plaintiff by his attorneys and waives a jury trial which was heretofore demanded by him, and the defendant, being now solemnly called, came not, but made default.”
In Ex parte Florida Nursery & Trading Co., 77 South. 391, 4 section 3971 of the Code was construed as requiring the record proper to show a substantial compliance with the statute, in justification of a final judgment in case of default without a writ of Inquiry by a jury to ascertain the amount of the judgment, and it failing to show such compliance, that the judgment must be reversed on appeal. It was also held that, as to the right to a jury trial by the defendant in default, in a case where the plaintiff has demanded the same, in view of the act of 1915 (Gen. Acts 1915, p. 940), the right, after such demand, may not be waived by the plaintiff without the consent of the defendant in default, since such defendant has the right under the statute to have the jury ascertain the amount 'for which judgment should be rendered against him. Hartford Fire Ins. Co. v. Bannister, 201 Ala. 681, 79 South. 253.
The trial in the case at bar, occurring before the amendment of section 5359 of the Code by the act of September 25, 1915 (Gen. Acts 1915, p. 824), is governed by the provisions of the local act under which demand for a jury by the plaintiff was made on the filing of the original suit by Kerr against the Prudential Casualty Insurance Company. The provision of the general law (Code 1S86, § 2743) in force when the practice act for Jefferson county was passed (February 5, 1891) was embodied as section 5359 of the present Code, reading:
“An issue of fact in a civil case may be tried and determined by the .court without the intervention. of a jury, at any time, whenever the parties, or their attorneys of record, file an agreement in writing with the clerk, waiving a jury; and in such case, the finding of the court upon the facts shall have the same effect as the verdict of a jury.”
By the original statute a jury trial was mandatory in civil cases unless waived in writing, as provided.
The act regulating practice and procedure in civil cases in Jefferson county as to jury trials was as follows:
“In all cases, whether commenced by summons and complaint, attachment or otherwise, the issues and questions of facts shall be tried by the court without the intervention of a jury, unless a jury be demanded by the plaintiff at the commencement of the suit, or by the defendant at the time he appears, or by any other person interested in such issue or question at the time he appears; such demand must be made by the plaintiff, or party occupying the position of plaintiff, by indorsing the same in writing upon the summons and complaint, attachment, petition, claim or other paper filed by him, for the purpose of instituting such suit, or when he intervenes without suing out process upon the pleading or paper filed by him for the purpose of presenting such issue or question of fact, and by the defendant or other party occupying the position of defendant, including garnishees, by indorsing such demand in writing upon the demurrer, plea, answer, or other pleading filed by him,” etc. Acts 1890-91, pp. 351, 352, § 5.
It is pertinently observed in Ex parte Florida Nursery & Trading Company, supra, 201 Ala. 97, 98, 77 South. 391, 393, that—
“The plaintiff in this case having demanded a jury by indorsing the demand on his summons and complaint, as the statute directs, and the defendant being brought into court by the service upon it of a copy thereof, it was useless for the defendant to demand a jury; and, as the plaintiff could not withdraw this demand without the defendant’s consent, defendant had a right to rely thereon, and therefore had the right to have a jury ascertain the amount of damages, even though it made no defense. The law guaranteed it this right, unless the statutes which we have above referred to were complied with. It would have been a wholly useless thing for defendant to demand a jury, the plaintiff having already done so, and notified defendant of that fact, and defendant knowing that the demand could not be withdrawn without its consent.”
The amendment of the general statute thus dealt with and discussed by Mr. Justice Mayfield provided that all civil cases at law shall be tried and determined by the court “unless the plaintiff at the time of filing his complaint indorses thereon a demand for a trial by a jury or unless the defendant at the time of filing his initial pleading indorses thereon a demand for a trial by jury.” Gen. Acts 1915, p. 824. Not only in legal effect, but in literal construction, the local act under which plaintiff demanded a jury in the instant case and the act so involved in Ex parte Florida Nursery & Trading Co., supra, are practically the same. It would appear that the decision in the latter case has application here. This is not contrary to Knight v. Farrell, lT3 Ala. 258, 20 South. 974, where the plaintiff had waived a jury trial by failure to demand a jury under the statute. The fact that defendant thereafter demanded a jury did not prevent him from subsequently withdrawing such demand and thereby acceding to plaintiff’s original exercise of his right of waiver of a jury trial. The result of that case no doubt would have been different if plaintiff had demanded a jury, and was thereafter trying to waive the right invoked by the demand, against objection of the defendant. Brock v. L. & N. R. R. Co., 122 Ala. 172, 26 South. 335; Baader v. State, 201 Ala. 76, 77 South. 370.
Aside from this, the record shows not only that no evidence was submitted to a jury in execution of a writ of inquiry, but that no witness was sworn at the triál, and that the judgment was rendered by the court, without a jury, for the amount stated by plaintiff’s counsel to be due. Though respondent testified that he was present when the judgment was rendered, and that there was evidence submitted as to the amount of the liability under the policy, he stated on cross-examination that he was not sworn as a witness for any purpose, and did not know of any witness being sworn in the execution of a writ of inquiry. Mr. Goodwin’s testimony is silent on this point.
Of the fact of the' failure of actual service of summons and complaint on him, as ex officio insurance commissioner, or in any capacity, the witness Purifoy testified positively that such service was not so perfected on him by the sheriff, pursuant to the return. The testimony of the sheriff making the return was that he served the process, but had no independent recollection of it other than the return and records in his office would show. He said:
“While I have no independent recollection of serving the summons and complaint in this cause personally on John Purifoy himself, still I am of the opinion, and to the best of my recollection, I did serve it on Mr. Purifoy himself, and of course served it on Mr. Purifoy as secretary of state and ex officio insurance commissioner for the state of Alabama.”
The decree of the circuit court in equity is reversed, and the cause, is remanded.
Reversed and remanded.
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