Jones v. Nationwide Mut. Ins. Co.
Jones v. Nationwide Mut. Ins. Co.
Opinion
Sherry and Benny Jones sued Nationwide Mutual Insurance Company ("Nationwide"), seeking to recover uninsured motorist benefits under the terms of their automobile insurance policy. The trial court entered a summary judgment for Nationwide, and the Joneses appealed. We reverse and remand.
The Joneses, who were injured when their automobile went out of control and slid off the road and down an embankment, testified by deposition that there was oil on the road at the point where Sherry Jones, who was driving, lost control of the vehicle. The Joneses also testified that there were a number of logs strewn down the embankment and that they had on previous occasions traveled on that portion of the road where the accident occurred and that they had never experienced any trouble maintaining traction there, even in rainy conditions. Sherry Jones testified that at the time of the accident she was not intoxicated or otherwise affected by alcohol or medication and was not exceeding the speed limit. The accident occurred in an isolated area during the daylight hours just after it had begun to lightly rain. The Joneses *Page 838
contend that a jury could reasonably infer that they were injured as a result of the negligence of an unknown driver in the ownership, maintenance, or use of his motor vehicle and, therefore, that they are covered under the uninsured motorist provision in their policy. The Joneses maintain that a factfinder could reasonably infer that an accident involving a logging truck had previously occurred in the area. Conceding that in Alabama a phantom motorist is deemed to be uninsured for purposes of the uninsured motorist statute, Ala. Code 1975, §
Two recent decisions of this Court control this case. InKhirieh v. State Farm Mutual Automobile Ins. Co.,
REVERSED AND REMANDED.
HORNSBY, C.J., and MADDOX, SHORES and KENNEDY, JJ., concur.
Reference
- Full Case Name
- Sherry Jones and Benny Jones v. Nationwide Mutual Insurance Company.
- Cited By
- 3 cases
- Status
- Published