United States District Court for the District of Arizona, 2025

Okasia Mya Lindsey v. Experian Information Solutions Incorporated

Okasia Mya Lindsey v. Experian Information Solutions Incorporated
United States District Court for the District of Arizona · Decided October 31, 2025
Okasia Mya Lindsey v. Experian Information Solutions Incorporated

Trial Court Opinion

1 WO 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA

9 Okasia Mya Lindsey, No. CV-25-02254-PHX-JAT 10 Plaintiff, ORDER v. Experian Information Solutions Incorporated, 14 Defendant.

15 On October 17, 2025, default was entered against Defendant Experian Information Solutions, Inc. (“Experian”). On October 20, 2025, Experian moved to set aside default.

17 (Doc. 15).

18 Previously, Plaintiff had filed a motion attempting to confirm that Experian was waiving arbitration. (Doc. 11). Contemporaneous to filing the motion to set aside default, Experian filed a motion to compel arbitration. (Doc. 15).

21 Neither party responded to any of the three pending motions. However, the parties filed a stipulation to proceed to arbitration. (Doc. 17). The stipulation requests that default be set aside, and that the parties be ordered to proceed to arbitration. (Id.) 24 In addition to stipulating to proceed to arbitration, the parties’ request that this case remain open while they arbitrate. (Doc. 17). This request is consistent with recent Supreme Court guidance that this Court should allow the case to remain open throughout arbitration and thereafter in case either party wishes to petition this Court to confirm, modify, or vacate the arbitration award. Smith v. Spizzirri, 601 U.S. 472 (2024).

1 The Court notes that under 9 U.S.C. § 9, a petition to confirm, modify or vacate an arbitration award is due within one year of when the arbitration award is made. In Spizzirri the Court stated, 4 The FAA provides mechanisms for courts with proper jurisdiction to assist parties in arbitration by, for example, … facilitating recovery on an arbitral award, see §9. Keeping the suit on the court’s docket makes good sense in 6 light of this potential ongoing role, and it avoids costs and complications that might arise if a party were required to bring a new suit and pay a new filing 7 fee to invoke the FAA’s procedural protections. District courts can, of course, adopt practices to minimize any administrative burden caused by the 8 stays that §3 requires.

9 Spizzirri, 601 U.S. at 478. This language seems to instruct this Court to leave this case open through the time to petition to confirm, modify or vacate. This result will require many cases to sit open on the Court’s docket for potentially years for the arbitration to be completed, followed by another year for a hypothetical petition to confirm, vacate or modify that never comes. The Court finds this approach inconsistent with the Civil Justice Reform Act which sets an expectation that this Court will resolve civil cases within 18 months of when they are filed. See 28 U.S.C. § 473(a)(2)(B) (district courts should have cases to trial within eighteen months of when they are filed). Nonetheless, it is the approach the Supreme Court appears to envision.

18 Notably, other district courts have engaged in a practice of administratively closing cases, and this Court has occasionally done the same in rare circumstances. However, stays pending arbitration will now be widespread, and the procedural mechanism of an administrative closure is not found in the Federal Rules of Civil Procedure, and is not consistent with Federal Rule of Civil Procedure 58 which requires that every civil case conclude with a judgment. In this Court’s view, for this Court to undertake a routine practice of “administrative closures”, at minimum a general order approving such a practice seems desirable. This Court is unclear what other “practices” the Supreme Court envisions this Court adopting to “minimize administrative burdens.”

27 Conversely, Spizzirri does not technically define the language in its holding that the case must be stayed “pending arbitration.” An argument could be made that such language means until the date of the award, at which time arbitration would no longer be “pending.”

2 This approach would at least cut a year off the time this case must be open. However, the above quoted language from Spizzirri hints against such an interpretation, so the Court will not adopt this interpretation even though it seems more consistent with the Civil Justice Reform Act.

6 Given that this case must remain open on this Court’s docket, taken together with the requirements of the Civil Justice Reform Act, in this Court’s view, this Court now maintains some duty to ensure the arbitration proceeds expeditiously. See Henderson v. Duncan, 779 F.2d 1421, 1423 (9th Cir. 1986) (recognizing the public’s interest in expeditious resolution of cases and the Court’s duty to manage its docket). Thus, the Court will require periodic status reports and take an active role in monitoring the progress of the arbitration proceedings. If at any point the Court determines that either party is not expeditiously pursuing arbitration consistent with the Civil Justice Reform Act, the Court will entertain sanctions up to and including dismissing this case.

15 Based on the foregoing, 16 IT IS ORDERED that the motion to set aside default (part of Doc. 15) is granted.

17 The entry of default of Experian at Doc. 14 is vacated.

18 IT IS FURTHER ORDERED that the stipulation to compel arbitration and stay this case (Doc. 17) is granted. This case is stayed pending further order of this Court. The parties are directed to expeditiously arbitrate Plaintiff’s claims against Defendant Experian Information Solutions, Inc. with the American Arbitration Association, Case No. 01-25- 0003-7332.

23 IT IS FURTHER ORDERED that the motion to confirm waiver of arbitration (Doc. 11) and the motion to compel arbitration (part of Doc. 15) are both denied as moot.

25 / / / / / / / / / / / / 1 IT IS FURTHER ORDERED that, within 60 days of the date of this Order, the 2|| parties shall file a joint status report. The status report must include the schedule for || arbitration, including the date of the arbitration hearing.

4 Dated this 30th day of October, 2025.

6 ' g = James A. C rg Senior United States District Judge -4-

Case-law data current through December 31, 2025. Source: CourtListener bulk data.