Opinion

In this action to foreclose a statutory hen, the defendant Frederick L. Anderson, appeals from the summary judgment rendered by the trial court in favor of the plaintiff, Congress Street Condominium Association, Inc., as to liability only, based on the nonpayment of common charges and fines.1 On appeal, the defendant claims that the court improperly granted the plaintiffs motion for summary judgment regarding the imposition of fines.2 The defendant claims, as well, that his special *538defense of equitable estoppel was properly before the court and created a genuine issue of material fact as to whether the plaintiff validly levied fines against him.3 We agree and accordingly reverse the judgment of the trial court.4

The following factual and procedural history is relevant to this appeal. On June 10, 2009, the plaintiff filed an action to foreclose a lien pursuant to General Statutes § 47-2585 for common charges, assessments and *539fines6 levied against the defendant, a condominium unit owner. On July 20, 2009, the defendant filed an answer, in which he responded to the allegations in the complaint, and later filed a request to amend with an amended answer on February 2, 2010, in which he included special defenses and a counterclaim. In his amended answer, the defendant alleged that the plaintiff did not provide some of its requisite services as a condominium association and that the plaintiff engaged in inconsistent practices that resulted in the arbitrary and discriminatory application of the bylaws, rules and procedures. Additionally, the defendant counterclaimed that he was entitled to reimbursement for money that he expended to repair dangerous conditions on his property. On February 23, 2010, the plaintiff filed a motion to strike the defendant’s special defenses and counterclaim, which the trial court granted on March 30, 2010, without objection.

On March 29, 2010, the plaintiff reclaimed its motion for summary judgment as to liability only.7 On April 12, 2010, the parties participated in a hearing on the motion for summary judgment, at which time the court inquired about the defendant’s failure to respond to the plaintiffs motion. The defendant stated that he would file an opposition to the motion for summary judgment by the end of the next day. The following day, however, the defendant did not file a response to the motion for *540summary judgment; rather, he filed a second request for leave to amend his answer. His second amended answer contained a special defense alleging that the plaintiff should be equitably estopped from asserting that the defendant violated the condominium bylaws, rules or procedures, thereby precluding any assessment of fines against him. The defendant also filed an amended counterclaim, alleging that he had suffered emotional distress from the plaintiffs arbitrary and capricious treatment of him. The plaintiff objected to the second request for leave to amend his answer as untimely. On April 16,2010, the defendant filed a memorandum of law in opposition to the plaintiffs motion for summary judgment in which he raised the same issues as those alleged in his second amended answer.

On April 26, 2010, the court sustained the plaintiffs objection to the defendant’s second request for leave to amend his answer and granted the plaintiffs motion for summary judgment as to liability only, finding that the issues raised in the defendant’s memorandum in opposition to the motion for summary judgment did not defeat the plaintiffs right to collect common charges and fines from the defendant.8 The plaintiff then filed a motion for judgment of strict foreclosure, which was granted. The court determined that the debt was $10,808.75, $5400 of which was attributed to fines, with $1814.20 of priority debt. This appeal followed.

On appeal, the defendant claims that summary judgment was improper because the court failed to credit the special defense of equitable estoppel as a legally viable basis for his claim that the plaintiff invalidly levied fines against him. We agree.

*541The applicable standard of review is well settled. “Practice Book § 17-49 provides that summary judgment shall be rendered forthwith if the pleadings, affidavits and any other proof submitted show that there is no genuine issue as to any material fact and that the moving party is entitled to judgment as a matter of law. In deciding a motion for summary judgment, the trial court must view the evidence in the light most favorable to the nonmoving party. . . . The party moving for summary judgment has the burden of showing the absence of any genuine issue of material fact and that the party is, therefore, entitled to judgment as a matter of law. . . . The test is whether the party moving for summary judgment would be entitled to a directed verdict on the same facts. . . . Our review of the trial court’s decision to grant [a] motion for summary judgment is plenary.” (Internal quotation marks omitted.) Allstate Life Ins. Co. v. BFA Ltd. Partnership, 287 Conn. 307, 312, 948 A.2d 318 (2008).

“Only one of the . . . defenses needs to be valid in order to overcome the motion for summary judgment. [S]ince a single valid defense may defeat recovery, [a] motion for summary judgment should be denied when any defense presents significant fact issues that should be tried. 10A C. Wright, A. Miller & M. Kane, Federal Practice and Procedure (2d Ed. 1983) § 2734.” (Internal quotation marks omitted.) Union Trust Co. v. Jackson, 42 Conn. App. 413, 417, 679 A.2d 421 (1996).

Although we have discovered no statutory or appellate authority regarding the admissibility of special defenses in an action to foreclose a statutory lien instituted by a condominium association based on a unit owner’s nonpayment of fines, several trial court decisions have held that special defenses and counterclaims will not he in an action brought by a condominium association to foreclose hens based on a unit owner’s *542failure to pay common charges.9 In granting summary judgment, the court explicitly relied on Commodore Commons Condominium Assn. v. Austin, Superior Court, judicial district of Ansonia-Milford, Docket No. 058025 (March 4,1999) (24 Conn. L. Rptr. 116) (Commodore Commons), in its finding that equitable estoppel was not a valid defense to the defendant’s nonpayment *543of the amount due to the condominium association. On the basis of the holding of Commodore Commons, the court concluded, instead, that such a claim would be more appropriately raised in a separate action. Commodore Commons, however, only addressed the payment of common charges, and articulated a limitation of defenses for nonpayment of such charges. Id., 117. The reasoning of Commodore Commons or similar trial court decisions regarding the nonpayment of common charges neither logically nor necessarily applies to the nonpayment of fines.

The court in Commodore Commons reasoned that “the nonpayment [of common charges] jeopardizes the continued existence of the entire condominium community and shifts the need for payment to other innocent unit owners.” Id. With respect to common charges, our trial courts also have determined that, if the defendant wishes to pursue his grievance against the association, it must be done in a separate action, not by a refusal to pay his common charges. Otherwise, courts have reasoned, the other unit owners, who are entitled to have the budget funded by all of the unit owners, would have their economic welfare threatened. See Breakwater Key Assn., Inc. v. Monaco, Superior Court, judicial district of Fairfield, Docket No. CV-93-0301263-S (March 7, 1996) (16 Conn. L. Rptr. 282); Casagmo Condominium Assn., Inc., Phase II v. Kaufman, Superior Court, judicial district of Danbury, Docket No. 303889 (March 15, 1993).

Thus, although, as noted, trial courts consistently have precluded the pleading of special defenses and counterclaims in actions to foreclose statutory hens based on the nonpayment of common charges in order to safeguard the economic welfare of the condominium community, this reasoning is not necessarily applicable *544to the nonpayment of fines. Because fines are an unpredictable source of income for the condominium association and, therefore, not a fixed component of the association’s budget, there is no reason to conclude that their payment or nonpayment directly impacts the condominium community’s economic welfare. For this reason, the type of expedited proceedings embraced by our trial courts in actions to foreclosure statutory hens based on the nonpayment of common charges is unnecessary in actions for the nonpayment of fines.

We conclude, therefore, that due to the inherent differences in the application and function of fines and common charges, they should not be treated interchangeably in a foreclosure action. Rather, the permissible special defenses and counterclaims in an action to foreclose a statutory lien based on the imposition of fines by a condominium association should be determined in light of traditional mortgage foreclosure standards, which permit the assertion of certain special defenses, including that of equitable estoppel. See Barasso v. Rear Still Hill Road, LLC, 81 Conn. App. 798, 805, 842 A.2d 1134 (2004); LaSalle National Bank v. Freshfield Meadows, LLC, 69 Conn. App. 824, 838, 798 A.2d 445 (2002). In an action by a condominium association to foreclose a lien based on the nonpayment of fines, the defendant unit owner, therefore, should not be required to file a separate action to assert a special defense relating to the validity of the imposition of fines. Accordingly, in the present case, the court improperly rendered summary judgment on the basis that the special defense of equitable estoppel was not properly before it, and the court should have considered the special defense in determining whether the plaintiff was entitled to judgment as a matter of law.10

*545The judgment is reversed and the matter is remanded to the trial court for further proceedings consistent with this opinion.

dissenting. I respectfully dissent because I conclude that the trial court properly granted the motion for summary judgment as to liability filed by the plaintiff, Congress Street Condominium Association, Inc., as against the defendant Frederick L. Anderson. 1 The record reflects that the court sustained the plaintiffs objection to the defendant’s second request to amend his answer, which included a special defense of equitable estoppel and a counterclaim, on the same day that it granted the plaintiffs motion for summary judgment. Without the special defense and counterclaim, the court correctly determined that there was no genuine issue of material fact with respect to the defendant’s liability.

I rely on the following facts and procedural history. The plaintiff filed its complaint in June, 2009. On July 20, 2009, the defendant filed his answer without any special defenses or counterclaims. On January 20,2010, the plaintiff filed a motion for summaiy judgment as to liability only against the defendant. On February 2, 2010, the defendant filed a request for leave to file an amended answer with special defenses and a counterclaim. The plaintiff filed a motion to strike the special defenses and counterclaim on February 23,2010, which was granted by the court, absent objection by the defendant, on March 30, 2010. At that point, the plaintiff reclaimed its motion for summary judgment, and a hearing was scheduled for April 12, 2010. On April 13, 2010, *546the defendant filed his second request for leave to amend his answer. His second amended answer included the special defense of equitable estoppel and a counterclaim seeking damages for emotional distress.

The following day, the plaintiff filed an objection to the defendant’s second request for leave to amend the answer. Stating that the parties already had appeared at a hearing on the plaintiffs motion for summary judgment and that the second request to amend the answer included a special defense and counterclaim previously stricken by the court, the plaintiff argued that the second request was untimely and would cause prejudicial delay. The defendant did not file a response to the plaintiffs objection but did file a memorandum of law in opposition to the plaintiffs motion for summary judgment on April 16,2010.2 In that opposing memorandum, the defendant did argue that it would be premature for the court to rule on the plaintiffs motion for summary judgment because he had just filed his second amended answer with a special defense and a counterclaim.3 He claimed that the court was required to consider the substance of his substituted pleading in ruling on the motion for summary judgment because he had filed it *547within fifteen days of the striking of the special defenses and counterclaim in his first amended answer. See Practice Book § 10-44.4

On April 26, 2010, the court issued two rulings. The court sustained, without comment, the plaintiffs objection to the defendant’s second request for leave to amend the answer. By separate order, the court granted the plaintiffs motion for summary judgment as to liability. In its order on the summary judgment motion, the court further noted that the issues raised by the defendant in his opposing memorandum of law did not constitute valid defenses to the plaintiffs foreclosure action.5

On appeal, the defendant claims that the court improperly (1) sustained the plaintiffs objection to his request for leave to file his second amended complaint and (2) granted the plaintiffs motion for summary judgment because equitable estoppel is a valid defense to an action brought by a condominium association to foreclose a hen based on a unit owner’s failure to pay fines.6 The defendant should not prevail on either claim.

The standard of review for determining whether a trial court improperly ruled on a request to amend the pleadings is weh settled. “While our courts have been *548liberal in permitting amendments . . . this liberality has limitations. Amendments should be made seasonably. Factors to be considered in passing on a motion to amend are the length of delay, fairness to the opposing parties and the negligence, if any, of the party offering the amendment. . . . The motion to amend is addressed to the trial court’s discretion which may be exercised to restrain the amendment of pleadings so far as necessary to prevent unreasonable delay of the trial.” (Citations omitted; internal quotation marks omitted.) Connecticut National Bank v. Voog, 233 Conn. 352, 364, 659 A.2d 172 (1995).

The defendant argues that the court could not sustain the plaintiffs objection to his second request to amend because he had timely filed a substituted pleading with a special defense and counterclaim within the fifteen day period specified in Practice Book § 10-44. The short answer is that the provisions in that section do not preclude a party from filing an objection to the substituted pleading nor preclude the court from exercising its discretion in sustaining the objection. Practice Book § 10-60, which addresses the amendment of pleadings by consent, order of the judicial authority or by the failure of the adverse party to object, expressly allows a court to rule as the court did in the present case. Practice Book § 10-60 (b) provides in relevant part: “The judicial authority may restrain such amendments so far as may be necessary to compel the parties to join issue in a reasonable time for trial. If the amendment occasions delay in the trial or inconvenience to the other party, the judicial authority may award costs in its discretion in favor of the other party. For the purposes of this rule, a substituted pleading shall be considered an amendment. . . .” (Emphasis added.)

The plaintiff, in its objection to the defendant’s second request to amend, detailed the procedural posture of the case and claimed that the request was untimely *549and that allowing the amendment would prejudice the plaintiff “by allowing the defendant to continue to delay [the] plaintiffs foreclosure action.” The court simply sustained the plaintiff’s objection without comment. In challenging the court’s ruling, the sole argument proffered by the defendant is that the order “is contrary to the import of [Practice Book §] 10-44 ... in that the defendant had the right to file a new or substitute special defense and counterclaim.” In light of Practice Book § 10-60, and for the reasons previously discussed, I conclude that the judgment of the trial court should be affirmed.

Without a special defense and counterclaim, there is no genuine issue of material fact as to liability that would preclude the court’s granting of the plaintiff’s motion for summary judgment.7 It is true, as the majority indicates, that the court mentioned the defendant’s claim of equitable estoppel in its decision granting the motion for summary judgment. See footnote 5 of this dissent. I conclude that the two sentence comment by the court in this regard was dicta. Having denied the defendant’s request to amend his answer, the court did not have the special defense of equitable estoppel in the pleadings before it. It is fundamental in our law that “any judgment should conform to the pleadings, the issues and the prayers for relief.” (Internal quotation marks omitted.) Journal Publishing Co. v. Hartford Courant Co., 261 Conn. 673, 686, 804 A.2d 823 (2002). “The [trial] court is not permitted to decide issues outside of those raised in the pleadings.” (Internal quotation marks omitted.) Gaffey v. Gaffey, 91 Conn. App. 801, 804 n.1, 882 A.2d 715, cert. denied, 276 Conn. 932, 890 A.2d 572 (2005).

*550For these reasons, I conclude that the court did not abuse its discretion in sustaining the plaintiffs objection to the defendant’s second request to amend his answer and that the court properly granted the plaintiffs motion for summary judgment as to liability because there was no genuine issue of material fact. Accordingly, I respectfully dissent.8