Deutsche Bank National Trust Co. v. Pollard
Deutsche Bank National Trust Co. v. Pollard
Opinion
In this foreclosure action, the self-represented defendant Alvin Pollard 1 appeals from the trial court's rendering of summary judgment in favor of the plaintiff, Deutsche Bank National Trust Company, 2 as to liability on the complaint and rendering summary judgment in favor of the plaintiff on the defendant's counterclaim. The defendant appeals, as well, from the court's denial of his motion to reargue. We affirm the judgment of the trial court as to the defendant's counterclaim.
The following facts and procedural history are relevant to our discussion of the issues on appeal. By complaint dated August 14, 2015, the plaintiff brought this action against the defendant to foreclose a mortgage on residential property located at 6 Wild Rose Court in Bloomfield. The loan indebtedness and related mortgage arose in conjunction with a loan to the defendant from the plaintiff's predecessor in interest, New Century Mortgage Corporation. In response, by pleading dated September 14, 2015, the defendant filed an answer, numerous special defenses and a six count counterclaim contesting, inter alia, the plaintiff's standing to bring this action and alleging that the mortgage lien and underlying debt in question had been discharged in bankruptcy. Thereafter, on April 6, 2016, the plaintiff moved for summary judgment as to liability on its complaint and the counterclaim asserted by the defendant. On January 6, 2017, the court granted the plaintiff's motion for summary judgment. Subsequently, on March 3, 2017, the court denied the defendant's motion to reargue. This appeal followed.
During the pendency of this appeal, the trial court, on prompting from this court, articulated its reasons for granting the motion for summary judgment. On April 27, 2017, the court stated that it had granted the motion for summary judgment as to liability on the plaintiff's complaint and that the eight special defenses and the six count counterclaim filed by the defendant were legally insufficient to the extent they could be comprehended. The court stated, as well, that the special defenses and counterclaim did not satisfy the transaction test requiring that they relate to the making, validity or enforcement of the note or mortgage.
Also, while this appeal was pending, this court dismissed the portion of the defendant's appeal regarding the trial court's granting of the motion for summary judgment as to liability on the complaint on the ground that the court's order in this regard is not a final judgment. See
Danbury
v.
Hovi
,
In brief, the defendant argues that the court too narrowly construed the transaction test in determining that his counterclaim did not relate to the making, validity or enforcement of the note or mortgage.
4
As a result,
the defendant asserts that the court erred in rendering
summary judgment in favor of the plaintiff. "Our review of the decision to grant a motion for summary judgment is plenary." (Internal quotation marks omitted.)
U.S. Bank National Assn.
v.
Sorrentino
,
Other than a broad and conclusory claim that the court too narrowly construed the transaction test, the defendant has provided this court with no argument specific to any count of his counterclaim; nor has he set forth any reasoning in support of the notion that his pleadings fall within the parameters of the transaction test.
5
Although we recognize and adhere to the well-founded policy to accord leeway to self-represented parties in the appeal process, our deference is not unlimited; nor is a litigant on appeal relieved of the obligation to sufficiently articulate a claim so that it is recognizable to a reviewing court. "[I]t is the established policy of the Connecticut courts to be solicitous of [self-represented] litigants and when it does not interfere
with the rights of other parties to construe the rules of practice liberally in favor of the [self-represented] party.... This rule of construction has limits, however. Although we allow [self-represented] litigants some latitude, the right of self-representation provides no attendant license not to comply with relevant rules of procedural and substantive law.... In addition, while courts should not construe pleadings narrowly and technically, courts also cannot contort pleadings in such a way so as to strain the bounds of rational comprehension." (Internal quotation marks omitted.)
Mourning
v.
Commissioner of Correction
,
On the basis of our thorough review of each count of the defendant's counterclaim, we conclude that the court aptly applied the transaction test and did not abuse its discretion in determining that the matters asserted therein by the defendant did not have a sufficient nexus to the making, validity or enforcement of the note or mortgage to survive summary judgment. See
U.S. Bank National Assn.
v.
Sorrentino
, supra,
The judgment is affirmed as to the counterclaim.
Wynfield Homeowners Association, Inc., New Century Mortgage Corporation, United States of America, Secretary of Department of Housing and Urban Development, State of Connecticut, Department of Revenue Services, and University of Connecticut Health Center-John Dempsey Hospital also were named as defendants but are not parties to this appeal. We therefore refer in this opinion to Pollard as the defendant.
The plaintiff is acting as trustee for New Century Home Equity Loan Trust, Series 2005-D, Asset Backed Pass-Through Certificates.
We briefly comment on the defendant's argument that his discharge in bankruptcy served to release the subject property from the plaintiff's lien securing the underlying debt. The following additional information is pertinent to this claim.
The record reflects that the defendant filed a bankruptcy petition under chapter 7 of the United States Bankruptcy Code,
"[I]n assessing the legal viability of counterclaims to a foreclosure action, the court should employ the transaction test set forth in Practice Book § 10-10, and ... although this test may require an assessment of whether the counterclaim in question relates to the making, validity or enforcement of the subject note and mortgage, there can be such a nexus even though the counterclaim may not directly attack the making, validity or enforcement of the mortgage and note which form the basis of the foreclosure complaint."
CitiMortgage, Inc.
v.
Rey
,
We also note that the defendant did not raise the transaction test argument in his objection to the plaintiff's motion for summary judgment. This court typically will not review arguments raised for the first time on appeal to prevent trial by ambuscade. See, e.g.,
Billboards Divinity, LLC
v.
Commissioner of Transportation
,
Reference
- Full Case Name
- DEUTSCHE BANK NATIONAL TRUST COMPANY, Trustee v. Alvin POLLARD Et Al.
- Cited By
- 7 cases
- Status
- Published