Borer v. Mirabilio, No. Cv 98 041 59 02 S (Feb. 17, 2000)
Opinion of the Court
The plaintiff claims that he suffered emotional distress as a result of certain conduct by the defendant. The defendant seeks to implead Liberty Mutual Insurance Company in order to have Liberty Mutual Insurance Company defend her in this action.
The dispositive issue is whether "emotional distress" falls within the definition of bodily injury as defined in the subject homeowners policy. In this policy, "Bodily injury" means bodily harm, sickness or disease. . . ."
"Bodily injury requires some physical harm. Emotional distress, absent any physical manifestation, does not constitute `bodily harm, sickness or disease' in their plain and ordinary meanings."Moore v. Continental Casualty Co.
Therefore the claim of emotional distress does not fall within the terms of bodily injury as defined in the subject policy.
The third-party defendant Liberty Mutual Insurance Company's Objection to Motion to Cite In is sustained.
JOHN W. MORAN, JUDGE
Case-law data current through December 31, 2025. Source: CourtListener bulk data.