Brainerd v. Cowdrey
Brainerd v. Cowdrey
Opinion of the Court
A case under the same will and between the same parties, was before the court, at the last term; (ante, 1.) and the sales of personal property, made in consequence of that decree, being insufficient to pay the debts, the court of probate has ordered a sale of personal property spe
We have already decided, that the legacy to the appellant is a specific legacy; and such legacies are not to be taken for payment of debts, unless for want of a more appropriate fund.
The claim is here, that a fund is provided for that purpose; that the real estate is charged with the debts, in that clause of the will, by which he gives all the rest of his property, real and personal, not necessary or taken to pay his lawful debts, to Mrs. Cowdrey and her son. That these words, by fair implication, may constitute a charge of debts upon the real estate, cannot be doubted; but as the implication is founded upon the supposed intention of the testator, and as that intention is to be our guide, it may be rebutted, by other words in the same instrument. We must, therefore, compare the various parts of this will with each other, and collect, if we can, what we may fairly believe the testator intended.
In his first will, he directs that his debts shall be paid from the avails of his cotton goods, supposing there was about enough for that purpose. In an additional instrument, made the next day, he directs, that certain notes given for, and secured by bank stock, which constituted more than half his debts, should be paid, by his executor or administrator, “so far as may be consistently with my will.” All the rest of his property, real and personal, not necessary or taken to pay his lawful debts, he gives and disposes of to Mrs. Cowdrey and her son Loren. Were this all, the case would fall within the general rule, that where a charge is made on real estate, and then the remainder and residue of all the property given, the remainder-man must take, subject to the charge. But here is something more said about part of this remainder; “it being understood, that Mrs. Cowdrey shall have exclusively the dwelling-house where she now lives, so far as I am owner of the same; and after the death of the said Sarah, the factory estate shall be wholly the estate of said Loren and his heirs forever, if he have heirs of his body,” &c. Taken together, it reads, his debts are to be paid from his cottons, if, as he believes, they are enough. But as it may prove otherwise, certain of his debts are to be paid, not by the stock pledged
It is true, that in the former case, upon the same will, it was said, that the clause in the will devising the factory estate to Loren, was not to enlarge the estate of the mother, but to direct how what the devisor understood would be received under the will, should be divided between them. We see nothing in that inconsistent with the idea now advanced, that we must look at every part of the will to gather the intent of the testator.
In the former case, the court do not discuss the question now made; but it is apparent, if the ground now taken had been then supposed to be tenable, the argument upon the question whether the machinery in the factory was liable to be taken as personal property, was entirely unnecessary, not to say frivolous; for if the factory itself could be taken to pay debts, the goods or machinery in it certainly could be.
We think, therefore, that upon the facts before us, the decree must be affirmed.
Dissenting Opinion
dissented. He remarked as follows. There are certain well known principles applicable to cases of this character, which cannot be mistaken, and will not be disputed. 1. if there be no controuling direction in a will, personal property shall be expended in the payment of debts and legacies, before real estate can be taken. 2. If personal estate be specifically bequeathed, and real estate be devised generally, or has descended to the heir at law as intestate estate, such real estate shall be taken for the payment of debts, to the relief of the specific legacies. 3. If both personal and real estate be specifically devised, the personal estate shall be first exhausted.
By a specific legacy or devise, it is not meant merely, that the property given is particularly described; but also, that the testator intended to separate it from the mass of his estate, for the benefit of the legatee or devisee.
The bank stock, bequeathed, by this will, to Miss Brainerd, the appellant, as we have heretofore decided, was a specific legacy. Ante, 1. 6, 7. And the question now is, whether the executor of Mr. Champion has a right to appropriate this legacy to the payment of the debts, before he resorts to the real estate, which, by a subsequent provision of the will, is devised to Mrs. Cowdrey and her son?
It is very evident, that the testator intended that his debts should be paid from the avails of his cotton goods, if they proved sufficient for that purpose. But he foresaw the possibility that this fund would fail.
After having, in the first place, given directions for the payment of his debts, he goes on to make a disposition of certain articles of personal estate. Then, by a codicil, dated July 3d, 1841, he gives to Miss Brainerd the bank stock in question, in payment and discharge of his indebtedness to her, and the use of the balance of it, if any, for her life. But he had yet other property, both real and personal, of which he had made no disposition. And as to this, remembering, as he had before suggested, that his cotton goods might not prove of sufficient value to pay all his debts, he charges this property, which he is now about to dispose of, with the payment of the debts which might remain, by this language, viz. “All the rest of my property, both real and personal, not necessary or
But it is said, that this real estate was specifically devised; and therefore, according to one of the principles before suggested, that the bank stock, though a specific legacy, is first to be taken for the payment of these debts. I think this is a mistaken view of the will. Aside from the fact before stated, that this residuum is directly charged with the payment of the remaining debts, and therefore, is to come to the relief of the specific legacies, I feel very clear, that here is no specific devise to Mrs. Cowdrey and her son. It is a general and undefined disposition of the remainder of the estate, both real and personal—that residuum of which the testator spoke, when bequeathing the remainder of the bank stock, after the death of the legatee. It is true, the testator supposed, that the real estate belonging to this residuum, or some part of it, would yet remain, after all his debts were satisfied, which he had charged upon it; and this he distributed between his residuary devisees, by directing that the mother should have the dwelling-house, and the son the factory estate, after her death; but this direction does not constitute this devise, specific.
It is also said, because the testator directed, that the notes secured upon the bank stock should be paid, by his executors, so far as might be, consistently with his will, that this in some way shows, that the bank stock was not to be protected from the charge of paying the debts. I cannot comprehend how this can be. These notes were debts, which, consistently with the will, could and ought as well be paid from the avails of the cotton goods, or from the residuum of the estate, as any other debts. Indeed, I think the testator, by this arrangement, still more clearly intended, that the bank stock should not be taken for the payment of debts, and that the legatee should be certain to have it, unembarrassed by any such call. Livingston v. Newkirk, 3 Johns. Ch. R. 312. Rogers v. Rogers, 1 Paige, 188.
Decree of probate affirmed.
Reference
- Full Case Name
- Brainerd against Cowdrey and others
- Status
- Published