Affirmed on the authority of Buchwald v. Hartford Accident and Indemnity Company, 319 So.2d 164 (Fla. 3d DCA 1975). See also Kraus v. Allstate Insurance Company, 379 F.2d 443 (3d Cir. 1967), and compare Hartford Fire Insurance Co. v. Spreen, 343 So.2d 649 (Fla. 3d DCA 1977).