Reversed and remanded with directions to limit the liability of Industrial Fire and Casualty Company to $15,000 under the final judgment based on the authority of Stella v. Craine, 281 So.2d 584 (Fla. 4th DCA 1973). See also Soler v. Kukula, 297 So.2d 600, 601 (Fla. 3d DCA 1974).