Affirmed. See Blumberg v. American Fire & Casualty Co., 51 So.2d 182 (Fla. 1951); Old Southern Life Ins. Co. v. Kirby, 522 So.2d 424 (Fla. 5th DCA 1988); Martinez v. General Ins. Co., 483 So.2d 892 (Fla. 3d DCA 1986); Hess v. Liberty Mut. Ins. Co., 458 So.2d 71 (Fla. 3d DCA 1984). Compare Aetna Casualty & Sur. Co. v. Growers Properties, 542 So.2d 1028 (Fla. 2d DCA 1989).