Affirmed. See Rose v. Dwin, No. 4D98-4251, — So.2d -, 2000 WL 526019 (Fla. 4th DCA May 3, 2000); Allstate Ins. Co. v. Thomas, 637 So.2d 1008 (Fla. 4th DCA 1994); Jarrell v. Churm, 611 So.2d 69 (Fla. 4th DCA 1992); Evans v. Montenegro, 728 So.2d 270 (Fla. 3d DCA), rev. denied, 741 So.2d 1135 (Fla. 1999).