IN THE DISTRICT COURT OF APPEAL FIRST DISTRICT, STATE OF FLORIDA LOLA SIMS, NOT FINAL UNTIL TIME EXPIRES TO FILE MOTION FOR REHEARING AND Appellant, DISPOSITION THEREOF IF FILED v. CASE NO. 1D15-4251 U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE SARM 2005-16XS TRUST FUND, Appellee. _____________________________/ Opinion filed May 5, 2016.

An appeal from the Circuit Court for Okaloosa County.

Keith Brace, Judge.

Parker B. Smith, Destin, for Appellant.

Nancy M. Wallace of Akerman LLP, Tallahassee, William P. Heller of Akerman LLP, Fort Lauderdale, and Celia C. Falzone of Akerman LLP, Jacksonville, for Appellee.

PER CURIAM.

AFFIRMED.

WOLF, WETHERELL, and KELSEY, JJ., CONCUR.