Florida District Courts of Appeal, 2017

Brooker v. Ocwen Loan Servicing, LLC

Brooker v. Ocwen Loan Servicing, LLC
Florida District Courts of Appeal · Decided August 9, 2017 · Foster, Lucas, Sleet
224 So. 3d 816; 2017 WL 3399829; 2017 Fla. App. LEXIS 11421 (Southern Reporter, Third Series)

Brooker v. Ocwen Loan Servicing, LLC

Opinion of the Court

SLEET, Judge.

Ruby L. Brooker appeals the final judgment of foreclosure entered against her and in favor of Ocwen Loan Servicing, LLC. We reverse because Ocwen failed to prove that it complied with paragraph twenty-two of the mortgage and the note’s contractual requirement to mail a notice of default to Brooker as a condition precedent to foreclosure. The breach letter was not admitted into evidence, and without record proof that Ocwen complied with the condition precedent, we must reverse and remand for dismissal of Ocwen’s foreclosure action. See Blum v. Deutsche Bank Trust Co., 159 So.3d 920, 920-21 (Fla. 4th DCA 2015).

Reversed and remanded.

LUCAS, J., and JOSEPH G. FOSTER, ASSOCIATE JUDGE, Concur.

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