DISTRICT COURT OF APPEAL OF FLORIDA SECOND DISTRICT WILLIAM T. SIMMONS, III, Appellant, v. PHARUS FUNDING, LLC, as successor in interest to PEN FED CREDIT UNION, Appellee.

No. 2D2024-2793

November 26, 2025 Appeal from the Circuit Court for Pasco County; Kimberly Sharpe Byrd, Judge.

William T. Simmons, III, pro se.

Ernest H. Kohlmyer, III, of Zimmerman, Kiser & Sutcliffe, P.A., Orlando, for Appellee.

PER CURIAM.

Affirmed.

LaROSE, ROTHSTEIN-YOUAKIM, and ATKINSON, JJ., Concur.

Opinion subject to revision prior to official publication.