McManus v. Nat'l Fire & Marine Ins. Co.
McManus v. Nat'l Fire & Marine Ins. Co.
Opinion of the Court
THIS CAUSE is before the Court on Plaintiff's Motion to Remand (Doc. 7) and Defendant's Response in Opposition (Doc. 9). For the reasons stated herein, the Motion will be denied.
I. BACKGROUND
Plaintiff alleges that it purchased homeowner's insurance from Defendant and that the policy covered Plaintiff's property against hurricane damage. (Compl., Doc. 1-1, ¶ 5). Plaintiff claims that the property was damaged by Hurricane Irma, and thus, the damage was covered under the *1262policy. (Id. ¶ 7). On December 14, 2018, Plaintiff filed a Complaint alleging breach of contract and declaratory judgment claims against Defendant in the Circuit Court of the Seventh Judicial Circuit in and for Volusia County, Florida. (See generally Doc. 1-1). On February 25, 2019, Defendant filed a Notice of Removal (Doc. 1) on the basis of diversity jurisdiction.
II. LEGAL STANDARD
"[A]ny civil action brought in a State court of which the district courts of the United States have original jurisdiction, may be removed ... to the district court of the United States for the district and division embracing the place where such action is pending."
"The substantive jurisdictional requirements, however, are not the only hurdles that a removing defendant must clear. There are also procedural requirements regarding the timeliness of removal." Pretka v. Kolter City Plaza II, Inc. ,
"Because removal jurisdiction raises significant federalism concerns, federal courts are directed to construe removal statutes strictly." Univ. of S. Ala. v. Am. Tobacco Co. ,
III. ANALYSES
The parties do not dispute that there is complete diversity of citizenship and the amount-in-controversy exceeds $ 75,000.00. Rather, Plaintiff argues that Defendant's removal was untimely because the Notice of Removal was filed more than thirty days after Defendant was served with the Complaint. The Complaint itself only alleges that "[t]his is an action for declaratory relief and breach of contract with damages in excess of [f]ifteen [t]housand [d]ollars." (Doc. 1-1 ¶ 1). Thus, it is not clear from the face of the Complaint that the case is removable. Plaintiff argues, however, that she sent Defendant correspondence that included a "Sworn Proof of Loss" in the amount of $ 655,369.00, on October 17, 2018, and that Defendant confirmed receipt of said Sworn Proof of Loss the next day. Based on this, Plaintiff argues that Defendant knew at least as of October 2018 that the amount-in-controversy exceeded $ 75,000.00, and therefore, it had to remove the case within thirty days of being served with the Complaint.
Plaintiff's reliance on pre-suit correspondence is misplaced. Though the Eleventh Circuit has yet to weigh in, "[e]very court of appeals that has addressed whether a court may consider a defendant's pre-litigation knowledge ... to decide triggering of the 30-day removal period has held no." Sullivan v. Nat'l Gen. Ins. Online, Inc. , 3:17-cv-1387-J-32PDB,
Thus, pre-suit correspondence, regardless of its reliability, cannot trigger the running of the thirty-day removal clock. Defendant received Plaintiff's Sworn Proof of Loss prior to being served with this lawsuit, therefore it has no relevance to the timeliness of the removal. Defendant received an email confirming the amount in dispute--with a demand of $ 784,481.28--on February 3, 2019, more than a month and after service of the Complaint. Defendant timely removed within thirty days of receipt of the email, on February 25, 2019.
IV. CONCLUSION
In accordance with the foregoing, it is ORDERED and ADJUDGED that Plaintiff's Motion to Remand (Doc. 7) is DENIED .
DONE and ORDERED in Orlando, Florida on May 15, 2019.
Reference
- Full Case Name
- Jane MCMANUS v. NATIONAL FIRE & MARINE INSURANCE COMPANY
- Cited By
- 5 cases
- Status
- Published