Cruz v. Creditmax Experts, LLC

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA ORLANDO DIVISION CRYSTAL CRUZ, Plaintiff, v. Case No. 6:24-cv-1008-RBD-NWH CREDITMAX EXPERTS, LLC, Defendant. ____________________________________ ORDER In this Credit Repair Organizations Act case, Defendant defaulted (Doc. 13), and Plaintiff moved for a default judgment (Doc. 14). On referral, U.S. Magistrate Judge Nathan W. Hill entered a Report and Recommendation submitting that the Court should grant the motion in part with slight adjustments to the amount of costs to which Plaintiff is entitled. (Doc. 19 (“R&R”).) The time has passed and there were no objections, so the Court examines the R&R for clear error only. See Macort v. Prem, Inc., 208 F. App’x 781, 784 (11th Cir. 2006). Finding none, it is due to be adopted in its entirety.

Accordingly, it is ORDERED AND ADJUDGED: 1. The R&R (Doc. 19) is ADOPTED AND CONFIRMED and made a part of this Order in its entirety.

2. Plaintiff’s motion (Doc. 14) is GRANTED IN PART AND DENIED IN PART as set forth above and in the R&R. 3. Final default judgment is ENTERED in favor of Plaintiff and against Defendant in the total amount of $9,832.50, allocated to e $7,500.00 in actual damages; e $1,862.50 in attorneys’ fees; and e $470.00 in costs.

4. Plaintiff is AWARDED post-judgment interest, which will accrue at the statutory rate as set forth in 28 U.S.C. § 1961.

5. The motion (Doc. 14) is DENIED in all other respects.

6. The Clerk is DIRECTED to enter judgment for Plaintiff in the amount of $9,832.50 and, thereafter, to close the file.

DONE AND ORDERED in Chambers in Orlando, Florida, on August 20, 2025.

ROY B. DALTON, JR. United States District Judge