UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF FLORIDA

CASE NO. 25-61757-CIV-DIMITROULEAS

GABRIEL SALDARRIAGA,

Plaintiff,

vs.

CITIBANK, N.A., et al.,

Defendant. ___________________________________/

ORDER ADOPTING AND APPROVING REPORT AND RECOMMENDATION OF MAGISTRATE JUDGE; GRANTING DEFENDANT’S MOTION TO COMPEL ARBITRATION, STAY PROCEEDINGS AS TO DEFENDANT CITIBANK, N.A.,

THIS CAUSE is before the Court upon Defendant Citibank, N.A.’s Motion to Compel Arbitration, [DE 24] and the December 10, 2025, Report and Recommendation of United States Magistrate Judge Patrick M. Hunt (the “Report”) [DE 36]. The Report, recommending granting Defendant Citibank N.A.’s motion, is based upon an agreement between Citibank, N.A. and Plaintiff to submit to arbitration. The Magistrate Judge’s factual findings in the Report [DE 36] are hereby adopted and deemed incorporated into this opinion. LoConte v. Dugger,

(11th Cir. 1988), cert. denied,

(1988); RTC v. Hallmark Builders, Inc.,

(11th Cir. 1993). In addition, the Court has conducted a de novo review of the Report [DE 36] and record and is otherwise fully advised in the premises. The Court agrees with the Magistrate Judge’s analysis and conclusions. Accordingly, it is ORDERED AND ADJUDGED as follows:

1. The Report [DE 36] is hereby ADOPTED and APPROVED; 2. Defendant Citibank, N.A.’s Motion to Compel Arbitration [DE 24] is GRANTED; 3. Plaintiff and Defendant Citibank, N.A. are COMPELLED to arbitrate the claims Plaintiff pled in the Complaint; 4. This action is hereby STAYED pending arbitration as to Defendant Citibank, N.A. ONLY. DONE AND ORDERED in Chambers at Fort Lauderdale, Broward County, Florida this 11th day of December, 2025. “4 ff % f ? i afl #4 v Paty 4 ‘4 ase □□ VILLIAM P. DIMITROULEAS United States District Judge

Copies to: Counsel of record Magistrate Judge Hunt