Arma Gilead v. Early Warning Services, LLC, and Wells Fargo Bank, N.A.

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF FLORIDA CASE NO. 25-60774-CIV-SMITH/HUNT

ARMA GILEAD, Plaintiff, vs. EARLY WARNING SERVICES, LLC, and WELLS FARGO BANK, N.A., Defendants. / ORDER AFFIRMING AND ADOPTING REPORT OF MAGISTRATE JUDGE This matter is before the Court upon Magistrate Judge Hunt’s Report and Recommendation [DE 61], recommending Defendant Wells Fargo’s Motion to Compel Arbitration [DE 18] be denied. Defendant has filed Objections [DE 63] and Plaintiff has filed a Response to Defendant’s Objections [DE 68].

A district court may accept, reject, or modify a magistrate judge’s report and recommendation. 28 U.S.C. § 636(b)(1). Those portions of the report and recommendation to which objections are made are accorded de novo review, if those objections “pinpoint the specific findings that the party disagrees with.” United States v. Schultz, 565 F.3d 1353, 1360 (11th Cir. 2009); see also Fed. R. Civ. P. 72(b)(3).

The Court, having considered Judge Hunt’s Report, Petitioner’s objections thereto, and having conducted a de novo review of the record, agrees with Judge Hunt’s well-reasoned analysis and his recommendation that the Motion to Compel Arbitration be denied. Accordingly, it is ORDERED that: 1) Magistrate Judge Hunt’s Report and Recommendation [DE 61] is AFFIRMED and ADOPTED and incorporated by reference into this Court’s Order.

2) Defendant’s Objections [DE 63] are OVERRULED.

3) Defendant shall file its Response to the Amended Complaint by March 2, 2026.

4) Defendant Wells Fargo Bank, N.A.’S Motion to Abate All Pretrial Deadlines Pending Ruling On its Motion to Compel [DE 45] is DENIED as moot.

DONE and ORDERED in Fort Lauderdale, Florida, this 18 day of February, 2026. ce: All Counsel of Record fib RP RODNEY SMITH UNITED STATES DISTRICT JUDGE