We have for review the decision of the District Court of Appeal, Second District (Travelers Indemnity Co. v. Causey, 381 So.2d 1200 (Fla.2d DCA 1980)), which conflicts with Aetna Casualty and Surety Co. v. Ilmonen, 360 So.2d 1271 (Fla.3d DCA 1978). We approve the decision in Travelers Indemnity Co. v. Causey and overrule the decision in Aetna Casualty and Surety Co. v. Ilmonen.

It is so ordered.