Whilden v. Milledgeville Banking Co.
Whilden v. Milledgeville Banking Co.
Opinion of the Court
This was a complaint on two promissory notes',, appealed from the county court of Baldwin to the superior court.. The Banking Company brought its petition against the plaintiff in. error as principal. It joined with him the administratrices debonis non cum testamento annexo of the estate of Mrs. I. A. Hendrix, deceased. The petition alleged that one H. E. Hendrix,, executor, and said G-. T. Whilden were indebted to the petitioner on two joint promissory notes, one dated May 9, 1903, due 30 days after date, for $100, and the other dated May 12, 1903, and due 60 days after date, for $150, both bearing interest at 8 percent. per annum from maturity. It is further alleged, that H. E. Hendrix was the sole executor of Mrs. I. A. Hendrix at the-time he executed the notes to petitioner, and that he died before the maturity of either of the notes, leaving no estate and being utterly insolvent; and that there has been no administration applied for or granted on the estate of H. E. Hendrix. Attached to the petition are copies of the two notes, which are payable to the Milledgeville Banking Company, and each has indorsed on it the-words “protest waived, G-. T. Whilden.” The defendant, pleaded that he signed the notes only as surety, and not as principal, and that H. E. Hendrix and- the Milledgeville Banking Company both knew and understood that he was only- a surety.
The administratrices of the estate of Mrs. I. A. Hendrix demurred to the petition, upon the grounds, that the letters “Ext.,”' following the signature of H. E. Hendrix upon each of the notes,, are a mere descriptio personae; that the notes were not the debt of' the estate of Mrs. I. A. Hendrix, and it was not alleged that the consideration represented by the notes ever entered into the estate of Mrs. I. A. Hendrix. This demurrer was sustained. Thereafter the defendant Whilden offered the following amendment (which was properly verified) to his original plea: “And now comes G-. T. Whilden, and by leave of the court amends his plea and answer heretofore filed in the above-stated case, and for amendment says:.
On the trial, the Banking Company introduced the two notes and proved the debt and the insolvency of Hendrix, and that there was no administration and nothing to administer upon. The de-fendant Whilden testified that he signed the notes at Mr. Hendrix’s request, for Hendrix to borrow money from the bank. ' At the ma
There are two assignment's of error in the bill of exceptions. Exception is taken to the refusal of the court to allow the amendment offered by the defendant to his plea, and it is insisted that the judge erred in directing a verdict for the plaintiff. The verdict directed was the legitimate conclusion of the issues before the court under the pleadings, but the previous ruling of the court in refusing defendant’s amendment to his plea necessarily controlled it. The plaintiff in error having excepted according to the rules announced in the case of Lyndon v. Georgia Railway & Electric Co., 129 Ga. 353 (58 S. E. 1047), his exceptions are properly presented for our consideration. We think the court erred in refusing to allow the amendment. Whilden had already pleaded that he was not a principal, but only a suretj, and the amendment offered properly set up such a defense in his behalf as would have operated to discharge him; and the plea can be established and proved by parol evidence. It is so well settled that usury collected by the creditor, unknown to the surety, will operate to discharge ;such surety that citation of authority would seem to be unnecessary. It’is equally well settled that this plea of usury may be proved by parol. There is no defect which we can discover, either •of form or substance, in the plea offered by the defendant; and it was properly verified. If the plea had been allowed, the evidence •offered by the defendant, unless rebutted, would have authorized a
Judgment reversed.
Reference
- Full Case Name
- WHILDEN v. MILLEDGEVILLE BANKING CO.
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- 1 case
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- Published