Even if, under the hy-laws of a benevolent fraternal association or assessment insurance society, no affirmative action is necessary in order to enforce the forfeiture of a policy of insurance, for nonpayment of dues or assessments, as the ease may be, the subsequent demand for the payment of such dues or assessments is a waiver of the forfeiture, and an acknowledgment that the delinquent policy-holder is still entitled to the benefits conferred by his contract with the association. Judgment affirmed.

cited: Civil Code, §2135 et seq.; Georgia Masons v. Gibson, 52 Ga. 642 (3); Harrington v. Asso., 70 Ga. 340; Wright v. Supreme Commandery, 87 Ga. 426; Haupt v. Ins. Co., 110 Ga. 146; Hutson v. Ins. Co., 122 Ga. 847, 852; Bank of Commerce v. Ins. Co., 125 Ga. 552 (3), 557; 16 Am. & Eng. Enc. L. (1st ed.) 83; 21 Id. (2d ed.) 286, 288, 293, 294; Niblack, Ins. & Benefit Soc. (2d ed.) §§289, 291, 306; Illinois Masons v. Baldwin, 86 Ill. 479.

cited: Starnes v. Asso., 2 Ga. App. 237; Wright v. Supreme Commandery, 87 Ga. 426; 19 Am. & Eng. Enc. L. (2d ed.) 59 et seq.; 25 Cyc. 871 et seq.; Griesa v. Asso., 133 N. Y. 619 (30 N. E. 1146); affirming 15 N. Y. Supp. 71; Mee v. Asso., 69 Minn. 210 (72 N. W. 74); Murray v. Asso., 90 Cal. 402 (27 Pac. 309); Roswell v. Union, 13 Fed. 840; Modern Woodmen v. Jameson, 49 Kan. 677 (30 Pac. 460); Farmers Mut. Life Asso. v. Koontz, 30 N. E. (Ind. App.) 145; Moreland v. Ins. Co., 20 Ky. L. Rep. (46 S. W. 516); Beatty v. *344Asso., 75 Fed. 65; Stylow v. Ins. Co., 69 Wis. 224 (34 N. W. 151); Jackson v. Asso., 78 Wis. 463 (47 N. W. 733). The following cases were distinguished: Toeller v. Central Verein, 72 N. W. (Wis.) 630; Miles v. Asso., 108 Wis. 421 (84 N. W. 159); Schmidt v. Modern Woodmen, 54 N. W. (Wis.) 264; Leffingwell v. Grand Lodge, 86 Iowa, 273; Carlston v. Supreme Council, 115 Cal. 466 (35 L. R. A. 643).