Georgia Court of Appeals, 1913

Alligood v. Daniel & King

Alligood v. Daniel & King
Georgia Court of Appeals · Decided February 4, 1913 · Russell
12 Ga. App. 220; 76 S.E. 1083; 1913 Ga. App. LEXIS 502

Alligood v. Daniel & King

Opinion of the Court

Russell, J.

1. A promise to execute and deliver a policy of life insurance if, after a medical examination, the maker of a note, given for the insurance premium, proves to he an insurable risk, is not an absolute promise to execute and deliver a policy, and will not authorize the original payee to recover on the note, where no offer to deliver the policy has been made; 'and this is true though the maker of the note refused to submit to a medical examination, and, in consequence, his application for insurance was never accepted.

2. The evidence demanded a finding in favor of the defendant, and it was error to render a judgment for the plaintiff. Judgment reversed.

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