Bank of Omega v. Ford
Bank of Omega v. Ford
Opinion of the Court
1. A surety upon a promissory note secretly infected with usury, of which he had no knowledge, is discharged from liability if the note contains a waiver of homestead. Lewis v. Brown, 89 Ga. 115 (14 S. E. 881) ; Harrington v. Findley, 89 Ga. 385 (15 S. E. 483); Howard v. Johnson, 91 Ga. 319 (18 S. E. 132) ; Prather v. Smith, 101 Ga. 283 (28 S. E. 857) ; Hancock v. Bank of Tifton, 6 Ga. App. 678 (65 S. E. 784) ; Morris v Reed, 14 Ga. App. 729 (5) (82 S. E. 314) ; Denton v. Butler, 99 Ga. 264 (25 S. E. 624).
(a) In an action on such a note, where the usury is shown, it is incumbent upon the plaintiff, in order to hold the surety liable, to prove affirmatively that he signed'the note with knowledge of the usury. Denton v. Butler, supra; Prather v. Smith, supra.
2. Tn Gay v. Gay, 8 Ga. App. 804 (70 S. E. 182), the only case cited and relied on in the brief of counsel for the plaintiff in error, the facts were
3. Applying these rulings to the facts of the instant case, the court did, not eri in directing a verdict for the defendant.
Judgment affirmed.
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