Georgia Court of Appeals, 1925

Hite v. Liverpool & London & Globe Insurance

Hite v. Liverpool & London & Globe Insurance
Georgia Court of Appeals · Decided January 14, 1925 · Luke
33 Ga. App. 349; 126 S.E. 304; 1925 Ga. App. LEXIS 762

Hite v. Liverpool & London & Globe Insurance

Opinion of the Court

Per Curiam.

Where a fire-insurance policy appears on its face to be issued to one as trustee, upon property purporting to belong to him but which in fact belongs to those for whom he acts as trustee, and where there is a provision in the policy of insurance avoiding it “if the interest of the insured in the property be not truly stated,” or “if the subject of insurance be personal property and be or become incumbered by a chattel mortgage,” and where the insurer) through its agent who issued the policy, had at that time actual notice from the trustee that the property insured was not his property, but was the property of those for whom he was acting as trustee, the insurer, because of its knowledge at the time of issuing the policy, is held to have waived the above-quoted provision of the policy. Sec Liverpool & London & Globe *350Insurance Co. v. Georgia Auto & Supply Co., 29 Ga. App. 334 (115 S. E. 138); Peoples & Planters Fire Association v. Wyatt, 31 Ga. App. 684 (121 S. E. 708).

Decided January 14, 1925. Milner & Faricas, for plaintiff. Smith, Hammond & Smith, Pottle & Hofmayer, for defendant.

(a) Applying the foregoing principle, the court erred in sustaining the demurrer to the petition and in dismissing plaintiff’s suit.

Judgment reversed.

Broyles, G. J., and Bloodioorth, J., concur. Luke J., dissents.

Dissenting Opinion

Luke, J.,

dissenting. In my opinion the allegations of the petition in this case were insufficient in law. See Ward v. Lord, 100 Ga. 407.

Case-law data current through December 31, 2025. Source: CourtListener bulk data.