In Auto-Owners Ins. Co. v. Karan, Inc.,1 we reversed the trial court’s denial of summary judgment to Auto-Owners Insurance Company in its declaratory judgment action to determine insurance coverage. The Supreme Court granted certiorari and, in Karan, Inc. v. Auto-Owners Ins. Co.,2 reversed our decision. We therefore vacate our earlier opinion and adopt the opinion of the Supreme Court as our own.

Judgment affirmed.