Court of Appeals of the State of Georgia October 28, 2013 ATLANTA,__________________ The Court of Appeals hereby passes the following order: A12A1822. GRINER, et al. v. SYNOVUS BANK, et al.

Pursuant to the order of the Georgia Supreme Court issued on October 7, 2013, which vacated our previous opinion in this case, Synovus Bank v. Griner, 321 Ga. App. 359 (739 SE2d 504) (2013), this case is hereby REMANDED to the trial court for further consideration, including a determination of what effect, if any, the July 3, 2013 Declaratory Order issued by the Georgia Department of Banking and Finance has on this case. The July 3 order declares that to provide parity with national banks, overdraft fees imposed by state-chartered banks in connection with deposit accounts are not subject to Georgia’s usury laws.

Court of Appeals of the State of Georgia 10/28/2013 Clerk’s Office, Atlanta,__________________ I certify that the above is a true extract from the minutes of the Court of Appeals of Georgia.

Witness my signature and the seal of said court hereto affixed the day and year last above written.

, Clerk.