Court of Appeals of the State of Georgia ATLANTA, June 28, 2016 The Court of Appeals hereby passes the following order A16D0408. DEREK LEROY MCSMITH v. BANK OF AMERICA, N.A..

Upon consideration of the Application for Discretionary Appeal, it is ordered that it be hereby DENIED.

LC NUMBERS: 2016CV00647

Court of Appeals of the State of Georgia Clerk's Office, Atlanta, June 28, 2016.

I certify that the above is a true extract from the minutes of the Court of Appeals of Georgia.

Witness my signature and the seal of said court hereto affixed the day and year last above written.

, Clerk.