Court of Appeals of the State of Georgia ATLANTA, August 29, 2025 The Court of Appeals hereby passes the following order A26D0029. MARCELA RAMOS v. JP MORGAN CHASE BANK, NA.

Upon consideration of the Application for Discretionary Appeal, it is ordered that it be hereby DENIED.

LC NUMBERS: 25A02437

Court of Appeals of the State of Georgia Clerk's Office, Atlanta, August 29, 2025.

I certify that the above is a true extract from the minutes of the Court of Appeals of Georgia.

Witness my signature and the seal of said court hereto affixed the day and year last above written.

, Clerk.