Mutual Life Insurance v. Clancy
Cases that cite this one
7 later published cases cite this decision.
- Life Casualty Ins. Co. of Tenn. v. Jordan (Ga. Ct. App. 1943)
- Sovereign Camp Woodmen of the World v. Cooper (Ga. 1942)
- Reliance Life Insurance v. Hightower (Ga. 1919)
- Royal Benefit Society v. Naylor (Ga. Ct. App. 1914)
- Stephenson v. Empire Life Insurance (Ga. 1912)
- Illinois Bankers Life Assur. Co. v. Cutlip (Okla. 1935)
- Keesler v. Mutual Benefit Life Insurance (N.C. 1919)
This list shows which later cases cite this one. It does not say how they treated it, and no review of that has been done. Not a substitute for Shepard’s or KeyCite — verify before relying.
Opinion of the Court
1. Where a policy of life insurance expressly stipulated that the premium should be paid annually on or before a specified day, at the home office of the company, or to an agent producing a receipt of the company, signed by its president or secretary, and that if not so paid the policy should then become void, and that none of the terms of the policy could be changed or waived except by written agreement signed by the president or secretary of the company, a failure to pay the premium as stipulated released the company from all liability upon the policy. See Reese v. Fidelity Asso., ante, 482.
2. Where the local agent of the company represented to the holder of such a policy that the company would change it so that the premium would be payable quarterly instead of annually, and the assured thereafter made a written request of the company that it make such change, the mere
3. The evidence submitted upon the trial demanded a finding in favor of the company, and the court erred in rendering judgment for the plaintiff. Judgment reversed.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.