An insured, in suing an insurance company at law for fire loss on two insurance policies covering the same property, may join as a party plaintiff his creditor who holds a deed to secure a debt, where the policy contains a loss-payable clause as shown in the policies on which this suit is brought. It is not necessary to resort to a court of equity to avoid a multiplicity'of suits, or to have the respective amounts due to the plaintiffs apportioned in the judgment. This court is therefore without jurisdiction, and the case is transferred to the Court of Appeals. So ordered.