Rana v. Bishop Insurance of Hawaii, Inc.

Hawaii Supreme Court December 5, 1985

Rana v. Bishop Insurance of Hawaii, Inc., 68 Haw. 269 (Haw. 1985)

713 P.2d 1363

Hayashi, Lum, Nakamura, Padgett, Wakatsuki

Opinion of the Court

OPINION OF THE COURT BY

WAKATSUKI, J.

The question before the court, upon a petition for writ of certiorari, is whether the Hawaii No-Fault Law, Hawaii Revised Statutes (HRS) Chapter 294, as amended, precludes the stacking of basic no-fault insurance coverages where the injured named insured has a single insurance policy covering several vehicles.

The Intermediate Court of Appeals, upon reviewing legislative history, held that HRS §§ 294-2(10)1 and -3(c)2 preclude the stacking of basic no-fault insurance policies and coverages.

We adopt and affirm the reasoning and decision of the Intermediate Court of Appeals.

§ 294-2 Definitions. As used in this chapter:

(10) “No-fault benefits” with respect to any accidental harm shall be subject to an aggregate limit of $15,000 per person or his survivor and means[.]

§ 294-3 Right to no-fault benefits. . . .

(c) “Maximum limit”. The total no-fault benefits payable per person or on his death to his survivor on account of accidental harm sustained by him in any one motor vehicle accident shall be $15,000, regardless of the number of motor vehicles involved or policies applicable.

Reference

Full Case Name: YASH RANA v. BISHOP INSURANCE OF HAWAII, INC., a Hawaii corporation
Cited By: 8 cases
Status: Published