Miller v. Mutual Benefit Life Insurance
Miller v. Mutual Benefit Life Insurance
Opinion of the Court
The policy sued on contains a provision that in case the said J ames A. Miller shall die by reason of intemperance from the use of intoxicating liquors, the policy shall be void and of no effect.
Amongst other defenses to the action, the defendant pleaded that the said James A. Miller died by reason of intemperance from the use of intoxicating liquors. In addition to the genera] verdict for plaintiff, the j ury found specially, that the said James A. Miller did not die by reason of the intemperate use of intoxicating liquors, but that his death was caused by congestion of the lungs and brain’, and that this congestion was not caused by the use of intoxicating drinks. Upon the preceding trial the jury returned the same special findings. When the case was last before us we held that the verdict was palpably and grossly in conflict with the evidence, and could only have been rendered under the influence' of passion or prejudice. See 34 Iowa, 223.
A careful examination of the testimony now before us enables us to discover in it no material difference from that which was produced on the last trial. Some twelve witnesses testify as to the previous intemperate habits of James A. Miller. Some of them knew him for ten years previous to his death, and had “ seen him frequently in all stages of intoxication, from noisy hilarity to helplessness,” and they testify'that “he was a hard drinkerthat “ he took very long and hard sprees, and sometimes kept drunk for several days at a time.” One witness, who had known Miller from 1854 until the last of 1862, states: “ lie drank more or less all the time. At times he would drink very hard, taking sprees of from one to four weeks duration, and he would take several such sprees in the course of the year during the time that I knew him. I have seen him helpless from intoxication a great many times.” It is established beyond any question, and indeed without any conflict in the evidence, that for a period of about ten years the deceaséd was addicted to debauches of long duration and excessive in their character. The immediate circumstances of his death are as follows: He spent two or three days and nights drinking at a saloon. The night preceding the last day that he
Sympathy, when exhibited upon proper occasions, and under proper circumstances, is commendable and lovely. But every virtue borders so nearly upon vice, that it is difficult to determine when the act ceases to be the'one, and becomes the other. Too much liberality is prodigality, and too much firmness is obstinacy. So too much sympathy, or sympathy not controlled and checked by proper notions of right and a due regard for justice, may lead to the overturning of all legal principles, and be utterly subversive of an intelligent and honest administration of the law. The plaintiff would doubtless be benefitted in a much greater degree than the defendant would be injured, by a recovery. And it is a matter of regret that the circumstances of her husband’s death are such as not to entitle her to recover. But it would be a matter of mueMgreater regret if courts, for her benefit, should allow well established principles of law to be overturned or set at naught.
We interfere with the verdict of a jury always reluctantly, and never unless it is clearly unsupported by the evidence, or has been otherwise improperly reached.
We deprecate the necessity which impels us a second time to set aside a verdict upon substantially the same testimony. But it were much more to be deprecated if the pertinacity of a jury could override law and right, and give triumph to
The court should have granted a new trial upon the ground that the verdict is not sustained by the evidence.
Reversed.
Reference
- Full Case Name
- Miller v. The Mutual Benefit Life Insurance Co.
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- 1 case
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- Published