Kenney v. St. Paul Fire & Marine Insurance
Kenney v. St. Paul Fire & Marine Insurance
Opinion of the Court
The opinion of the court was delivered by
The action was one to realize on a fire insurance policy covering wheat in the stack. The verdict and judgment were for the plaintiff, and the defendant appeals.
The insured wheat was stacked in stack yards in'the field from which it was cut. Some of the stack yards were not burned. Those which were burned, comprising seventeen stacks, extended in an irregular row from east to west in the
■ “If fire occurs, the insured shall give immediate notice of any loss thereby in writing to this company, protect the property from further damage, forthwith separate the damaged and undamaged personal property, put it in the best possible order, make a complete inventory of the same, . . .”
It is said-the failure to protect the wheat which was not burned avoided the policy. The quoted provision of the policy related to property involved in the fire, and not to unaffected stacks remote from those which were burned. A claim that the policy was procured by misrepresentation was not sustained by the evidence.
The defense to the action was that the plaintiff burned his own wheat. The plaintiff had previously been tried on a criminal charge of the same kind, and had been acquitted. No prejudicial error affecting any substantial right of the defendant respecting that issue is disclosed. It is said, however, that the plaintiff succeeded in getting before the jury the fact that he had been acquitted of the criminal charge. The fact of a former trial was developed in the examination of jurors, the examination of witnesses, and in other inevitable , ways. No evidence was introduced tending tb show what the former verdict was, and no statement was made by the plaintiff’s counsel or any one else as to the nature of the former verdict. The court instructed the jury fully concerning the immatériality and unimportance of the former proceeding, and there is nothing in the record to indicate that the jury disregarded the instruction.
There is nothing else of importance in the case. The findings of the jury were sustained by the evidence, and there is nothing in the abstract to indicate that the jury acted from passion or prejudice. The attorney fee allowed was well within the evidence on the subject. The district court was in position to make a just estimate- of the nature and extent of
The judgment of the district court is affirmed.
Reference
- Full Case Name
- R. C. Kenney v. The St. Paul Fire and Marine Insurance Company
- Cited By
- 1 case
- Status
- Published
- Syllabus
- SYLLABUS BY THE COURT. 1. Fire Insurance — Loss of Wheat — Terms of Policy Construed. A provision in a fire insurance policy covering wheat in the stack, requiring the assured, if fire occur, to protect the property from further damage, applies to property involved in the fire, and not to unaffected stacks remote from those consumed. 2. Same — 'No Prejudicial Eiror in Record. Various assignments of error considered, and held to be without substantial merit.