Farmers & Mechanics' Bank of Logan v. Butler
Farmers & Mechanics' Bank of Logan v. Butler
Opinion of the Court
Ofinton of the Court.
THIS was an action of debt, brought by the dent, directors and company, of the Farmers and Me-ehanics’ bank of Logan,, against Butler, as endorser of a note payable and negotiable at the bank,, and protested when it became due for nonpayment. The cause tried upon the general issue, and after the evidence' was closed, the circuit court, on the motion of the defendant, instructed the jury to find-as in case of a non suit, to which'the plaintiffs excepted and a verdict and-judgment having been rendered against them, they have appealed to this court.
The proof was clearly sufficient to maintain the issue on the the part of the plaintiffs, except in relation to the notice to the defendant, of the protest for nonpayment. The protest'was made on the 20th of July 1819, that being the last day of grace, and the notary public deposed,. that it was his constant practice to give- notice of the protest of notes the day on which they became due, or the next morning, to the endorsers thereof, if they lived in Russellville, if not he put the notice of the protest in the post office of fflfe town, directed to the party, and-his impression and belief were that he did,, on the evening of the 20th or the morning of the 21st of July, put anotice in said post office, directed to the defendant who resided on a public road, four or five miles from Russellville. He was confident that he either did so or gave notice to the defendant himself, at far- ■ thest, on the morning of Wednesday the 21st of July, but stated that he bad no recollection of Ibis particular ease and its circumstances. He in no case enquired for private conveyance, or sent notices by them to the country; he gave notice through the medium of the post office, except when he saw the endorser in town.. The post master deposed thatin July 1819, it was-the constant habit of the defendant to send for letters to the post office, three times a week; his usual times of sending, were on Mondays, Thursdays and Saturdays; that lie always sent to the defendant all letters in the post, office directed to him; that the post master was sometimes absent; but he was of opinion he attended the post office in July himself; but if absent he left some person to attend to the business in his absence- He could-noi, however, say positively that the defendant did not.
This is the substance of (he whole evidence in relation to the notice of protest for nonpayment, and the question is, whether it is sufficient to shew that the notice had been given to the defendant in due time?
We have no hesitation in saying that the mere cir-pumstancc of the notice having been put in the post office on the evening of the day on which th.e note was protested, or on the morning of the next day, is not sufficient to charge the defendant as endorser. It would not, we apprehend, have been sufficient even if the defendant had lived in town.
It is true that in a city or a town, where a penny post, is established for the purpose of conveying letters from the post office to the inhabitants, the putting of a notice in the post office is sufficient. If, however, the establishment does not extend to every part of the city or town, as is sometimes the case, and the party to be charged in consequence of the notice, lives beyond the limits of the penny-post, putting the notice in the post .office, will not in that%ase he deemed sufficient, and so it has been ruled by the supreme court of the state of New York.
The general rule upon this subject is, that the party whose duty it is to give notice, is hound to use due diligence, and for that purpose he must employ the ordinary or usual mode of conveyance. This will vary according to the circumstances of the case. Where the notice is' to he sent from one place to another, between which a post road is established, it is sufficient to send the notice by the mail, because the mail is in such case the ordinary or usual mode of conveyance. But where there is no post road established between the places, it is evident that the notice cannot he transported by the mail, and of course some other mode of conveyance must he employed. In such ease the usual mode of conveying the notice, is by a special messenger. We do not mean to say that no other mode can in any event he emploj - ed; hut if any other is employed, it must he on the responsibility of the party who is bound to give the notice^ that it shall be conveyed with the same certainty and dispatch.
In this case it docs not appear that there was any post road.from Russellville to the defendant’s place gf
The judgment must, therefore, he affirmed wiih costs.
070rehearing
presented the •following petition for a re-hearing:
Farmers and Mechanics' Bank of Logan vs. Butler.
The court are respectfully asked to re-examine the decision rendered in this case.
The defendant, residing within four miles of Russell-ville, a post town, endorsed a note payable in the bank in that place; and the note being protested, notice was, in due time, left in the post-oificc, addressed to him. It was proved, he usually'sent to this post-office three times a week, for letters, during this period'.
The court, by the decision rendered, have held this notice insufficient; and that notice should have been sent by a 'special messenger.
It is conceived that the court have in this, instance required of the holder of a mercantile paper, what has not been required by any previous de'cision.
It is admitted, that where the parties reside in the same town or city, the general rule is. that a special messenger is to be sent, be the town or city large or small; and the exception to that rule is, that if there be. a penny-post in fact established, who delivers letters at the endorser’s place of abode, notice sent by the penny-post is sufficient. The case of Ireland vs. Kip, in 10 John. 490, and 11 John. 231, referred to in Chitty on Bills 288, in a note, decided this, and no more. And there would be the same reason for leaving a letter in the post-office of a town where no penny-post was established, as in that case, where the penny-post went to part of the city only, but not to the part where the endorser lived.
The rule is equally well settled, that if the endorser lives in or near to any other post town, a letter put into the post-office, and properly addressed, is sufficient, whether it come to hand or not.
And if there be any adjudged case, which has said that notice to an endorser who lives beyond the limits of the town or city in which the bill is payable, must be given by special messenger, it has escaped the reading of the plaintiffs’ counsel. The cases of Hancroft vs. Hall, 1 Holt C.N. p. 476, and Pearson vs. Crallan, 2 Smith’s Rep, 404, referred to in Chitty 286 and 288, in notes,
Indeed, Chitty, p. 287, is understood as laying down the rule, “ that where there is no post, it is sufficient to send the notice by the ordinary mode of conveyance, though notice by a.special messenger would arrive earlier.” And the case of Mailman vs. D'Eguino, 2 Hen. Bla. 565, there referred to, shows that in resorting to these ordinary modes of conveyance, (that is, of sending a letter,) the first regular opportunity is sufficient, not the earliest probable conveyance.
If these authorities be not misunderstood, a special messenger is not necessary; but other modes of conveyance are sufficient, if other modes of conveyance may be resorted to, the question then is, was the one used as good and as certain as any other ordinary mode? It is respectfully contended, that it was “ the first regular” conveyance, and the most certain of any that pre* sented itself. . >
Indeed, it is contended, that when a man living in the cotatry, will put his name on mercantile paper, he. should be presumed regularly to send to his most convenient post-office; and that a notice to such an one, left in that post-office, should, in the absence of all proof of his habit of sending theré, be sufficient. But here the proof that the defendant did usually send there three times a week, by a messenger, to receive his letters, coupled with the law requiring the postmaster safely to keep such letters, and to deliver them when called or sent for, constitutes this a regular and certain mode of conveyance. No other probable one is shown. If a special messenger be not requisite, the mode used must have been resorted to, or the bank must have kept a look out for the first man passing by the defendant’s house, and entrusted Mm with the notice. But between this latter method of giving notice, and the one pursued, it is presumed no man will hesitate to give the preference to the notice through the post-office.
To this reasoning, let it be borne in mind, thatnoticc, &c. in relation to bills of exchange, is introduced into the common law by the custom of merchants; and as new modes of doing business arise, customs suited to these new modes, are adopted, or used, 'or practised, by merchants. j^ud the courts of justice properly pay great
. This uniform practice, in the absence of any authority against it, is relied upon as entitled to prevail in’a case, to say the least of it, not free from doubt.
A re-hearing of the case is respectfully requested.
Blit, on the 21st of June 1823,’ the petition was overruled.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.