Smith v. Roach's
Smith v. Roach's
Opinion of the Court
delivered the opinion of the Court.
This is an action on a bill of exchange, by petition under our statute, instituted by Roach, as Cashier of the Branch Bank of Tennessee, at Clarksville, and revived in the name of his executor against Smith as endorser. The bill is for $2,500, drawn by C. M. Barker & Co., on Messrs. Robert Williams of New York, in favor of Wm. Harlan, payable four months afterdate, and endorsed by him to B. D. Smith, the appellee, and by Smith to Roach, the Cashier of the Bank aforesaid, by which the bill was purchased, and endorsed by Roach, Cashier, to the Cashier of the mother Bank, at Nashville, and w'as endorsed by him to O. J. Cummin, Esq., Cashier, New York, and transmitted to him for collection. The jury, under the instruction of the Court, found for the plaintiff, and Smith has appealed to this Court.
Three questions are raised which we will notice:
1st. That the evidence is not sufficient to prove Roach to be an executor. By the statute of 1812, (1 Stat. Laws, 674,) an authenticated copy of the certificate of probate is sufficient to prove that the plaintiff is a foreign executor.. The fact that he has been appointed and qualified by the Court, is evidence that he was duly and rightfullij appointed, and pre-supposes that all the previous requisites to a rightful appointment had been shown.
2d. It is objected that there is no sufficient proof of due notice having been given of the dishonor of the bill for non-payment. That the notice might have reached Smith, the endorser, perhaps a day sooner by a direct rout from New York to his residence. The general rule which has been sanctioned by this Court, is that -where the bill has passed through several hands by endorsement, and is
“Not. Pub. N. V.”
which he proved by the plaintiff’s witness, the President of the Bank of Tennessee, to mean, usually, that the bill had been presented by the Notary Public to the drawee, and noted for protest for non-acceptance, and further, that John D. Campbell, whose name was to the protest for non-payment, dated the 17th June, 1843, when the bill fell due, was in the same hand write, and he believed to be the same signature with that signed under the abbreviated note aforesaid. This evidence was all excluded from the jury by the Court, and a verdict found for the plaintiff.
The doctrine is well settled that a holder is not bound to present a bill to the drawee for acceptance, that is made payable a given number of days or months after date, until after it falls due, yet if he does present it for acceptance and the bill is dishonored, he is bound to give
Eut the question arises, was the note or memorandum on the face of the bill competent evidence of the presentation and dishonor by the drawee, to be left to the jury with the explanatory evidence as to the meaning of the abbreviations. We think it was.
Whatever may have been the meaning, purpose or effect of noting the bill for protest formerly, or when it was introduced, it seems now to be the general course of business, well understood among bankers and mercantile men, for the holder to present the bill for acceptance or payment, and if refused, hand it over to a Notary Public to be again presented and protested if dishonored. Pie again presents it and demands acceptance or payment, as the case maybe, and if it be dishonored he notes it for protest, or makes a note on the bill, in an abbreviated form, similar to the note or memorandum on the face of the bill in question, indicating the demand and' protest for non-acceptance or non-payment, and the day when the bill was dishonored and reasons for the dishonor, if any are given, to which the Notary signs his name, as in the case before us; and he afterwards, on the] same day, and sometimes days afterwards, draws out the protest at full length, and in solemn form, under his notarial seal, the noting serving as his memorandum.
This being the usual course and general practice among Notaries, the noting has become an official act, entitled to consideration as evidence of the fact of presentation and demand by the Notary, and dishonor by the drawee; and of such1 demand and dishonor the drawer and- en
The memorandum or note on the face of the bill, exhibited and relied on by the plaintiff as the evidence of his right to recover, shows that the bill had been in the hands of Campbell, who signed himself Notary-Public, and was certainly Notary Public less than two months afterwards, when he protested the bill for non-payment, as such. From these facts it may be inferred that he was Notary Public at the date of the note or memorandum, and that the bill was placed in his hands as such, for demand and protest, and was demanded and refused, and noted for protest by him, officially, at the time of the refusal, and as a part of the res gesta of the transaction. As such, and being found on the face of the plaintiff’s
This evidence being excluded from thejury by the Circuit Court, it is the opinion of this Court that the judgment of the Circuit Court be reversed and cause remanded, that a new trial may be granted without the payment of costs.
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