Crout v. Sauter
Crout v. Sauter
Opinion of the Court
delivered the opinion oe the court.
Appellant Crout became indebted to appellee Sauter in about $2,000, and to secure its payment he executed to him a mortgage on. a house and lot in Covington, Kentucky.
Appellee brought suit, obtained judgment for his debt and the enforcement of his lien, and a sale of the property resulted in a purchase of it by appellant, who executed sale-bonds for the purchase-price, with security.
By section 9, article 13 of chapter 38 of the General Statutes, it is provided that there shall-“be exempt from sale under execution, attachment, or judgment of any court, except to foreclose a mortgage given by the owner of a homestead, or for purchase-money due therefor, so much land, including the dwelling-house and appurtenances owned by the debtor as shall not exceed in value $1,000.”
The 10th section of the same article requires, that “Before a sale under execution, order of attachment, or judgment of a court, of land occupied as a homestead, the officer in whose hands the execution may be at the court, shall cause such part thereof, which may be selected by the defendant, as shall not
The 12th section of the same article provides, that when the valuers are of the opinion that the property is of greater value than $1,000, and not divisible without great diminution of its value, then- the whole of it shall be sold, and $1,000 of the purchase-price paid to the defendant in the execution, to enable him, as the statute says, to purchase another homestead.
The 13th section of the same article and chapter provides as follows: “No mortgage, release, or waiver of such exemption shall be valid, unless the same be in writing, subscribed by the •defendant and his wife, and acknowledged and recorded in the same manner as conveyances of real estate; and such exemption in favor of an execution debtor, or one against whom judgment has been rendered, shall continue after his death for the benefit of his widow and children, but shall be estimated in allotting dower.”
The court below was of opinion that appellant had waived his right to a homestead by his failure to claim it at the sale, and by his purchase under the sale, and his consent to a resale in satisfaction of his sale-bond.
It is a sufficient answer to this reasoning to quote the statute which provides, that “No mortgage, release, or waiver of .such exemption shall be valid, unless the same be in writing, subscribed by the defendant and his wife, and acknowledged and recorded in the same manner as conveyances of real estate.”
It seems that the legislature was determined to secure to the debtor and his family a homestead, as against his judgment, ■execution, or attachment creditors, and to place that homestead
It is true that the husband can sell his real estate, and pass the title unencumbered by the homestead exemption, because under the statute he is entitled to no homestead as against his vendee. He is only entitled to a homestead as against an execution, attachment, or judgment creditor; but as to this class of creditors, he is entitled to a homestead, and can not waive or release it, except in the mode pointed out by the statute, or an abandonment of the premises; for we are of opinion that the statute leaves no room for a different construction; and to decide otherwise would be a virtual revocation of the law.'
Wherefore the judgment is reversed, with directions to ascertain whether the property is divisible without great diminution of its value, and if so, to adjudge a homestead to appellant; and if not, to adjudge a sale of the entire property, and order $1,000 to be paid to appellant to enable him, in the language of the statute, to purchase another homestead; and for further proceedings consistent with this opinion.
Chief Justice Lindsay dissented from this opinion.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.