Dickson's Adm'r v. Luman
Dickson's Adm'r v. Luman
Opinion of the Court
DELIVERED TI1E ORIiJlOK OE THE COURT.
In pursuance of a previous understanding between them, James Dickson loaned to H.. R. Luman five hundred and fifty dollars, receiving therefor a promissory note already executed by him, and purporting to have been likewise duly executed by E. P., C. A. and J. E. Luman. There was at the same time delivered to Dickson a mortgage previously executed and acknowledged by H. R. Luman, and purporting to have been likewise executed and acknowledged by his three brothers, on a tract of land in which each of the four persons had an equal and undivided interest.
It appears that II. R. Luman was principal in the note, and as such received and appropriated to his own use the borrowed money, his brothers being merely sureties. It further appears that neither one of the sureties in person signed, or in writing authorized II. R. Luman to sign, his name to either the note or mortgage, though they admit he did so in their presence and upon- their verbal authority. Nor, though a deputy clerk so certified, did either one of the sureties in fact ever acknowledge the mortgage. On the contrary that officer, as he testified, wrote and officially signed the certificate of their acknowledgment before either of the sureties ever saw the mortgage, or their names were subscribed to it. Sec. 20, chap. 22, Gen. Stats., provides that “ no person shall be bound as the surety of another by the act of an agent unless the authority of the agent is in writing, signed by the prin
And if the sureties are not in the first instance bound by the note, it would at the outset seem unaccountable-how a lien on their property for satisfaction of it can exist in virtue of an attempted mortgage that, though, ■part of the same transaction, was never executed by them in person, nor authorized in writing to be executed for them by another. Eor there is no reason why the statute does not as well and fully apply to the act of an agent in signing without written authority the name of a surety to a mortgage, whereby his property becomes liable, as in signing his name without written authority to a note, for satisfaction of which his property becomes just as certainly and incontestably bound.
The language of the statute is comprehensive enough to include a mortgage upon property of a surety made to-
But counsel refers to sec. 1, chap. 22, General Statutes, where it is provided, “ that no action shall be brought to charge any person upon any contract for the sale of land, ■or any lease thereof, for a longer term than one year, unless the contract be in writing, signed by the party to be charged therewith, or by his authorized agent;” and ■argues that because an agent may, under that statute, though acting under mere verbal authority, bind his principal, he may also, upon mere verbal authority, sign the name of a surety to a mortgage and bind his property for the debt of another.
That statute, it seems to us, even if applicable to mortgages at all, does not relate to acts of an agent having -effect to bind the person or property of a mere surety. But sec. 20, already quoted, which is exceptional in its
Wherefore the judgment dismissing the action as to the sureties in this case is affirmed.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.