Court of Appeals of Kentucky, 1916

Kalaher's Administrator v. Independent Life Insurance

Kalaher's Administrator v. Independent Life Insurance
Court of Appeals of Kentucky · Decided November 21, 1916 · Clarke
172 Ky. 289; 189 S.W. 211; 1916 Ky. LEXIS 193

Kalaher's Administrator v. Independent Life Insurance

Opinion of the Court

Opinion op the Court by

Judge Clarke

Affirming.

On the 21st day of July, 1909, appellee issued a policy upon the life of Edward McMahon for $2,000.00 in which Mrs. Kate Kalaher, an aunt of the insured, was named as beneficiary. McMahon died on October 13th, 1909, and the company having refused to pay the policy upon receipt of proof of his death, Mrs. Kalaher instituted this action against the company to recover the amount of the policy. The company resisted payment upon the ground that McMahon had fraudulently procured the issuance of the policy by mating false statements in his application upon which the policy was issued as to the condition of his health and of his family history, and that he had not in fact been examined by the company’s physician, but that some other person: had béen substituted at the examination; that at the. time of the examination and issuance of the policy Me-' Mahon was not in good health as represented, but was suffering from tuberculosis of the lungs -in an advanced, stage. Mrs. Kalaher died during the pendency of the action, and it was revived in the name of her administrator. The trial by a jury resulted in a verdict for ap-" pellee and appellant’s petition -was dismissed.

*290The only ground presented for a reversal is that two of the instructions given by the court are erroneous. Prom a careful consideration of the entire record we are of the opinion that the pleadings and the evidence authorized the giving of both of these instructions, and that there was no error prejudicial to appellant’s substantial right in either, but it is not necessary for us to give our reason for so holding because of the fact that it does not appear in the record that appellant either objected or excepted to any of the instructions given, and we are therefore not authorized to review the action of the trial court upon the only question of which complaint is made.

Wherefore the judgment is affirmed.

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