MEMORANDUM OPINION AND ORDER

Defendant, Zubair Kazi, is the founder, Chairman, and CEO of Kazi Foods, Inc. Prior to a recent bankruptcy, four Kazi *947franchisees1 operated 142 KFC restaurants. Kazi signed a guaranty agreement for each restaurant (“the Guaranties”). KFC Corporation (“KFCC”) and KFC U.S. Properties (“KFC USP”) seek to collect various debts allegedly covered by the Guaranties (collectively, “Plaintiffs”). The parties have cross-motioned for summary judgment. Kazi claims the Guaranties are unenforceable because (1) they do not meet the requirements of Kentucky’s guaranty statute and (2) they lack consideration. Kazi has also requested that this case be consolidated with a breach of guaranty suit that KFC National Council and' Advertising Cooperative, Inc. (“NCAC”) has filed against him.2 For the reasons that follow, the Court concludes that KFCC may enforce the Guaranties up to the liability cap and that consolidation is appropriate.

I.

The franchisees whose obligations Kazi guaranteed operated 142 KFC restaurants across a swath of states.3 Each franchisee filed for Chapter 11 bankruptcy in February and March 2011 in the Eastern District of Michigan and the cases were eventually consolidated into one proceeding. As debtors-in-possession whose “primary goal” was “to effectuate a reorganization plan that would allow them to maintain their business operations through the restructuring of their debt obligations to both the GE Affiliates [a secured creditor] and KFC,”4 the franchisees obtained approval to retain a Chief Restructuring Officer (the “CRO”). Many of the restaurants continued operating until February 2012 under the CRO’s direction. KFCC, KFC USP, NCAC and other KFC affiliates were unsecured creditors and participated actively in the proceeding.

Restructuring was subject to KFC’s willingness to allow the franchisees to assume franchise agreements5 but KFC declined to consent to that course of action.6 “Because [the franchisees] could not reach agreements with KFC with respect to (a) the terms of the assumption and/or assignment of the Franchise Agreements and (b) the restructuring of royalty, CAPEX and equipment finance payments,” the franchi*948sees decided the best course of action was to sale substantially all of their assets under section 363 of the Bankruptcy Code. Two buyers, Star KFC Realeo Two, LLC and Star Partner Enterprises Two, LLC, purchased most of the restaurants in February 2012. The buyers assumed a specific list of liabilities on closing, but only property taxes and obligations under acquired contracts to the extent those obligations arose after the closing date. Aside from a payment of $160,000 to KFCC which partially paid down royalty amounts owed for the month of February 2012, neither KFCC nor KFC USP received any sales proceeds.

In this action, Plaintiffs seek to collect five main types of obligations: (1) pre-petition and post-petition7 royalties owed under each restaurant’s franchise agreement; (2) pre-petition and post-petition advertising and marketing fees owed to local co-ops, contemplated and required by the franchise agreements; (3) payments owed on third party equipment leases for special grilled chicken ovens, which KFCC guaranteed; (4) various obligations owed on ground leases for 13 restaurants that were leased, where KFC USP was either the sub-lessor or alleges it was contingently liable on the lease;8 and (5) de-imaging costs KFC incurred to remove trade dress on certain restaurants, which costs were contemplated in the franchise agreements.

Kazi’s 142 Guaranties are identical except for the specific franchisee named as Obligor, the specific restaurant involved, the duration of the agreement, and the date of execution. The following exemplar provides the pertinent language in each Kazi guaranty:

For value received, the receipt and sufficiency of which is hereby acknowledged, and in order to induce KFC Corporation (“KFC”) and/or KFC National Council and Advertising Cooperative, Inc., Delaware corporations, (hereinafter referred to as “Obligees,” whether one or both) to enter into certain Franchise Agreements, Advertising Agreements, Leases, Subleases, Promissory Notes, Mortgages, Deeds of Trust, Security Agreements, or Contracts and to do certain business with KAZI FOODS OF ANNAPOLIS, INC. (the “Obligor”), of Hershey Pennsylvania, the undersigned [Zubair Kazi] (hereinafter referred to as the “Guarantor[ ]” ...) ... guarantee^] unconditionally and absolutely to Obligees that the Obligor will fully, *949promptly and faithfully perform, pay and discharge all of the Obligor’s present and future indebtedness or obligations to Obligees, whether direct or indirect, absolute or contingent, primary or secondary, joint or several, and all renewals and extensions thereof, including but not limited to, any indebtedness or obligations arising by any terms, covenants or conditions of any Franchise Agreements, Advertising Agreements, Leases, Subleases, Promissory Notes, Mortgages, Deeds of Trust, Security Agreements, or Contracts between Obligees and the Obli-gor, including, without limitation, any representations, warranties and indemnities contained in such Franchise Agreements, Advertising Agreements, Leases, Subleases, Promissory Notes, Mortgages, Deeds of Trust, Security Agreements, or Contracts (collectively the “Guaranteed Obligations”), relating to or arising out of the operation of a Kentucky Fried Chicken restaurant (hereinafter referred to as the “Outlet”) located at 1978 West Street, Annapolis, Maryland.

(bold added). Each Kazi guaranty provides, “[I]n the event of default by the [named franchisee], [Kazi] ... shall, on demand and without further notice of dishonor ... perform, pay or discharge [the] Guaranteed Obligations and pay all losses, costs, and expenses which Obligees may suffer by reason of the default.” The Guaranties identify themselves as “continuing” and “absolute” in nature. Because this enforcement action follows the franchisees’ bankruptcy, the following provisions are uniquely operative:

[Kazi] ... waive[s] diligence, presentment, demand protest and notice of nonpayment, protest and suit on the part of Obligees in the enforcement or collection of any of the Guaranteed Obligations and agree[s] that Obligees shall not be required first to endeavor to secure performance or discharge of or collect from the Obligor ... or to foreclose, proceed against or exhaust any collateral or security for any Guaranteed Obligations, before requiring [Kazi] to perform, pay, or discharge the full liability hereby created.

Any action or inaction by Obligees with regard to the Guaranteed Obligations or this Guaranty shall not impair or diminish the obligations of [Kazi], Obligees shall not be liable for their failure to use diligence in the enforcement of collection of the Guaranteed Obligations or in preserving the liability of any person liable thereon.

[Kazi] hereby unconditionally aftd absolutely guarantee^] the payment of all of said Guaranteed Obligations ... and [Kazi] agree[s] that Obligees shall in no way be obligated to bring or prosecute any action against Obligor of said Guaranteed Obligations or make any demand on Obligor or give any notice of any kind to any party.9

Other notable terms in the Guaranties are (1) a provision for attorney’s fees to any party that prevails entirely in a lawsuit invoking the guaranty, and (2) a provision capping the amount of maximum aggregate liability on each guaranty at $250,000.

Kazi’s motion for summary judgment focuses on contesting the enforceability of the Guaranties. The Court limits its Opinion to that issue and the question of con*950solidation. Kazi’s argument against enforceability is twofold: (1) the Guaranties do not satisfy the formalities required by Kentucky’s guaranty statute; and (2) the Guaranties lack consideration. The Court will consider each argument in turn.

II.

On summary judgment, a moving party is only entitled to judgment “if the pleadings, depositions, answers to interrogatories, and admissions on file, together with the affidavits, if any, show that there is no genuine issue as to any material fact and that the moving party is entitled to a judgment as a matter of law.” Celotex Corp. v. Catrett, 477 U.S. 317, 322, 106 S.Ct. 2548, 91 L.Ed.2d 265 (1986); Fed. R.Civ.P. 56(c). The Court must determine whether “the evidence presents a sufficient •disagreement to require submission to a jury or whether it is so one-sided that one party must prevail as a matter of law.” Patton Bearden, 8 F.3d 343, 346 (6th Cir. 1993) (quoting Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 251-52,106 S.Ct. 2505, 91 L.Ed.2d 202 (1986)).

III.

Kentucky’s guaranty statute provides three ways for a guaranty to be enforceable:

No guaranty of an indebtedness which either is not written on, or does not expressly refer to, the instrument or instruments being guaranteed shall be valid or enforceable unless it is in writing signed by the guarantor and contains provisions specifying the amount of maximum aggregate liability of the guarantor thereunder, and the date on which the guaranty terminates.

KRS § 371.065(1). If any one of the three prongs is met, the statute is satisfied and the guaranty is valid and enforceable. Wheeler & Clevenger Oil Co., Inc. v. Washburn, 127 S.W.3d 609 (Ky. 2004). The interpretation and construction of a contract is a question of law for courts to decide. See, e.g., Dowell v. Safe Auto Ins. Co., 208 S.W.3d 872, 875 (Ky. 2006); Equitania Ins. Co. v. Slone & Garrett, P.S.C., 191 S.W.3d 552, 556 (Ky. 2006). Here, the parties do not dispute that the Guaranties are not written on the instruments they purport to guarantee, so they must satisfy one of the other two prongs.

As an initial matter, the Court finds that neither Plaintiff is entitled to the ground lease-related obligations outlined in the complaint, at least not by operation of the Guaranties.10 KFC USP is not a named Obligor in the Guaranties, so it may not enforce them for its benefit.11 KFCC *951is not entitled to enforce the Guaranties for ground lease payments because the plain terms of the Guaranties limit Kazi’s guarantor liability on “Leases” to obligations arising under leases “between Ob-ligees and the Obligor.” KFC USP, not KFCC, was the lessor or contingently liable on the ground leases at issue, thus KFCC may not enforce the Guaranties for ground lease obligations. Therefore, the Court will limit its discussion to whether KFCC may enforce the Guaranties to require Kazi to pay outstanding royalty payments, advertising , fees, equipment lease obligations, and de-imaging costs.

A.

Kentucky’s legislature does not prescribe a specific type of description necessary to “expressly refer to” an underlying instrument in order for a guaranty to be enforceable under the second avenue to enforcement. The statute’s plain language is not excessively restrictive. “Express,” when used as a modifier, means “particularly]; [with] specificity]”; “refer” means “to direct to a source for help or information,” or “to direct the attention of.”12 The statute has been described as “a consumer-protection provision designed to protect the guarantor by reducing the risk of a guarantor agreeing to guarantee an unknown obligation.” Wheeler, 127 S.W.3d 609, 615 (Ky. 2004) (emphasis added); see also Smith v. Bethlehem Sand & Gravel Co., 342 S.W.3d 288, 292 (Ky.Ct.App. 2011) (quoting Wheeler and explaining the statute “does not seek to ‘eliminate’ unknown obligations; it only seeks to reduce the risk.”). Importantly, the second prong of the guaranty statute is met if a guaranty “expressly refer[s] to[ ] the ... instruments being guaranteed,” not the specific obligations.

Each respective Kazi guaranty expressly refers to the only instrument that matters for KFCC’s purposes: the franchise ágreement.13 Each franchise agreement between Obligor KFCC and a franchised restaurant outlines the identical performance and/or payment obligations KFCC seeks to enforce: the obligation to pay specified royalties, to enter agreements and pay a minimum amount of profits to local advertising cooperatives, to de-image restaurants upon closure, and to update equipment upon reasonable request.14 In each guaranty, Kazi agreed to

*952perform, pay and discharge all of the [specified franchisee’s] present and future indebtedness or obligations to [KFCC and/or NCAC] ... including ... any indebtedness or obligations arising by any terms, covenants or conditions of any Franchise Agreements ... relating to or arising out of the operations of a Kentucky Fried Chicken restaurant (... “the Outlet”) located at [specified street address].

Although the Guaranties purport to obligate Kazi to pay a bevy of other types of present and future indebtedness and obligations under various other agreements, all that matters to KFCC’s claims is that the Guaranties expressly refer to each restaurant’s franchise agreement.15

Kazi relies in part on the unreported case of Brunswick Bowling & Billiards v. Ng-Cadlaon, 2011 WL 5244971 (Ky.Ct. App. Nov. 4, 2011). This opinion does not decide our ease.16 There, the court held that the guaranty at issue did not expressly refer to an underlying promissory note: “[R]ather, [the guaranty] binds [Ng-Cadlaón] to a broad range of potential present and future obligations. The fact that the note at issue falls within one' of the categories of obligations listed in the guaranty is insufficient in itself to constitute an express reference.”17 Here, there is more to consider than the lone fact, that the material obligations are found within one of the categories of agreements referenced in the guaranty. Each guaranty identifies a specific restaurant by its geographic street address. Because each restaurant was subject to but one franchise agreement at all times, the generic term “Franchise Agreements,” although pluralized and found among a “laundry list” of other types of instruments, actually refers to a specific document in each guaranty. Further, though not a prerequisite to enforceability under the second prong, each franchise agreement lists the geographic address of the *953subject restaurant on the first page of the document.

Our case more resembles Alliant Tax Credit Fund 31-A Ltd. et al. v. Murphy, 494 Fed.Appx. 561 (6th Cir. 2012). There, the Sixth Circuit examined the second prong of Kentucky’s statute and concluded, like the district court before it, that the guaranty was enforceable. In reaching its decision, the district court rejected the argument that the phrase “expressly refer to” requires that an obligation be apparent without reference to any other documents.18 The guaranty at issue there explicitly guaranteed “obligations of the General Partner under the Agreement,” and defined “Agreement” as the “Amended and Restated Agreement of Limited Partnership as of December 8, 2003.” Similar to Kazi’s position here, the guarantor argued that the guaranty purported to obligate him on “another set of ‘Instruments,’” and because these instruments were (a) not expressly referenced and (b) not executed, he could not “determine the full extent of [his] indebtedness” under the guaranty and, therefore, the whole guaranty should be held unenforceáble. The Sixth Circuit found this to be immaterial to the enforceability of the guaranty as to the obligations found in the “Agreement.”

Likewise here, what matters is that Kazi’s Guaranties expressly refer to the franchise agreement for each outlet. And they do: they list “Franchise Agreements” in the list of instruments covered, name the specific parties to the Guaranties by name and, in the franchisee’s case, by specific geographic address (this information also appears on the first page of the corresponding franchise agreement), and identify each restaurant outlet’s specific geographic address (also found on the first page of the corresponding franchise agreement).

For all these reasons, the Court concludes that the Guaranties are enforceable.

B.

The Guaranties arguably satisfy the third prong of Kentucky’s guaranty statute as well. Each guaranty caps the maximum aggregate liability thereunder at $250,000 and includes a termination date that refers to the date of execution “set forth below.” The Guaranties typically stated that they terminated twenty-five years from the date of execution. Kazi argues that the guaranty agreements did not have a termination date when he executed them, therefore they are unenforceable. By way of answer, KFCC does not rebut this specific argument but claims that its practice was to stamp a date onto the signed guaranties after receiving them (and other documents and licensure payments due under the franchise agreement) in the mail.

Neither of the party’s explanations of the sequence of events appears to be entirely accurate. A review of the Guaranties reveals that in almost every single date-stamped guaranty, a handwritten date of execution was redacted before the date-stamp was applied. That is, the Guaranties did have a termination date when Kazi signed them (X number of years from whatever date Kazi wrote on the lines “Executed this_day of_, 19 [or 20]_”), but in most cases, KFCC redacted that date and stamped a slightly later date upon receipt of the Guaranties in the mail. In any event, KFCC is not attempting to enforce the Guaranties after the termination date — none of the termi*954nation dates are close to ending, rendering inconsequential any discrepancy between the date Kazi wrote in (or did not) and the date KFCC subsequently date-stamped onto the Guaranties. More importantly, the liability cap of $250,000 for each res- ’ taurant applies whether the Guaranties are enforceable under the second or third prong of the statute, which significantly weakens any threat of overreaching. Because the Court has already concluded that the Guaranties satisfy the second prong for most of the obligations, and that neither plaintiff can enforce the Guaranties for the ground lease obligations, the Court need not definitively decide whether the Guaranties satisfy the third prong of the statute.

C.

Finally, Kazi also argues that the Guaranties are not enforceable because they lack consideration. The Court does not find this argument sufficient. “[WJhere the consideration between the principal obligor and the creditor has passed and become executed before the contract of the guarantor is made and the guaranty was part of the inducement to the creation of the original debt, such consideration is sufficient to the contract of the guarantor.” Smith v. Bethlehem Sand & Gravel Co., LLC, 342 S.W.3d 288 (Ky.Ct.App. 2011) (citing Snowden v. Leight, 5 Ky. L.Rptr. 121 (1883)). Kazi’s attempt to distinguish this case from Smith is unpersuasive; the minor differences do not detract from the application of the general rule here.

Here, each guaranty expressly recites that KFCC gave sufficient consideration for the guaranty and was induced to do business with the Kazi franchisees, including entering franchise agreements with it, based on Kazi’s willingness to personally guarantee certain debt and obligations:

For value received, the receipt and sufficiency of which is hereby acknowledged, and in order to induce KFC Corporation (“KFC”) and/or KFC National Council and Advertising Cooperative, Inc., Delaware corporations, (hereinafter referred to as “Obligees,” whether one or both) to enter into certain Franchise Agreements .... [Kazi] ... guarantee^] unconditionally and absolutely to Obligees that [the named franchisee] will fully, promptly and faithfully perform, pay and discharge all of the [the franchisee’s] present and future indebtedness or obligations to Obligees.

Extrinsic evidence also confirms that the guaranties and franchise agreements were basically part and parcel of the same transaction. Under these circumstances, the Court finds sufficient consideration to enforce the Guaranties.

D.

In sum, KFCC may enforce the Guaranties to collect (1) royalty payments, (2) advertising payments, (3) de-imaging costs, and (4) equipment lease payments because each of these obligations are explicitly contemplated in each outlet’s franchise agreement and the subject Guaranties each expressly refer to their corresponding outlet’s franchise agreement.19 Nevertheless, the liability cap provision remains operative to cap the *955damages at $250,000 for each restaurant.20

IV.

Consolidation is discretionary under Federal Rule of Civil Procedure 42(a).21 The Court sees some benefit in consolidating this case with the one that NCAC has filed against Kazi. NCAC is suing Kazi for guarantor liability arising from three separate promissory notes that NCAC extended to various bankrupted franchisees. Kazi argues that, becausé NCAC is a named Obligee in the 142 Guaranties discussed here, NCAC could resort to those Guaranties if need be. However, the need to resort to the “KFC Corporation and/or NCAC” Guaranties discuss herein is virtually nonexistent: the three guaranties NCAC invokes are written on the promissory notes they guaranty and dated on the same date (December 15, 2010). Regardless, the two cases arise from the same operative facts and it would seem that consolidation benefits judicial efficiency and does not unduly prejudice any party.

Being otherwise sufficiently advised,

IT IS HEREBY ORDERED that Defendant’s motion for summary judgment (DN 19) is DENIED.

IT IS FURTHER ORDERED that Plaintiffs’ motion for summary judgment is SUSTAINED as to Kazi’s liability as described in this Memorandum Opinion.

IT IS FURTHER ORDERED that on or before July 21,. 2014, Plaintiffs here shall file a memorandum setting forth their damages; Defendant shall reply on or before August 18, 2014.

IT IS FURTHER ORDERED Defendant’s motion for consolidation (DN 31, DN 2622) is SUSTAINED and KFC Nat’l Council & Adver. Coop., Inc. v. Kazi, Case No. 13-cv-291, already transferred here, will remain for further proceedings.