For the reasons stated in the companion case of Patricia Prejean v. Dixie Lloyds Insurance Company, et al., 602 So.2d 764 (La.App. 3rd Cir. 1992), in which a separate decision is being rendered by us this day, the judgment of the trial court is affirmed as amended and rendered.

All costs of this appeal are assessed to the Louisiana Insurance Guaranty Association.

MARCANTEL, J., concurs for reasons assigned in 602 So.2d 764.

concurring.

For the reasons assigned in the concurring opinion in the companion case of Patricia Prejean v. Dixie Lloyds Insurance *769Company, et al., 602 So.2d 764 (La.App. 3 Cir. 1992), I respectfully concur.