Lemos v. Duralde
Lemos v. Duralde
Opinion of the Court
delivered the opinion of the court. This is an action against the recorder of mortgages to compel him to cancel a mortgage existing on a lot of ground in this city, in favor of a certain Henry Bebee.
The mortgage was created by a public act, in virtue of which the plaintiff acquired the hypothecated property. By the terms of this act, one half of the purchase money was paid down, and the balance in a note of hand subscribed by the petitioner, to the order of L. Wiltz.
The petitioner went with the note to the defendant, and required him to raise the mortgage. The latter refused, saying that he did not know the signatures of the persons on the note, and he did not think the act authorised the recorder to cancel the mortgage. The plaintiff then retired, saying he would compel the defendant to
The court below was of opinion the defendant was not, on the evidence offered, obliged to cancel the mortgage—and from this decision the plaintiff appealed.
In opposition to the correctness of this judgment, the plaintiff relies on a provision of our code, which declares, that mortgages may be erased by and with the consent of the parties concerned: and an act of the legislature, which provides, that whenever promissory notes are furnished in payment of a debt for which a mortgage is given, it shall be lawful for each of the bearers of the said note, if negotiated, to cancel the mortgage to the amount of the note or notes in their possession. C. Code, 466, art. 64. Acts of the Legislature, 1817, 61, sect. 3.
From these provisions, it has been contended,
On behalf of the defendant it was urged, that the custom has always been, for the person who wished to raise a mortgage to do so by an authentic act passed before a notary: and that on this act being produced to the recorder of mortgages, the lien existing on the property was cancelled. That any other practice would expose him to great peril, and shake the rights of mortgagees, by enabling persons who had no interest in the transaction,to personate those who had, and release the mortgages. That by law, notaries are required to ascertain the identity of all persons appearing before them to pass acts, and are supposed to have the knowledge necessary for that purpose. That no such obligation is imposed on the keeper of mortgages, nor has he the means of knowing the individuals
When, therefore, the debtor, as in the instance before us, presents himself in order to have a lien taken off his property, we are of opinion that he should shew the consent of those in whom the lien was vested, and do so, by evidence of as high a nature as that by which the lien was in the first instance created. Nihil tam naturale est, quam eo genero quid-
It is therefore ordered, adjudged and decreed, that the judgment of the district court be affirmed with costs.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.