Byrne v. L.A. St. Ins. Co.
Byrne v. L.A. St. Ins. Co.
Opinion of the Court
delivered the opinion of the court. Tins is an action on a policy of insurance. The execution of the policy, the interest of the plaintiff in die vessel, her sailing on the voyage insured, and the loss by one of the perils covered by the policy, are all establish, ed. The only question, therefore, for our decision, is, whether there was such a deviation from the voyage as discharges the insurers.
From the evidence in the case, it appears that the vessel sailed from New-Orleans in the month of January last, on a voyage to Clark’s landing on the Rio Brassos. The captain swears that, on the 5th of February last, she arrived off the mouth of the river, and, on the 7th, succeeded in taking a pilot on board: that under his directions she attempted to enter the Fiver, and, in doing so, grounded: that on trying the pumps after she was afloat, she was found to make considerable water: that the captain and pilot then sounded the Bar, to ascertain whether or not there was sufficient water to afford an entrance to the schooner, but was unable to find enough to enable her to
The other testimony in the cause strongly
The law which governs the' case is well settled. To authorise a deviation there must be a necessity; and this necessity is not, in all cases, to be tested by the event; but'more properly by the enquiry whether, under all the circumstances of the case, there was just and reasonable ground for the captain to believe necessity to exist.
In this case it has been contended on the part of the insurers, that the vessel should have waited a reasonable time at the mouth of the Rio Brassas, to see whether the waters would not rise. But this objection is destroyed by the evidence, which shews she could not have done so without being exposed to great danger. Again: It has been urged she should have remained in the outer part of Galvestown harbour, and returned to the Brassas when fa
As to the other point in the case, we do not think there was such an unnecessary delay in the port of Galvestown as will discharge the defendants.
It is therefore ordered, adjudged and decreed, that the judgment of the district court be affirmed with costs.
Reference
- Full Case Name
- BYRNE v. L.A. ST. INS. COMPANY
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