UNITED STATES BANKRUPTCY APPELLATE PANEL

FOR THE FIRST CIRCUIT ______________________________

BAP No. MB 98-096 ______________________________

IN RE: SANDI BONFIGLIO, Debtor. ______________________________

HAROLD B. MURPHY, TRUSTEE,

Appellant,

v.

SANDI BONFIGLIO,

Appellee.

______________________________

Appeal from the United States Bankruptcy Court for the District of Massachusetts (Hon. William C. Hillman, U.S. Bankruptcy Judge) ______________________________

Before

Goodman, Haines and Carlo, U.S. Bankruptcy Judges

______________________________

Andrew G. Lizotte, Esq. and Hanify & King, P.C., on brief for the Appellant.

Mark H. Vanger, Esq., on brief for the Appellee.

______________________________

January 29, 1999 ______________________________ Per Curiam

Chapter 7 trustee, Harold B. Murphy, appeals the bankruptcy

court's order overruling his objection to the debtor's homestead

exemption claim. We affirm the lower court's ruling on the

authority of the First Circuit's decision in Patriot Portfolio,

LLC, v. Weinstein, __ F.3d __ (1st Cir. 1999).

In re Weinstein held that the Massachusetts homestead

exemption's exception for contract debts incurred before the

filing of a homestead declaration does not operate in bankruptcy.

That case addresses and resolves (against appellant) all issues

critical to the appeal.

Further explication is unnecessary.

The order of the bankruptcy court overruling appellant's

objection to the debtor's homestead exemption is AFFIRMED.

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