Coffin v. Phenix Insurance
Coffin v. Phenix Insurance
Opinion of the Court
delivered the opinion of the Court. The principles upon which the Court proceed in this case, are distinctly stated in the case of Paddock v. The Franklin Insurance Company ; which was an action on a policy on the same vessel.
The grounds of defence are,
1. That it is the duty of the owner of a vessel insured, to keep her in a competent state of repair and equipment during the voyage ; that if damage is sustained, so as to weaken and endanger the vessel, it is his duty to repair it as speedily and as effectually as he reasonably can, under the circumstances ; that the master is the agent of the owner for this purpose, and that, after meeting with such damage, if the ship arrives at a place where supplies and repairs can be reasonably obtained, and he sails without obtaining them, this is negligence and failure of duty on the part of the owner, and if a loss happens from that cause, or may be reasonably attributed to that cause, it is one for which the underwriters are not responsible.
2. That the loss has arisen, not from any extraordinary perils of the sea, but from the ordinary perils of the sea, the action of the wind and waves, which would not have destroyed or endangered a sound vessel, and therefore that the underwriters are not responsible. Upon this pain< the burden of proof is upon the plaintiffs, and they are bound to show affirmatively, either by express proof or reasonable presumption, that the loss was occasioned by some of the extraordinary perils, for which assurers are by their contract responsible.
These are the grounds upon which, as it appears by the judge’s report, the case has been again tried. The questions of fact upon the evidence were, whether the Tarquín had
The first ground obviously involves a material question, ol the skill, fidelity, and due care and diligence, on the part of the master. This is a question, upon a complicated combination of circumstances, on which different minds may very naturally and very honestly differ. It being a question depending on skill and experience, it is one upon which the opinions of men of competent skill and experience in like subjects, upon the general state of facts disclosed, are, by the rules of law, competent evidence.
Since the first trial, we thin'k the case for the plaintiffs has been somewhat strengthened by the introduction of several witnesses of considerable experience in navigation, especially in whaling voyages, who testify, that in their judgment, the Tarquin was not in such a condition of deterioration, on her arrival at Pernambuco, as to render it unsafe and improper for her to proceed on her voyage ; that although she had sustained heavy gales, and was leaky, still considering the length and course of the voyage, the season of the year, the condition into which she had been put before coming round Cape Horn, and the position in which the leak was known to be when she left the coast of Brazil, she was, in their opinion, in a reasonably safe and seaworthy condition to complete her voyage to the United States. This testimony however does not stand alone, but is met by the testimony of other ex
We should also be constrained to say on the other point, upon which the plaintiffs must take the burden of proof, that the evidence had failed to satisfy us, that the loss arose from stress of weather, collision, or other extraordinary peril or accident, occurring at the time, or which had previously oc ourred, but which had not before been disclosed. These are the results, to which we should be compelled to come, • • were it an open question of fact for the Court.
In refusing to grant the motion for a new trial, therefore, it is proper to state briefly the grounds upon which the Court proceed,
It is undoubtedly, by the theory of our forms of trial, the province of the jury to decide ultimately upon questions oi fact ; but it is equally true, that it is within the province, and often the duty, of the Court, to set aside a verdict, where it appears to them to be contrary to the weight of evidence. On a first trial, there may be room to believe that the jury may have fallen into some error, in regard to the law, or in regard to the nature and force of the evidence, which they themselves would correct upon a careful revision. So it may
This class of cases, however, is clearly distinguishable from another, in which the Court may be called upon to interpose its authority, in a more persevering manner, to prevent a judgment from being entered upon a verdict, plainly illegal. There are cases, where, by the ordinary forms of proceeding, the issue must go to the jury ; but where it depends upon a few facts, which are plainly proved, and stand uncontradicted, and where the rules of law applicable to such facts are plain and well settled, and where therefore the verdict must obviously be found one way, or be manifestly wrong. As in a case of trover or breach of contract, in which the law has settled a rule of damages, and the evidence is uncontradicted. It depends upon computation upon certain data. Still the assessment of damages is strictly within the province of the jury, and they must pass upon it. Should the jury persist, either in refusing to find the proper damages, or in finding arbitrary or vindictive damages, under a supposed general power to assess damages, it would undoubtedly be the duty of the Court, to refuse to enter a judgment upon such a verdict, and to set it aside as often as it should be thus returned.
Of the same character, would be a verdict, upon a question
Reference
- Full Case Name
- William B. Coffin, Executors, versus The Phenix Insurance Company, of Nantucket
- Status
- Published