Lewis v. Springfield Fire & Marine Insurance
Lewis v. Springfield Fire & Marine Insurance
Opinion of the Court
In support of their objection to the direction which was given to the jury, and to the right of the plaintiffs to recover a verdict for any sum of money whatever upon the facts set forth in the report, the defendants assert and attempt to maintain, first, that in obtaining the insurance upon their stock the plaintiffs warranted that it then was, and thereafter should continue to be, contained in their store described in the policy; and secondly, that the stock which was injured was not contained therein at the time of the occurrence of the fire.
It is unnecessary to discuss or even to notice the first of these propositions, because there appears to be an entire failure to substantiate the second, without which it is not pretended that the former can afford any defence to the plaintiffs’ action. All the plaintiffs’ stock was in their store, just as the defendants contend they warranted that it should be, when the partition between their own and the adjoining store began to give way. That was the commencement of one common and general disaster. The fire, and the falling of the walls and of other parts of the two stores, which immediately followed, were not separate and independent events, but were merely parts and successive circumstances in the progress of a single calamity. Though the cause and origin of the fire may perhaps be satisfactorily conjectured,
As it is thus shown that the defendants cannot maintain one of the two propositions, both of which are indispensable to susta n their objection, the direction to the jury to return a verdict fo • the plaintiffs was correct, and judgment must accordingly be entered upon it.
Judgment on the verdict for the plaintiffs.
Reference
- Full Case Name
- William K. Lewis & another v. Springfield Fire and Marine Insurance Company
- Status
- Published