Cumbie v. Kendall
District Court, D. Maryland
Cumbie v. Kendall
Trial Court Opinion
IN THE UNITED STATES DISTRICT COURT
FOR THE DISTRICT OF MARYLAND
TECHNICAL SERGEANT *
THOMAS D. CUMBIE,
*
Plaintiff,
* Civil No. 8:24-cv-2505-CDA
v.
*
TROY MEINK,
Secretary, *
United States Air Force,
*
Defendant.1
* * *
MEMORANDUM OPINION
BEFORE THE COURT are dueling motions for summary judgment filed by the
Secretary of the United States Air Force Troy Meink (“Defendant” or “Secretary”) and
Plaintiff Technical Sergeant Thomas D. Cumbie.2 ECFs 33, 38. The parties dispute
whether the Secretary properly denied Cumbie’s application for Combat-Related Special
Compensation (“CRSC”). ECF 1; see Administrative Record, ECF 33-1 (“AR”), at 4-11.3
The motions are ripe for disposition, and no hearing is necessary. See Loc. R. 105.6 (D.
Md. 2025). For the following reasons, Cumbie’s Cross-Motion for Summary Judgment
1 Cumbie filed this case against Frank Kendall III, the Acting Secretary of the Air Force,
on August 28, 2024. ECF 1. Troy Meink became the Secretary of the Air Force on May
16, 2025. Accordingly, Secretary Meink has been substituted as this case’s Defendant
pursuant to Federal Rule of Civil Procedure 25(d). See Fed. R. Civ. P. 25(d).
2 On November 15, 2024, the parties consented to having me conduct all further
proceedings in this case. ECF 30.
3 Because the administrative record (filed as Exhibit 1 to the Motion) is a collection of
various documents with their own respective page numbers, citations to the
administrative record in this opinion use the page number noted in the filing header.
is GRANTED, and the Secretary’s Motion for Summary Judgment is DENIED.
I. BACKGROUND
A. Cumbie joins the U.S. Air Force and is deployed to Iraq.
South Carolina native Thomas Cumbie joined the United States Air Force on
April 13, 2004, after graduating college and serving as a police officer for approximately
two years. ECF 38 (“Pl.’s MSJ”) at 7; AR, at 15, 28, 51, 102, 115. For the next three
years, he trained and served as an Operations and Geospatial Intelligence Analyst at
Davis-Monthan Air Force Base in Arizona. AR, at 15, 102. In 2008, he became an
Intelligence Surveillance Reconnaissance Operator (“ISRO”) in support of Operation
Iraqi Freedom and Operation New Dawn. Pl.’s MSJ, at 7; AR, at 15-16. As an ISRO,
Cumbie completed three tours in Iraq: one in 2009, one in 2010, and another in 2011.
ECF 33 (“Def.’s MSJ”) at 6; Pl.’s MSJ, at 7; AR, at 16, 20, 84, 102, 190. Each tour lasted
about two months; the first two being in Balad, and the third in Taji. Ibid. Cumbie
characterized his first two tours as “uneventful,” but a health assessment post-second
deployment noted symptoms “consistent with” post-traumatic stress disorder (“PTSD”)
and recommended assessment and referral. AR, at 16, 190.
The events and circumstances of Cumbie’s third and final deployment are central
to his CRSC pursuit and this case. This final deployment began on July 19, 2011. Id. at
84. Cumbie claims that while in Taji, insurgents frequently attacked his unit. Pl.’s MSJ,
at 8; AR, at 16, 20, 22, 27, 69, 84, 102. The attacks allegedly involved improvised
explosive devices (“IEDs”) and improvised rocket-assisted munitions (“IRAMs”) and
occurred “almost daily for several weeks . . . right after [the unit] got off [of work] in the
morning . . . [and] tried to go to bed.” Ibid. Cumbie alleges that, on several occasions,
he witnessed injured unit members and demolished buildings as a result of the attacks.
Pl.’s MSJ, at 8; AR, at 22, 27. Cumbie insists that during the attacks, he felt
“threatened,” “intense fear,” and “helpless”; after the attacks, he felt “out of it [and]
shocked for hours to days.” Pl.’s MSJ, at 8; AR, at 16, 22. He also claims that because of
the attacks, he experienced “nosebleeds and headaches . . . nightmares, [] anxiety[-
]producing intrusive thoughts about [the attacks] . . . sleep disruptions and emotional
problems [and] experience[ed] anxiety and panic attacks. ” Pl.’s MSJ, at 8-9; AR, at 16,
27. Cumbie also explains that as an ISRO, he directed unit movements while under
attack, and that this responsibility made him feel “horrified, terrified, and helpless.”
Pl.’s MSJ, at 8; AR, at 27. Overall, Cumbie felt “paranoid and [unsafe].” AR at 84. He
felt “constantly in danger, on guard[,] and an overall sense of panic.” Pl.’s MSJ, at 9;
AR, at 16. While deployed, he neither sought medical treatment nor sustained any
obvious physical injury. AR, at 16, 21.
B. Cumbie returns to the United States and seeks mental health treatment.
Cumbie returned to the United States in September 2011. Id. at 232. He was
stationed at Pope Army Airfield in North Carolina. Pl.’s MSJ, at 9; AR, at 103. Cumbie
claims that upon return, while at a post-deployment medical evaluation, he “was told to
seek mental health treatment or [he] would be ordered to.” Pl.’s MSJ, at 9; AR, at 17.
Cumbie’s mental health treatment began4 in 2012 when he visited a psychiatrist
“following an episode of substance-induced mania due to an adverse reaction to pain
medication.” AR, at 191. At his first meeting with the psychiatrist, Cumbie reported
anxiety but denied any “traumatic events at all.” Id. Later, during a May 2012
4 After his third deployment, Cumbie also participated in three undocumented mental
health sessions regarding re-integration stress. It is unclear exactly when these
occurred and whether the sessions were related to any PTSD symptoms. AR at 191.
psychological test, he again reported anxiety but, this time, attributed its onset to the
events and circumstances of the third deployment. Id. He also opined that his anxiety
had no correlation to his experiences as a police officer. Id.
Though his medical records show that he began treatment for PTSD sometime
after returning to the United States in late 2011, Cumbie was not officially diagnosed
with PTSD until January 4, 2013.5 AR, at 23. At the evaluation with Elise P. Vestal,
Ph.D., Cumbie attributed his mental health condition to the events and circumstances of
his third deployment. Id. at 20, 22. In reaching her diagnosis, Dr. Vestal explained:
The following changes have occurred to claimant’s psychosocial functional
status and quality of life following the traumatic exposure: claimant
reported being socially isolated and having more work conflict since
returning from his [third] deployment. The effects of PTSD symptoms on
claimant’s employment and overall quality of life include occupational and
social impairment. The pre-trauma risk factors that may have rendered
claimant vulnerable to PTSD include: chronic pain and depression. . . .
The best description of claimant’s current psychiatric impairment is:
psychiatric symptoms cause occupational and social impairment with
occasional decrease in work efficiency and intermittent inability to
perform occupational tasks although generally claimant is functioning
satisfactorily with routine behavior, self-care and normal conversation.
The above statement is supported by the following systems: depressed
mood, anxiety, suspiciousness, panic attacks weekly or less often, chronic
sleep impairment and mild memory loss such as forgetting names,
directions or recent events. Currently, he has difficulty establishing and
maintaining effective work/school and social relationships because of
depression, irritability, etc. . . . Currently, he has occasional interference
with recreation or leisurely pursuits because of depression and chronic
pain. . . . Based upon the examination, claimant needs to seek follow up
treatment. The claimant requires continued mental health treatment. . . .
5 For example, on December 7, 2012, Captain Sarah E. Jackson, Ph.D., saw Cumbie for
pain and PTSD symptoms. Id. at 72. Dr. Jackson acknowledged Cumbie’s “ongoing
treatment for combat-related PTSD” and attributed his pain “to degenerative disc
disorder/arthritis, [a] bulging disc, [and] pinched nerves.” Id. In her notes, Dr. Jackson
provided a list of Cumbie’s medications and referred him to a clinical psychology consult
for further diagnostics. Id.
Id. at 24. Dr. Vestal noted that, to treat his PTSD and depression, Cumbie attended
psychotherapy once per week and consumed Zoloft, Wellbutrin, Desyrel, and Lunesta
daily. Id. at 20-21. Dr. Vestal also recognized that before his third deployment, Cumbie
had already been experiencing depression and sleep impairment because of the back
pain he developed during his first tour. Id. at 20.
On February 25, 2013,6 Cumbie received a second medical evaluation from Dr.
Jackson. Pl.’s MSJ, at 9; see AR, at 26-33. see also supra n.6. Dr. Jackson also
diagnosed Cumbie with PTSD, major depressive disorder, and chronic back pain. AR, at
31-32. Like at Dr. Vestal’s evaluation, Cumbie attributed his mental health issues to the
events and circumstances of his third deployment. Id. at 27, 29. Dr. Jackson found that
Cumbie’s PTSD was “evidenced by . . . recurrent, intrusive memories of his deployment
experiences” and “exposure to sentinel events in which he experienced multiple ‘close
calls’ while deployed and near death of unit members, and others in which he feared for
his life and experienced terror and horror.” Id. at 31. Dr. Jackson further found that
Cumbie’s depression was “evidenced by [a] . . . depressed mood most of the day, . . .
markedly diminished interest or pleasure in all, or almost all, activities . . ., insomnia
nearly every day, . . . fatigue or loss of energy nearly every day, [and] feelings of
worthlessness or excessive or inappropriate guilt[] nearly every day[.]” Id. at 32.
6 Following his formal PTSD diagnosis, on January 15, 2013, Cumbie reported to Dr.
Laura Hudson for a mental status examination. AR, at 75. Dr. Hudson noted Cumbie’s
psychologist’s belief that his PTSD pre-dated his military service, dating back to being a
police officer, and “was exacerbated on [active duty] when his intel was used to guide
soldiers who were sometimes killed downrange.” Id. at 76. Because of Cumbie’s low
energy and insomnia, Dr. Hudson increased the dosages of previously prescribed
medications and issued two more prescriptions. Id. Dr. Hudson did not deem Cumbie
unqualified to continue active-duty service.
In reaching these conclusions, Dr. Jackson offered the following remarks:
While he has made slow improvements over the course of treatment, TSgt
Cumbie is currently experiencing the complex effects of multiple
conditions, and continues to demonstrate symptoms at a level and
frequency that would be inconsistent with continued Active Duty service.
Despite ongoing treatment, he continues to experience periods of marked
distress, and significant relapses accompanied by severe degradations in
functioning related to his psychological and physical symptoms.
Additionally, [Cumbie] continues to experience periods of time in which
significant decreases in occupational and social duties are necessary in
order to maintain his psychological and physical stability. [Cumbie]
continues to experience symptom intensity that impairs his ability to
perform some tasks in his alternate duty assignment . . . and experiences
challenges with maintaining optimal performance due to the demands of
his ongoing medical and psychological care[.] He relies heavily on his
spouse’s support, regular contact with Mental Health services and family
members to maintain his current level of performance. . . .
Based on the above evaluation he is not deemed World-Wide Qualified or
Deployable from a mental health perspective. It is unlikely that TSgt
Cumbie would ever be able to qualify for deployment again given the
effects of both his medical and psychological conditions. It is also likely
that he will require some ongoing accommodations for an extended period
of time in order to maintain overall physical and mental health in a civilian
capacity. . . . Even with appropriate treatment, complex PTSD particularly
with co-morbid diagnosis[, like depression,] tends to be severe and
sometimes chronic condition, and future decompensation is an ongoing
risk even with treatment.
Id. at 33. Dr. Jackson noted her belief that “some of TSgt Cumbie’s traumatic
experiences occurred during the course of his work as a [p]olice [o]fficer prior to
entering onto active duty”—experiences that, according to him, included “being fired
upon multiple times, exposure to dead bodies, suicides, rapes, child abuse, and other
issues.” Id. at 29, 31. Cumbie denied any correlation between these experiences as a
police officer and his mental health issues. Id. at 29. Dr. Jackson opined that Cumbie’s
mental health symptoms during his time as a police officer, “did not meet [the] criteria
for” PTSD. Id. at 31.
On May 7, 2013, after consideration of Dr. Jackson’s 2013 evaluation, a Medical
Board Report from the Air Force diagnosed Cumbie with PTSD, major depression, pain
disorder with psychological factors, and lumbago. Id. at 39. The report found that his
PTSD originated on or about July 1, 2011, while his depression originated on or about
September 1, 2011. Pl.’s MSJ, at 10; AR, at 39. The report also concluded that both
conditions did not exist prior to service. Ibid. As a result of its findings, the medical
board referred Cumbie to the Air Force Physical Evaluation Board (“PEB”). Id.
C. Cumbie leaves active duty and retires from the Air Force.
On July 23, 2013, the Department of Veterans Affairs (“VA”) proposed a
disability rating of fifty percent based on PTSD with major depression “that develop[ed]
in service as a result of a highly stressful event [] severe enough to bring about [his]
release from active military service.” Pl.’s MSJ, at 12; AR, at 44. On October 19, 2013,
the PEB deemed Cumbie unfit for further military service due to PTSD, major
depression and pain disorder, and lumbago intervertebral disc syndrome and
recommended placement on the Temporary Disability Retired List (“TDRL”) with a
disability rating of sixty percent. Pl.’s MSJ, at 10; AR, at 131-32. The PEB determined
Cumbie’s PTSD to be combat related based on his reports that his unit was “under heavy
attack almost daily for several weeks with ‘multiple close calls and destruction of
buildings and structures very near’” and that “his sleeping quarters rock[ed] violently
with mortar attacks[.]” AR, at 132.
Apparently relying on the PEB finding, the Air Force relieved Cumbie from active
duty on December 10, 2013, effective March 27, 2014. Pl.’s MSJ, at 11; AR, at 41. The
Air Force determined that his PTSD was (i) “a direct result of armed conflict or caused
by an instrumentality of war and incurred in line of duty during a period of war;” (ii)
“the direct result of a combat related injury as defined in 26 U.S.C. § 104;” and (iii)
“incurred in a combat zone or incurred during the performance of duty in combat-
related operations as designated by the Secretary of Defense.” AR, at 41. On March 31,
2014, the Air Force placed Cumbie on the TDRL. Pl.’s MSJ, at 11; Def.’s MSJ, at 6; AR,
at 79. In a rating decision dated April 9, 2014, the VA granted Cumbie service
connection based on his PTSD with major depression “directly related to military
service” and assigned a disability rating of fifty percent, effective March 28, 2014. Pl.’s
MSJ, at 12; AR, at 51-52.
On November 4, 2015, the PEB found that Cumbie remained unfit for further
military service and recommended permanent retirement with a disability rating of sixty
percent. Pl.’s MSJ, at 11; AR, at 66-67. The PEB again determined his PTSD to be
combat related as defined in 26 U.S.C. § 104. Pl.’s MSJ, at 11; AR, at 66. Cumbie
permanently retired from the Air Force on March 22, 2016 with a disability rating of
sixty percent. Def.’s MSJ, at 6; AR, at 110-11. Relying on the PEB finding, the Air Force
again determined that his PTSD was (i) “a direct result of armed conflict or caused by an
instrumentality of war and incurred in line of duty during a period of war;” and (ii) “the
direct result of a combat-related injury as defined in 26 U.S.C. § 104.” Id. at 112.
D. Cumbie applies for and is denied Combat-Related Special Compensation.
Based on his PTSD, Cumbie applied for CRSC, which the Air Force Physical
Disability Division (“PDD”) denied on June 9, 2014. Pl.’s MSJ, at 15; Def.’s MSJ, at 6;
AR, at 69-70. Noting its review of the PEB finding, including Cumbie’s reports that he
was “under heavy attack almost daily for several weeks,” the PDD found that Cumbie’s
“[d]ocumentation [did] not confirm [that he was] directly exposed to a combat-related
event (hostile fire).” AR, at 69. The PDD noted that “[w]hen making combat-related
determinations for PTSD, the Board looks for instances of direct exposure to a specific
combat-related event placing your life at risk, such as direct exposure to gunfire or
mortar attack, or surviving an aircraft crash.” Id. The PDD explained that the PEB
finding does “not automatically qualify” a person’s disability as combat-related because
the “process and standards” for determining combat-related injuries under the CRSC
program are different than those governing a person’s ability to remain fit for further
military service. Id. The standard for determining a combat-related injury under the
CRSC program, according to the PDD, is “much more rigorous[,] . . . requires
documentation to support a qualifying combat-related event or events as the direct
cause of a disability[,]” and involves a closer look at “what caused the condition, the
activities taking place at the time, and resulting disability.” Id. at 69-70. The PDD then
encouraged Cumbie to submit for reconsideration documentation “confirming exposure
to hostile fire.” Id. at 69.
Cumbie requested reconsideration, which the PDD denied on April 4, 2017. Pl.’s
MSJ, at 16; Def.’s MSJ, at 6; AR, at 88-89. The PDD found that his reports of frequent,
heavy mortar attacks and supporting documentation “contained no definitive evidence
to confirm [that his PTSD] was the direct result of a combat-related event” and did “not
confirm exposure to hostile fire.” AR, at 88. The PDD reiterated the standards for
making combat-related determinations for PTSD and again encouraged Cumbie to
submit for reconsideration documentation “confirming exposure to hostile fire.” Id.
E. Cumbie unsuccessfully appeals the denial of his CRSC application.
On September 13, 2018, Cumbie filed an application for correction of military
records with the Air Force Board for Correction of Military Records (“AFBCMR” or the
“Board”), appealing the PDD’s decision to deny his application for CRSC. Pl.’s MSJ, at
16; Def.’s MSJ, at 7; AR, at 12-13. Cumbie argued that he was entitled to CRSC because
his PTSD, major depression, and pain disorder constituted combat-related injuries. AR,
at 4. On March 3, 2024, the AFBCMR denied Cumbie’s application (the “AFBCMR
Decision”). It explained that:
the Board concludes the applicant is not the victim of an error or injustice.
The Board concurs with the rationale and recommendation of [the Air
Force Personnel Center’s Directorate of Airman and Family Care’s Physical
Disability Division (“AFPC/DPFDC”)] and [the Office of the Assistant
Secretary of Defense (“OASD”)] and finds a preponderance of the evidence
does not substantiate the applicant’s contentions. . . . [T]he fact a member
incurred the disability during a period of war; while serving in an area of
armed conflicts; and/or while participating in combat operations is not
sufficient by itself to support a combat-related determination for [an]
award of CRSC. When making combat-related determinations, with
regard to Armed Conflict, Hazardous Service, Simulation of War or an
Instrumentality of War, the Board looks for definite, documented, causal
relationship between the armed conflict and the resulting disability. The
[Department of Veterans Affairs] awards service-connected disabilities
based on their standard and they resolve doubt in the interest of the
veteran and grant service connection for injuries or diseases incurred
while in service. Furthermore, a combat-related determination by the PEB
does not automatically qualify an applicant for CRSC. While service
connection for disabilities is required for initial eligibility for CRSC
consideration, the CRSC program is designed to provide compensation for
combat-related injuries and its standard are much more rigorous when
determining if claimed disabilities qualify as combat-related. There needs
to be evidence that confirms both the injuries and how they occurred
(combat-related event) to confirm the disabilities were a direct result of
Armed conflict, Hazardous Service, Simulation of War or an
Instrumentality of War. The applicant has not shown he was actively
engaged with enemy forces; therefore, does not meet the criteria for
disabilities incurred as a direct result of armed conflict for CRSC purposes.
[sic]
AR, at 10 (emphasis added). In reaching its conclusion, the AFBCMR reviewed
Cumbie’s medical records and testimony and considered two advisory opinions and
Cumbie’s responses thereto. See id. at 4-10.
The AFPC/DPFDC issued the first advisory opinion on February 7, 2020,
recommending that the AFBCMR deny Cumbie’s application. Pl.’s MSJ, at 16; AR, at
182-83. In its advisory opinion, the AFPC/DPFDC identified the following as pertinent
facts:
Sergeant Cumbie submitted claims for CRSC compensation . . . for PTSD
only. Both of his claims were disapproved . . . as non-combat
related/insufficient documentation. Sergeant Cumbie contends that his
disability was caused by coming under heavy attack almost daily for
several weeks while deployed to Iraq. Documentation provided by
Sergeant Cumbie does not confirm his disabilities were a direct result of
Armed conflict, Hazardous Service, Simulation of War or an Instrument of
War. . . .
The fact that a member incurred the disability during a period of war;
while serving in an area of armed conflict; and/or while participating in
combat operations is not sufficient by itself to support a combat-related
determination . . . . When making combat-related determinations, with
regard to Armed conflict, Hazardous Service, Simulation of War or an
Instrument of War, the Board looks for definite, documented, causal
relationship between the armed conflict and the resulting disability.
The information Sergeant Cumbie provided in [his application] provided
no new evidence that supports his claim for CRSC compensation for PTSD
. . .; such as decoration citations, performance reports, confirming direct
exposure and in-service medical records from the time of the injuries that
confirms both the injuries and how they occurred (combat-related event).
Additionally, the [PEB] found Sergeant Cumbie’s PTSD to be combat-
related or occurred in the combat zone . . . . [The PEB’s] process and
standards are governed under a guidance which determines a member’s
ability to remain fit for active duty. However, the PEB’s decision does not
automatically qualify his disability as combat-related under the CRSC
program. The CRSC program is designed to provide compensation for
combat-related injuries. Consequently, our standards are much more
rigorous when determining disabilities under current criteria.
The Department of Veterans Affairs (VA) awards service connected
disabilities based on their standards. They resolve doubt in the interest of
the veteran and grant service connection for injuries or diseases incurred
while in service. While service connection for disabilities is required for
initial eligibility for CRSC consideration, the CRSC program is designed to
provide compensation for combat-related injuries and its standards are
much more rigorous when determining if claimed disabilities qualify as
combat related.
AR, at 182-83 (emphasis in original). In his response, Cumbie argued that the
AFPC/DPFDC applied the incorrect legal standard in determining whether his PTSD
was combat related, impermissibly used the absence of evidence as evidence that the
mortar attacks did not occur, failed to obtain an advisory opinion from the OASD first,
and reached the incorrect result based on the available evidence. Id. at 185-87.
The OASD issued the second advisory opinion on September 5, 2023, also
recommending that the AFBCMR deny Cumbie’s application. Pl.’s MSJ, at 17; AR, at
188-93. In its advisory opinion, the OASD stated:
TSgt Cumbie has not provided sufficient evidence tying his PTSD to a
specific combat related scenario. In order to qualify as a disability
incurred as a direct result of armed conflict, applicants must show that
they were ‘engaged with a hostile or belligerent nation, faction, force, or
with terrorists.’ TSgt Cumbie has not shown that he was actively engaged
with enemy forces, and as a result does not meet the criteria for disabilities
incurred as a direct result of armed conflict. Similarly, there is insufficient
evidence tying his PTSD to any direct interaction with an instrumentality
of war. The Service CRSC Board, which has considerable experience in
assessing combat-relatedness claims in many contexts, determined that
TSgt Cumbie has not satisfied the burden of proof to show combat-
relatedness in this case. I find nothing that warrants a different result.
Based on the applicable provisions of law, regulation, and policy governing
entitlement to, and administration of, CRSC, it is my opinion that TSgt
Cumbie’s service-connected VA-compensable PTSD does not meet the
qualifying criteria required to establish that it is combat-related for
purposes of entitlement to CRSC as incurred as a direct result of armed
conflict or via an instrumentality of war. TSgt Cumbie thus does not
qualify for payment of CRSC for his PTSD and his petition to the AFBCMR
should be [denied].
AR, at 192-93 (emphasis added). Cumbie responded on September 15, 2023, arguing
that the OASD applied the incorrect legal standard in determining whether his PTSD
was combat related and reached the incorrect result based on the available evidence. Id.
at 195-98.
F. Cumbie seeks judicial review of the CRSC denial.
Having exhausted all administrative remedies, Cumbie filed this lawsuit on
August 28, 2024.7 ECF 1; Pl.’s MSJ, at 18. His complaint asserts a claim under the
Administrative Procedure Act (“APA”), seeking remand of the AFBCMR Decision and an
award of attorneys’ fees and court costs. Amend. Compl., at 15. Cumbie alleges three
errors in the decision: that the AFBCMR erroneously relied on an improper advisory
opinion, applied the incorrect legal standards, and failed to base its decision on
substantial evidence. Id. at ¶ 50-64. Defendant filed its Motion for Summary
Judgment, which included the administrative record, on January 17, 2025. ECF 33.
Cumbie responded with his own Cross-Motion for Summary Judgment on March 14,
2025. ECF 38. Each party filed responses. ECFs 39-40.
II. STANDARD OF REVIEW
Under Federal Rule of Civil Procedure 56(a), a court may grant summary
judgment when “the pleadings, depositions, answers to interrogatories, and admissions
on file, together with affidavits, if any, show that there is no genuine issue as to any
material fact and that the moving party is entitled to judgment as a matter of law.”8
Celotex Corp. v. Catrett, 477 U.S. 317, 322 (1986); see Fed. R. Civ. P. 56(c); see also
7 Cumbie amended his complaint on October 2, 2024. Pl.’s MSJ, at 18; see Amend.
Compl., ECF 20.
8 When considering a motion for summary judgment, a judge’s function is limited to
determining whether sufficient evidence exists on a claimed factual dispute to warrant
submission of the matter to the factfinder for resolution at trial. Anderson v. Liberty
Lobby, Inc., 477 U.S. 242, 249 (1986). The role of the court is not “to weigh the evidence
and determine the truth of the matter” but rather “to determine whether there is a genuine
issue for trial.” Id. In undertaking this inquiry, the court must consider the facts and all
reasonable inferences in the light most favorable to the nonmoving party. Libertarian
Party of Va. v. Judd, 718 F.3d 308, 312 (4th Cir. 2013); see Scott v. Harris, 550 U.S. 372,
378 (2007).
Felty v. Graves-Humphreys Co., 818 F.2d 1126, 1128 (4th Cir. 1987) (recognizing that
trial judges have “an affirmative obligation” to prevent factually unsupported claims and
defenses from proceeding to trial). However, the Rule 56(a) standard has no place in
cases “involving review of a final agency action under the APA . . . because of the limited
role of a court in reviewing the administrative record.” Ctr. for Sci. in the Pub. Interest
v. Perdue, 438 F. Supp. 3d 546, 556 (D. Md. 2020); see also Hoffler v. Mattis, 677 Fed.
App’x 119, 120 (4th Cir. 2017) (“Decisions of the AFBCMR are final agency actions
subject to judicial review under the [APA].”). Instead, courts look at whether the
AFBCMR’s decision “is supported by the administrative record and is otherwise
consistent with the APA standard of review.” Perdue, 438 F. Supp. 3d at 557. Under
this standard, “[t]he function of the district court is to determine whether or not as a
matter of law the evidence in the administrative record permitted the agency to make
the decision it did.” Id. (internal quotation marks and citations omitted). Judicial
review of an AFBCMR decision “is generally restricted to the administrative record.”
Garcia v. Kendall, No. 23-cv-3188-TJS, 2024 WL 5107231, at *7 (D. Md. Dec. 12, 2024).
An AFBCMR decision “can only be set aside . . . if [it is] arbitrary, capricious, not
based on substantial evidence, or not in accordance with law.” Mattis, 677 Fed. App’x at
120. A decision is arbitrary or capricious if the AFBCMR “relied on factors which
Congress has not intended it to consider, entirely failed to consider an important aspect
of the problem, offered an explanation for its decision that runs counter to the evidence
before the [AFBCMR], or is so implausible that it could not be ascribed to a difference in
view or the product of [AFBCMR] expertise.” Sierra Club v. U.S. Dep’t of the Interior,
899 F.3d 260, 293 (4th Cir. 2018) (internal quotation marks and citation omitted); see
also Ohio Valley Env’t Coal. v. Aracoma Coal Co., 556 F.3d 177, 192 (4th Cir. 2009)
(noting that “the court must consider whether the [AFBCMR] considered the relevant
factors and whether a clear error of judgment was made”). Similarly, a decision is not
arbitrary or capricious if it “includes ‘a rational connection between the facts found and
the choice made.’” Ohio Valley, 556 F.3d at 192 (quoting Motor Vehicle Mfrs. Ass’n v.
State Farm Mut. Auto. Ins. Co., 463 U.S. 29, 43 (1983) (internal quotation marks and
citation omitted)). A decision is based on substantial evidence if “a reasonable mind
might accept [the evidence] as adequate to support a conclusion.” Hoffler v. Hagel, 122
F. Supp. 3d 438, 447 (E.D.N.C. 2015) (internal quotation marks and citation omitted).
Judicial review of an AFBCMR decision under the APA requires “significant
judicial deference.”9 Dorado-Ocasio v. Averill, 128 F.4th 513, 521 (4th Cir. 2025). In
9 This Court and others in this circuit have applied such deference when reviewing
AFBCMR decisions. See Garcia, 2024 WL 5107231, at *7-8 (reviewing an AFBCMR
decision with significant judicial deference); Williams, 2022 WL 4134316, at *6-7
(same); see also Roetenberg v. Sec’y of Air Force, 73 F. Supp. 2d 631, 636 (E.D. Va.
1999) (“[C]ourts should accord great deference to a[n] AFBCMR decision.”); Hagel, 122
F. Supp. 3d at 446-47 (reviewing an AFBCMR decision with significant judicial
deference). In this circuit, it is well recognized that challenges to AFBCMR decisions
“are considered under an ‘unusually deferential application’” of the APA standard of
review. Harrison v. Kendall, 670 F. Supp. 3d 280, 299 (E.D. Va. 2023) (quoting
Downey v. U.S. Dep’t of the Army, 110 F. Supp. 3d 676, 686-87 (E.D. Va. 2015) (internal
quotation marks and citation omitted)). Earlier this year, the Fourth Circuit explained
that this unusual deference “is rooted in (1) the statutory language giving life to the
[Army Board for Correction of Military Records], (2) the judiciary’s longstanding
commitment and obligation to avoid unnecessary intrusion into the military chain of
command, and (3) the most basic principles of judicial economy.” Dorado-Ocasio, 128
F.4th at 520. Expounding on these reasons, the court quoted with approval the D.C.
Circuit’s explanation that such limits are necessary to avoid a level of judicial
involvement “‘that would destabilize military command and take the judiciary far afield
of its area of competence.’” Id. (quoting Cone v. Caldera, 223 F.3d 789, 793 (D.C. Cir.
2000)).
As Cumbie identifies, recent D.C. Circuit authority explains that the “unusually
deferential” standard attaches to cases involving active personnel management—e.g.,
hiring, promotion, and discipline—but not to matters of post-retirement disability
determinations, which are subject to the ordinary arbitrary-and-capricious standard.
See Sissel v. Wormuth, 77 F.4th 941, 946-47 (D.C. Cir. 2023) (reviewing a Physical
other words, “the standard of review is ‘a narrow one[,]’ and it must ‘presume[] the
validity of’” the AFBCMR’s decision. Williams v. Roth, No. 21-cv-2135-PX, 2022 WL
4134316, at *6 (D. Md. Sept. 12, 2022) (first citing Marsh v. Oregon Nat. Res. Council,
490 U.S. 360, 378 (1989); and then citing Nat. Res. Def. Council, Inc. v. U.S. Envtl.
Prot. Agency, 16 F.3d 1395, 1400 (4th Cir. 1993)). Courts must remain “highly
deferential” to these decisions “with a presumption in favor of finding the [decision]
valid[,]” Ohio Valley, 556 F.3d at 192, and are “not permitted to reweigh evidence, make
credibility determinations, or substitute its judgment for that of the [AFBCMR,]”
Williams, 2022 WL 4134316, at *6. Although the APA standard of review “is not meant
to reduce judicial review to a ‘rubber-stamp’ of agency action[,] . . . the court must
nonetheless engage in a ‘searching and careful’ inquiry of the record.” Ohio Valley, 556
F.3d at 192 (first citing Ethyl Corp. v. Env’tl Prot. Agency, 541 F.2d 1, 34 (D.C. Cir.
1976); and then citing Citizens to Preserve Overton Park, Inc. v. Volpe, 401 U.S. 402,
416 (1971)).
III. ANALYSIS
Cumbie argues that the AFBCMR Decision is arbitrary, capricious, and not based
on substantial evidence. He attacks the decision as arbitrary and capricious because the
AFBCMR failed to rationally connect the evidence to its conclusions, adequately review
Disability Board of Review determination of an Army servicemember; “[T]he cases in
which we have emphasized the need for a heightened standard of review to safeguard
military judgment have involved decisions concerning active personnel, such as
performance reviews and promotion decisions. . . . Reviewing [disability ratings
decisions] under ordinary arbitrary-and-capricious review would not ‘destabilize
military command.’” (citations omitted)). The Court is bound by the Fourth Circuit’s
directives and is unaware of authority in this circuit drawing the distinction made in
Sissel. Nonetheless, the potential differences in approach are irrelevant here because
the Court finds error under even the “unusually deferential” standard (and thus would
reach the same conclusion under the “ordinary arbitrary-and-capricious” standard).
conflicting evidence in the PEB and VA findings, apply the correct standard of review,
weigh the relevant factors in determining that Cumbie’s PTSD was not combat related,
and consider the United States Department of Defense’s (“DoD’s”) preference for
consistency and uniformity of decision under the CRSC program.10 Pl.’s MSJ, at 22-31.
He further claims that the decision is not based on substantial evidence because
the administrative record clearly demonstrates that Cumbie’s PTSD was combat related,
and the AFBCMR failed to adequately consider evidence conflicting with that
conclusion. Id. at 31-36. Cumbie takes issue with the AFBCMR’s reliance on the second
advisory opinion, arguing that the opinion failed to apply the correct legal standards
governing the AFBCMR and adequately consider conflicting evidence. Id. at 28-29, 31,
34-36.
The Secretary posits that the decision is not arbitrary and capricious because the
AFBCMR relied on an advisory opinion and considered the relevant factors in making a
combat-related determination. Def.’s MSJ, at 9-10. The Secretary further contends that
the decision is based on substantial evidence because the AFBCMR explained why the
AFBCMR Decision differed from previous findings and relied on an advisory opinion
that considered the relevant factors in making a combat-related determination. Id. at
10 Cumbie claims that by finding, in essence, that “a veteran must have been hit by
mortars and rockets in order to obtain CRSC benefits,” the AFBCMR ignored “binding
guidance and statutory language that seeks to ensure uniformity.” Pl.’s MSJ, at 29-30.
To support his claim, Cumbie presents Navy and Army BCMR decisions granting CRSC
and finding PTSD combat related where an instrumentality of war was used in close
proximity to the applicant and directly responsible for the applicant’s PTSD—something
he says happened to him. Id. (citing AR, at 219-222, 234-58). Finding remand
warranted on other grounds, the Court declines to consider the merits of this argument.
10-12. Because it agrees with many—but not all—of Cumbie’s contentions,11 the Court
grants his motion and denies the Secretary’s.
The AFBCMR Decision is arbitrary and capricious, and thus does not survive APA
review for several reasons. First, the AFBCMR applied the incorrect legal standard in
determining whether Cumbie’s PTSD was a disability incurred as a “direct result of
armed conflict” and failed to rationally connect the evidence to its conclusion that
Cumbie’s PTSD was not combat-related. Second, the decision does not sufficiently
connect the evidence to its conclusion. Third, based on those first two errors, the
decision fails to clear the substantial evidence bar.
A. The AFBCMR applied the incorrect legal standard in determining whether
Cumbie’s PTSD was a disability incurred as a “direct result of armed conflict.”
To prove that his PTSD was combat related, the AFBCMR required Cumbie to
show that he was actively engaged with enemy forces. The AFBCMR both expressly
denied Cumbie’s CRSC application on this basis and adopted advisory opinions
recommending denial on such basis. See AR, at 10. These are errors requiring remand.
In making a combat-related determination under the CRSC program, no congressional
statement evinces an intent that the AFBCMR require CRSC applicants to show that
they were actively engaged with enemy forces.
When reviewing an agency interpretation of a statute, courts “must exercise their
independent judgment in deciding whether an agency has acted within its statutory
11 Considering the limited standard of review and deference to the factfinder in several
aspects of factfinding, the Court takes no position on whether the record clearly
demonstrates Cumbie’s entitlement to CRSC. As explained below, errors in applying the
proper standards and failure to address certain evidence—not a conclusion on the
ultimate issue—drives the result here.
authority, as the APA requires.” Loper Bright Enters. v. Raimondo, 603 U.S. 369, 412
(2024).12 That is, courts have a responsibility “‘to decide whether the law means what
the agency says.’” Id. at 392 (quoting Perez v. Mortg. Bankers Ass’n, 575 U.S. 92, 109
(2015) (Scalia, J., concurring)). This requires courts to “independently interpret the
statute and effectuate the will of Congress . . . by recognizing constitutional delegations,
fixing the boundaries of the delegated authority, and ensuring the agency has engaged in
reasoned decisionmaking within those boundaries.” Id. at 395 (citations omitted).
“And when a particular statute delegates authority to an agency consistent with
constitutional limits, courts must respect the delegation, while ensuring that the agency
acts within it.” Id. at 413.
To determine whether an agency has acted within its statutory authority, courts
must “do their ordinary job of interpreting statutes . . . based on the traditional tools of
statutory construction[.]” Id. at 403. The analysis “begins . . . with the text of the
statute, giving the words their ordinary plain meaning in view of the text’s context and
statute’s structure.” Zalmai v. Josephs-Conway, No. 24-497, 2025 WL 938619, at *3
(E.D. Va. Mar. 27, 2025) (citing Dwoskin v. Bank of Am., N.A., 888 F.3d 117, 119 (4th
Cir. 2018)). If the text of the statute is clear and unambiguous, the court may end its
12 Until 2024, the Chevron doctrine governed judicial review of agency interpretations of
statutes. See Chevron, U.S.A., Inc. v. Nat. Res. Def. Council, Inc., 467 U.S. 837, 842-43
(1984). The Supreme Court overruled Chevron in Loper Bright. 603 U.S. at 377.
“Since Loper Bright dealt specifically with ambiguities in statutory directives to
agencies,” United States v. Boler, 115 F.4th 316, 322 n.4 (4th Cir. 2024), the Court must
review the AFBCMR’s interpretation of 10 U.S.C. § 1413a under the Loper Bright
framework. See Bokma v. Performance Food Grp., Inc., 783 F. Supp. 3d 882, 895 (E.D.
Va. 2025) (observing that Loper Bright “only affects agency actions that stem from
statutory ambiguity or silence”); see, e.g., Bussey v. Driscoll, 131 F.4th 756, 761-64 (9th
Cir. 2025) (reviewing an agency interpretation of a statute under the Loper Bright
framework).
inquiry there. Zalmai, 2025 WL 938619, at *3; Johnson & Johnson Health Care Sys.
Inc. v. Kennedy, Jr., Sec. of Health & Human Servs., No. 24-3188-RC, 2025 WL
1783901, at *9 (D.D.C. June 27, 2025). If the text is ambiguous, although they must
respect constitutional delegations, “courts need not and . . . may not defer to an agency
interpretation of the law simply because a statute is ambiguous.” Loper Bright, 603
U.S. at 413 (emphasis added). Instead, “courts use every tool at their disposal to
determine the best reading of the statute and resolve the ambiguity.” Id. at 400.
With this interpretive framework in mind, the Court begins its analysis with the
text of 10 U.S.C. § 1413a, which was first enacted in 2002. See Pub. L. 107-314. In
relevant part, Section 1413a provides:
(a) The Secretary concerned shall pay to each combat-related disabled
uniformed services retiree who elects benefits under this section a monthly
amount for the combat-related disability of the retiree determined under
subsection (b). . . .
(c) For purposes of this section, an eligible combat-related disabled
uniformed services retiree referred to in subsection (a) is a member of the
uniformed services who (1) is entitled to retired pay . . . and (2) has a
combat-related disability.
(d) The Secretary of Defense shall prescribe procedures and criteria under
which a disabled uniformed services retiree may apply to the Secretary of a
military department to be considered to be an eligible combat-related
disabled uniformed services retiree. Such procedures shall apply uniformly
throughout the [DoD].
(e) In this section, the term “combat-related disability” means a disability
that is compensable under the laws administered by the Secretary of
Veterans Affairs and that (1) is attributable to an injury for which the
member was awarded the Purple Heart or (2) was incurred (as determined
under criteria prescribed by the Secretary of Defense) (A) as a direct result
of armed conflict; (B) while engaged in hazardous service; (C) in the
performance of duty under conditions simulating war; or (D) through an
instrumentality of war. . . .
10 U.S.C. §§ 1413a(a), (c)-(e) (emphasis added).13
Assigning the words their ordinary, plain meaning, it is implausible to interpret
the phrase “direct result of armed conflict” as necessarily requiring evidence of active
engagement with enemy forces to establish a combat-related disability. No doubt,
evidence of active engagement with enemy forces—as one might understand such a
phrase—may be sufficient to establish a disability incurred as a “direct result of armed
conflict.” But nothing in the statute deems it necessary. Indeed, the scope of this type of
combat-related disability appears much broader than the Secretary suggests.
Combining each plain meaning definition, disabilities incurred as a “direct result of
armed conflict” include disabilities incurred as an “immediate consequence” (i.e., direct
result) of a “political conflict in which both sides are armed with weapons” (i.e., armed
conflict). See Armed conflict, Oxford English Dictionary (2d ed. 1989) (originally
published as part of the entry for armed, adj.); Direct, Black’s Law Dictionary (7th ed.
1999) (providing “direct injury” as an example of the definition “[f]ree from extraneous
influence; immediate”); Result, Oxford English Dictionary (2d ed. 1989) (“The effect,
consequence, issue, or outcome of some action, process, design, etc.”); see also
Pharmaceutical Coalition for Patient Access v. United States, 126 F.4th 947, 954, 958-
62 (4th Cir. 2025) (considering dictionary definitions, including from Black’s Law
Dictionary, when ascertaining the relevant terms’ “ordinary meaning” and rejecting an
argument that the court apply a term’s “specialized criminal law meaning”); Cruz v.
13 The statute does not define the four types of non-Purple-Heart combat-related
disabilities. Instead, the DoD released guidance in early 2024 assigning definitions to
each type. See AR, at 214-15.
Garland, 101 F.4th 361, 365 (4th Cir. 2024) (examining definitions in “[d]ictionaries in
circulation at the time of enactment,” including the Oxford English Dictionary).
This construction does not foreclose a combat-related disability incurred as an
“immediate consequence” of a “state of open hostility” that does not involve active
engagement with enemy forces. The Secretary does not identify a congressional
directive requiring or otherwise supporting this restrictive modification of the plain
meaning of those terms as reflected in contemporaneous dictionaries.14 As a result, the
AFBCMR acted outside of its authority when it required Cumbie to show that he was
actively engaged with enemy forces. A plain reading of the statute warrants such
conclusion.
Even if ambiguous, this Court’s “best reading of the statute” still renders the
AFBCMR Decision erroneous. Loper Bright, 603 U.S. at 400. The government seems
to think so too. It so much as admitted it in Caliste v. United States, when it asked for
(and received) remand from the U.S. Court of Federal Claims in a case where the Board
for Correction of Naval Records (“BCNR”) denied a servicemember’s CRSC application.
No. 22-cv-00407-RTH, 2023 WL 179633, at *1 (Fed. Cl. Aug. 3, 2022). Similar to
Cumbie, the plaintiff in Caliste sought CRSC for PTSD that she allegedly incurred while
deployed in Afghanistan. Id. Like the AFBCMR, despite credible evidence of exposure
to IEDs and rockets, the BCNR based its denial on her failure to show that that she was
“actively engaged in combat with the enemy when incurring [her] disability.” Id. at *2.
14 Of course, “[t]ext may not be divorced from context.” Univ. of Tex. Sw. Med. Ctr. v.
Nassar, 570 U.S. 338, 356 (2013). As a result, “the same words, placed in different
contexts, sometimes mean different things.” Yates v. United States, 574 U.S. 528, 537
(2015) (plurality op.). But nothing in this record persuades the Court why this context
requires a more restrictive construction than those words might ordinarily receive.
The government thought remand appropriate because it was unsure whether the BCNR
applied the proper standard for determining a combat-related disability under the
CRSC. Id. The government was concerned that because it considered “personal
engagement with the enemy” as dispositive, the BCNR failed to make the necessary
determination for establishing a combat-related disability: “whether there [was] a
definite causal relationship between an armed conflict and [the plaintiff’s] PTSD.” Id. at
4-5. On remand, the BCNR granted the plaintiff’s CRSC application, noting that a
causal relationship existed “between the armed conflict in Afghanistan and [the
plaintiff]’s PTSD,” and that nothing in the CRSC program criteria requires a
servicemember to show that they were “actively engaged in combat with the enemy” to
establish a disability incurred as a “direct result of armed conflict.” Caliste, No. 22-cv-
00407-RTH (Fed. Cl. May 19, 2023), ECF 16, at 5-6.
The Court, here, considers the government’s actions in Caliste as further
undermining the Secretary’s attempt to construe the same language, in the same statute,
as requiring the restrictive interpretation he urges. Cf. Loper Bright, 603 U.S. at 403
(permitting courts to accord “due respect for the views of the Executive Branch”);
Johnson & Johnson, 2025 WL 1783901, at *10 (“‘the longstanding practice of the
government—like any other interpretive aid—can inform a court’s determination of
what the law is’”) (quoting NLRB v. Noel Canning, 573 U.S. 513, 525 (2014)). Caliste
took place three years ago. However, nothing in the record suggests that any
developments in the interim foreclose the interpretation considered in Caliste. The
government may shift its preferred interpretation and application of ambiguous
language since the time of a statute’s enactment. However, the ability to shift—in the
absence of a binding authority or some other sign that only one interpretation is valid—
undercuts (1) any argument that the language clearly requires the result the government
seeks here and (2) any argument inconsistent with the ordinary meanings reflected by
other interpretive aids.
A plain reading of the DoD’s CRSC program guidance further supports the
Court’s conclusion.15 Pursuant to its statutory authority, see 10 U.S.C. § 1413a(e)(2), the
DoD defines a disability incurred as a “direct result of armed conflict” as:
a disease or injury incurred in the line of duty as a direct result of armed
conflict. The fact that a member incurred the disability during a period of
war or an area of armed conflict or while participating in combat
operations is not sufficient to support a combat-related determination.
There must be a definite causal relationship between the armed conflict
and the resulting disability.
Armed conflict includes a war, expedition, occupation of an area or
territory, battle, skirmish, raid, invasion, rebellion, insurrection, guerilla
action, riot, or any other action in which Service members are engaged
with a hostile or belligerent nation, faction, force, or terrorists.
Armed conflict may also include such situations as incidents involving a
member while interned as a prisoner of war or while detained against his
or her will in custody of a hostile or belligerent force or while escaping or
attempting to escape from such confinement, prisoner of war, or detained
status.
AR, at 214.16 Nowhere in the program guidance is there an express requirement that a
CRSC applicant show active engagement with enemy forces. The definition appears
intended to prevent servicemembers from receiving CRSC for disabilities incurred
incidental to “a period of war or an area of armed conflict;” it focuses on “disease or
15 The DoD’s CRSC program guidance discusses, among other things, definitions and
considerations relevant to the four types of combat-related disabilities under 10 U.S.C.
§ 1413a(e)(2). See AR, at 200-215.
16 The DoD further proscribes that “[w]ith respect to VA awards of service-connection
for . . . [PTSD],” the AFBCMR “must independently determine the relationship between
[the PTSD] and the qualifying criteria.” Id. at 205.
injury incurred in the line of duty.” Nonetheless, requiring a showing of active
engagement with enemy forces is still at odds with the universe of disabilities it appears
the DoD intends to capture.17 Sure, evidence of active engagement with enemy forces
may be sufficient to establish “a disease or injury incurred in the line of duty,” but
nothing in the statute or any other source identified by the Secretary compels it. One
can, and the DoD did, think of a scenario where a servicemember is considered “in the
line of duty” where they are not in active engagement with enemy forces—e.g., “such
situations as incidents involving a member while interned as a prisoner of war or while
detained . . . or while escaping or attempting to escape from such [statuses].” AR at 214;
see supra at 24. Holding otherwise would allow the Secretary to act outside of his
delegated authority. If he wishes to apply this concept of active engagement, he should
take the matter up with Congress, not the courts. See Loper Bright, 603 U.S. at 403
(“[T]o the extent that Congress and the Executive Branch may disagree with how the
courts have performed [their ordinary job of interpreting statutes] in a particular case,
17 Further underscoring the Court’s conclusion is the absence of any reconciliation of the
second paragraph with the Secretary’s proposed definition and alterations. He does not
explain what actively engaged means or—more importantly—how, if that is the
standard, that language accounts for internment or escape, two scenarios that the
Department of Defense believes falls within the scope of “armed conflict.” Must one be
in an ongoing exchange of physical blows, gunfire, or other combat-related projectiles?
That seems to be the implication of this actively engaged language as applied to
Cumbie’s situation. But such a definition would conflict with the language about
internment, which does not necessarily involve such an exchange. Instead, one could
surmise that the reason the DoD includes interment within the statute is because
internment is the direct consequence of open hostility between forces. But that
rationale would appear to extend to Cumbie’s situation and conflict with the AFBCMR’s
treatment of his application. These internal inconsistencies and lack of reconciliation
further requires the Court to reject the Secretary’s position. Cf. United States v.
Maroquin-Bran, 587 F.3d 214, 217 (4th Cir. 2009) (rejecting the government’s
interpretation because it would “yield an absurd and unjust result”).
they are of course always free to act by revising the statute.”); see also King v. United
States, 149 Fed. Cl. 272, 276 (Fed. Cl. 2020) (“[A]dministrative review cases are not
meant to serve as vehicles for challenging an agency policy itself.”).
If that is not enough, a review of the statute’s legislative history supports the
same conclusion. Cf. Johnson & Johnson, 2025 WL 1783901, at *9-10 (reviewing
legislative history to interpret the meaning of a statute); Martin v. United States, 133
Fed. Cl. 248, 256 (Fed. Cl. 2017) (same)18. The Court does not find any indicia of clear
congressional intent requiring a showing of active engagement with enemy forces to
establish a disability incurred as a “direct result of armed conflict.” On the contrary,
legislative materials suggest that Congress intended for courts to broadly interpret this
definition. For example, during a debate leading up to the statute’s enactment, Senator
McCain stated that the definition of “direct result of armed conflict” accounted for
18 The U.S. Court of Federal Claims in Martin reviewed the DoD’s interpretation of
“hazardous service” under 10 U.S.C. § 1413a(e)(2)(B). 133 Fed. Cl. at 253. Because the
opinion issued in 2017 however, the court applied the now-overruled Chevron doctrine.
Id. at 254. Such application proved dispositive, as the court deferred to the DoD’s
interpretation after concluding that the statute was ambiguous. Id. at 257-58. The
Court here is no longer constrained by Chevron in the manner applicable in Martin. See
id. at 258 (“Whether the Court believes that such a definition for ‘hazardous service’ is
the best possible definition is irrelevant to the instant matter—the duty of the Court is
not to weigh the wisdom of, or to resolve any struggle between, competing views of the
public interest, but rather to respect legitimate policy choices made by the agency in
interpreting and applying the statute.” (internal quotation marks and citation omitted)).
Regardless of the differing applicable standards, the Court may still employ similar
construction tools in interpreting “direct result of armed conflict” as the Martin court
did in interpreting “hazardous service.” Cf. Zalmai, 2025 WL 938619, at *10 (relying on
cases determined while Chevron was binding). After all, the phrases are contained in
the same subsection of the statute and are two of the four combat-related disability
types. Cf. Doe v. Cooper, 842 F.3d 833, 844 (4th Cir. 2016) (observing that under “the
principle of in pari materia[,] . . . adjacent statutory subsections that refer to the same
subject matter should be read harmoniously” (internal quotation marks and citation
omitted)).
servicemembers with combat-related PTSD, and that the CRSC program “is for physical
or mental pain or suffering that occurs during and as a result of military service.” 148
Cong. Rec. S10,869 (2002). In another debate, Representative Hunter said that the
combat-related disabilities under 10 U.S.C. § 1413a(e)(2) do not require a showing of
“enemy fire” but rather involvement “in some type of a role that relates to combat.” 148
Cong. Rec. H8,535 (2002). He further expressed that injuries sustained while “in a
combat zone undertaking military operations” may qualify as combat-related
disabilities. Id. Even if the legislative history is ambiguous as to the precise scope of
combat-related disabilities, one cannot reasonably view these materials as reflecting
congressional intent that active engagement with enemy forces is a prerequisite for
CRSC recipients. The Court has little trouble concluding that the Secretary’s restrictive
interpretation was not Congress’ intent.
Although the Court would be comfortable granting Cumbie’s Cross-Motion on
this ground alone, other errors warrant remand of the AFBCMR Decision.
B. The AFBCMR failed to rationally connect the evidence to its conclusion that
Cumbie’s PTSD was not combat-related.
As the “administrative body of last resort” “for private bills to correct individual
injustices” to servicemembers, Sherengos v. Seamans, 449 F.2d 333, 334 (4th Cir. 1971),
the AFBCMR owes servicemembers a decision that is, at the very least, rational, see
Sierra Club, 899 F.3d at 293 (explaining that “the agency must examine the relevant
data and articulate a satisfactory explanation for its action including a rational
connection between the facts found and the choice made.” (internal quotation marks
and citations omitted)). The AFBCMR failed to provide Cumbie a rational decision.
For starters, the AFBCMR “utterly failed to integrate any facts into its conclusory
determination. Nor did it explain at all how any facts supported its final decision.”
Williams, 2022 WL 4134316, at *7. Instead, it adopted the recommendations of the
advisory opinions, recited the combat-related disability definitions in the CRSC program
guidance, and noted the lack of evidence of active engagement with enemy forces. See
AR, at 10. Despite credible evidence that Cumbie’s PTSD was combat-related, the
AFBCMR did “not grapple with this evidence at all.” Williams, 2022 WL 4134316 at *7.
Such evidence includes testimony, medical records, and VA and PEB findings deeming
Cumbie’s PTSD combat-related.19 Cf. Garcia, 2024 WL 5107231, at *9 (finding arbitrary
and capricious the AFBCMR’s failure “to consider the authorities cited by” a
servicemember). The Secretary insists that the AFBCMR’s reliance on advisory
19 In an effort to present Cumbie’s evidence as not credible, the Secretary materially
mischaracterizes the medical records and testimony. Most troubling is the assertion
that Cumbie contradicted himself when describing the attacks in Taji. According to the
Secretary, Cumbie “told Dr. Vestal that his base was mortared ‘5 [times] in 2 months.’
However, he told Dr. Jackson that he was mortared ‘daily’ during the deployment.”
Def’s. Response in Opp’n and Reply in Supp. of MSJ at 2, ECF 39. But the information
in Dr. Vestal’s report is that “their base was mortared 5x in 2 months.” AR, at 20. And
the information in Dr. Jackson’s report is that “his unit came under heavy attack almost
daily for several weeks (IED’s being walked up to small encampment entrance, constant
barrage of mortar attacks, multiple direct hits, destruction of buildings and structures
very near and around the SM, and multiple close calls).” AR, at 27. As Cumbie notes in
his reply brief, the substitution of “mortared” in the second instance appears to create a
conflict, either explicit or implied, where none actually exists. Pl.’s Reply Mem. in Supp.
MSJ at 9, ECF 40. While it does not act as a factfinder, the Court does not agree with
the Secretary’s contention that there is a conflict in Cumbie’s evidence to a degree that
renders it incredible and eliminates the AFBCMR’s need to address it. It is telling that
the government attempts to rewrite the record before the AFMCBR rather than wrestle
with the structural flaws in the challenged decision.
opinions—which did grapple with Cumbie’s evidence—is enough to render the decision
rational. But the Secretary does not identify cases or statutes permitting military boards
to treat advisory opinions as dispositive without having to weigh conflicting evidence or
reconcile any errors in those opinions. Nor is the Court aware of any such authority.
Rather, the AFBCMR must consider credible evidence and weigh the advisory opinions
against the evidence—especially where, as here, a servicemember advances evidence in
direct conflict with the AFBCMR’s (and the advisory opinion’s) conclusion. Jeanpierre
v. United States, 176 Fed. Cl. 11, 32 (Fed. Cl. 2025); LaBonte v. United States, No. 18-
1784-C, 2023 WL 3197825, at *9 (Fed. Cl. May 2, 2023); cf. Harrison, 670 F. Supp. 3d
at 304 (finding arbitrary and capricious the AFBCMR’s reliance on an advisory opinion
without “independent evaluation of [the servicemember]’s application”). Even if an
advisory opinion could be dispositive, any dispositive weight is seriously undermined
where, as here, the advisory opinion relies on opinions applying an erroneous
standard—that is, requiring Cumbie to show active engagement with enemy forces.
The AFBCMR Decision also “provides no basis for this Court to conclude [that]
the [AFBCMR] ever addressed” Cumbie’s argument for his PTSD to be deemed a
disability incurred through an instrumentality of war. Williams, 2022 WL 4134316, at
*7. A military board decision is “flawed and in violation of the APA [if] the Board did
not consider or respond to an argument that does not appear frivolous on its face and
could affect the Board’s ultimate disposition.” Thompson v. United States, 119 F. Supp.
3d 462, 468 (E.D. Va. 2015) (internal quotation marks and citations omitted). Relying
on the same facts discussed above, Cumbie argued that his PTSD was a disability
incurred as an instrumentality of war, a combat-related disability which would entitle
him to CRSC. See AR, at 195-98. Yet, at no point in the decision did the AFBCMR
conduct this substantive analysis. Its only reference to “instrumentality of war” was a
boilerplate recitation of the standard. Nothing in the decision explains, on the merits,
why exposure to IEDs and IRAMS while deployed in Iraq could not qualify. Having
provided credible evidence of such exposure,20 Cumbie was entitled to this analysis.
Because the AFBCMR did not provide it, the decision is flawed and violates the APA.
On a final note, the Court addresses the Secretary’s attempt to distinguish VA and
PEB standards from the one applied by the AFMCBR. It may be undisputed that the VA
and PEB use different standards. But that does not insulate the AFBCMR’s errors from
scrutiny where it fails to support a decision applying CRSC criteria. Put another way,
just because the VA and PEB use different standards for determining a combat-related
disability than the AFBCMR does not mean the AFBCMR is automatically excused from
erroneously determining that a disability—that might otherwise qualify under CRSC
program criteria—is not combat-related. See generally Olive v. United States, 165 Fed.
Cl. 541, 549 (Fed. Cl. 2023) (“A disability can be service-connected and eligible for VA
disability and [DoD] medical retirement pay without being combat-related for the
purposes of [CRSC].”); but see AR, at 205 (requiring the AFBCMR to make “[a]
determination of combat-relatedness . . . with respect to each separate disability”). The
AFBCMR must make an independent determination under its own standard. It may
reference VA and PEB findings in its analysis, but it should not view either as
dispositive. See AR, at 208 (requiring the AFCBMR to “weigh[] in relation to known
facts and circumstances . . . [a]ll relevant documentary information” and determine
“whether a disability is combat-related . . . based on the preponderance of available
20 The observations in footnote 19 apply with equal force here.
documentary information”). Nor can it hand wave away such findings solely on the
basis that they employ different standards without explaining why a different result is
necessary. The AFBCMR cannot act outside of its statutory authority then seek refuge
from critique by arbitrarily asserting that its standard is more rigorous than others—an
assertion with no explanation as to how it is more rigorous and how such rigor requires
a different outcome—particularly when the CRSC application at issue raises questions as
to whether the AFBCMR standard is satisfied.
C. The AFBCMR Decision is not based on substantial evidence.
Because structural errors abound as explained above, reasonable minds would
not accept as adequate the evidence relied upon in the AFBCMR Decision to support a
non-combat-related determination. The issue is not whether the AFBCMR is able to
agree or disagree with a CRSC applicant’s contentions or other military findings but
whether the AFBCMR Decision is supported by substantial evidence. The Court is not
naïve to cases where a military board may adequately determine that PTSD is not
combat-related. See King, 149 Fed. Cl. at 275-76. But when a board does so, the
decision must be supported by substantial evidence, lest it be set aside. Here, the
AFBCMR “ignored” conflicting evidence and “unreasonably construed” the dispositive
effect of the advisory opinions. Pearl v. United States, 111 Fed. Cl. 301, 311 (Fed. Cl.
2013) (internal quotation marks and citation omitted). At the very least, the AFBCMR
could have grappled with the medical records, testimony, and VA and PEB findings and
explained why it found other evidence in the record, including the opinions, more
compelling or credible. Moreover, because they, too, applied an erroneous standard, the
opinions relied upon by the AFCBMR (1) cannot carry the dispositive effect that
Secretary suggests and (2) must be assessed in light of that deficiency. All things
considered, the AFBCMR Decision must be set aside.
* * *
In reaching its conclusion, the Court emphasizes that it takes no position on—and
makes no assumptions regarding—the ultimate question of whether Cumbie is entitled
to CRSC. Its limited role, as noted earlier, focuses on the application of the correct
standards to ensure decisions are not arbitrary or capricious. Whether the Court would
have reached the same result on the merits is irrelevant so long as the decision applies
the relevant factors and avoids clear errors. Ohio Valley, 556 F.3d at 192.
IV. CONCLUSION
For the foregoing reasons, Cumbie’s Cross-Motion for Summary Judgment is
GRANTED, and Defendant’s Motion for Summary Judgment is DENIED.
A separate order consistent with this opinion will issue.
Date: September 26, 2025
/s/
Charles D. Austin
United States Magistrate Judge
Reference
- Status
- Unknown