Home Life Insurance v. Selig
Home Life Insurance v. Selig
Opinion of the Court
delivered the opinion of the Court.
This appeal is from an order of the Circuit Court No. 2, of Baltimore City, passed on the 16th of November, 1894, “refusing an application for an injunction and rescinding an order passed on the nth day of June of the same year, for an injunction and dismissing the bill with costs.” It will be observed that the proceedings were somewhat irregular, but the reasons therefor are stated by the learned Judge below in the order itself. And inasmuch as the bill upon .its face di,d not disclose a case for the jurisdiction of a Court of Equity, and was dismissed upon final hearing, no injury was done the plaintiff thereby.
The matérial allegations of the bill may be thus stated: The appellant, The Home Life Insurance Company of New York State, issued to a Mr. Hancock two. policies of insurance upon his life, one dated,the. nth day of November, 1892, for three thousand dollars, and the other dated the 21st day of December of the same year, for the sum of two thousand dollars. These policies were subsequently assigned, with the assent of the company, to Katherine Hohman, one of the appellees, in trust for certain purposes specifically set forth in the assignments. And subsequently, by a codicil dated the 6th of May, 1893, to his will, Hancock directs the entire proceeds of these two policies to be paid by his executors to Katherine Hohman. This will and codicil have been caveated by the testator’s sisters, who
There was no testimony taken, but the case was submitted on the bill, the answer and certain exhibits. It is well settled by this Court,' and it has been held by the Supreme Court, “that whenever a Court of Law, competent to take cognizance of a right, has power to proceed to a judgment which affords a plain, adequate and complete remedy, without the aid of a Court of Equity, the plaintiff must in general proceed at law, because the defendant under such circumstances has a right to trial by jury.” Phoenix Mutual Life Insurance Company v. Bailey, 13 Wall. 616. And the authorities are abundant to prove the fight to have a question of fraud adjudicated at law. Nat. Park Bank v. Lanahan, trustee, 60 Md. 514.
Now, upon this case, as presented, it seems clear to us that the remedy at law is certain and adequate, as practical and efficient to the ends of justice as the remedy here sought. ’ The plaintiff here, but the defendant in the suits below, duly appeared to the actions at law, and the pleas filed by it present the material defences relied upon in the suit in equity.
But apart from this, it is clearly established in cases of concurrent jurisdictions, that the Court which has first as
Manifestly in this case a judgment for the insurance company in the actions at law would hot only satisfy the ends of justice, if the life policies were fraudulently procured, but would be a full settlement of this controversy. The cases relied upon by the appellant, in support of its contention, are clearly distinguishable from this, and are not applicable here
We are therefore of the opinion that the plaintiff is not entitled to the relief asked for under its bill, so the order of the Court below appealed from will be affirmed with costs.
Order affirmed with costs.
Reference
- Full Case Name
- THE HOME LIFE INSURANCE COMPANY v. KATE SELIG, otherwise known as KATE HOHMAN
- Cited By
- 3 cases
- Status
- Published
- Syllabus
- Injunction to Restrain Action .at Law on Policy of Insurance.— Concurrent Jurisdiction. An injunction will not be granted to restrain'the prosecution of an action at law on policies of life insurance by an assignee thereof, upon the ground that the policies and the assignment and assent thereto of the insurer had been procured by fraud, since that question can be determined in the action at law. After an action at law on a policy of life insurance had been instituted by an assignee thereof, and pleas were filed alleging fraud in procuring the policy and in the assignment, the defendant filed a bill inequity alleging that the policy and the assignment, etc., had been obr tained by fraud, and asking that the plaintiff in the action be restrained from further prosecuting the same, and for a cancellation of the policy if fraudulent, and if not, then for a determination of the question of the ownership of the proceeds. Held, that the bill should be dismissed because these questions could be tried in the action at law, and also because if a Court of Equity had concurrent jurisdiction in the premises, yet the Court of Law, having first assumed control of the subject-matter, was entitled to retain it. When the jurisdiction of a Court of Law is concurrent with that of a Court of Equity, the Court which first exercises jurisdiction is, as a general rule, entitled to retain exclusive control of the issues.