Whaley-Lee v. Synchrony Bank

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF MICHIGAN SOUTHERN DIVISION DEBORAH WHALEY-LEE, 2:25-CV-11115-TGB-KGA Plaintiff, HON. TERRENCE G. BERG vs. ORDER ADOPTING REPORT SYNCHRONY BANK, AND RECOMMENDATION Defendant. (ECF NO. 12) This matter is before the Court on Magistrate Judge Kimberly G.

Altman’s August 25, 2025, Report and Recommendation, ECF No. 12, recommending that Defendant Synchrony Banks’s Motion to Dismiss, ECF No. 4, be GRANTED.

The Court has reviewed Magistrate Judge Altman’s Report and Recommendation and finds that it is well-reasoned and supported by the applicable law. The law provides that either party may serve and file written objections “[w]ithin fourteen days after being served with a copy” of the report and recommendation. 28 U.S.C. § 636(b)(1). The district court will make a “de novo determination of those portions of the report … to which objection is made.” Id. Where, as here, neither party has lodged objections to the report, the district court is not obligated to independently review the record. See Thomas v. Arn, 474 U.S. 140, 149-52 (1985). The Court will, therefore, accept Magistrate Judge Altman’s August 25, 2025 Report and Recommendation as this Court’s findings of fact and conclusions of law.

Accordingly, it is hereby ORDERED that Magistrate Judge Altman’s Report and Recommendation, ECF No. 12, is ACCEPTED and ADOPTED.

It is FURTHER ORDERED that Synchrony Bank’s Motion to Dismiss, ECF No. 4, is GRANTED and this case is DISMISSED.

This is a final order that closes the case.

IT IS SO ORDERED.

Dated: September 19, 2025 /s/Terrence G. Berg HON. TERRENCE G. BERG UNITED STATES DISTRICT JUDGE