Laramore v. Old National Bank

U.S. District Court, District of Minnesota

Laramore v. Old National Bank

Trial Court Opinion

              UNITED STATES DISTRICT COURT                           
                DISTRICT OF MINNESOTA                                

ADRIANNE L. LARAMORE, individually  Case No. 24-CV-0857 (PJS/ECW)         
and on behalf of her minor child, A.Y.C.,                                 
          Plaintiff,                                                 
v.                                                                        
OLD NATIONAL BANK; REGIONAL                                               
MANAGER KRISTI UNKNOWN, in their             ORDER                        
individual and official capacity; BRANCH                                  
MANAGER GEORGE BITTAR, in their                                           
individual and official capacity; LEGAL                                   
DEPARTMENT PATTI UNKNOWN, in                                              
their individual and official capacity; and                               
ACCOUNTS REP KATIE EASTMAN, in                                            
their individual and official capacity,                                   
          Defendants.                                                
Adrianne Laramore, pro se.                                           
Beau Greiman, GREIMAN, ROME & GRIESMEYER, LLC, and Steven J.         
Weintraut, SIEGEL BRILL, PA, for defendants.                         
Plaintiff Adrianne Laramore filed this pro se lawsuit relating to her attempts to
gain access to her child’s trust account at Old National Bank.  This matter is before the
Court on Laramore’s objection to the October 1, 2024, Report and Recommendation
(“R&R”) of Magistrate Judge Elizabeth Cowan Wright.  Judge Wright recommends
dismissing Laramore’s complaint.  The Court has conducted a de novo review.  See 
28 U.S.C. § 636
(b)(1); Fed. R. Civ. P. 72(b).  Based on that review, the Court adopts the R&R
in part.                                                                  

A couple of points merit comment.  To begin with, defendant Patti Malone
(referred to as “Patti Unknown” in the caption) has moved to dismiss the claims against
her for lack of personal jurisdiction under Fed. R. Civ. P. 12(b)(2).  The R&R

recommends denying that motion as moot in light of its recommendation that the Court
grant defendants’ motion to dismiss the entire lawsuit for failure to state a claim under
Fed. R. Civ. P. 12(b)(6).  But a court must resolve any issue of personal jurisdiction before
addressing the merits of a defendant’s Rule 12(b)(6) motion.  See Ruhrgas AG v. Marathon

Oil Co., 
526 U.S. 574, 584
 (1999) (“Personal jurisdiction . . . is an essential element of the
jurisdiction of a district court, without which the court is powerless to proceed to an
adjudication.” (cleaned up)); Kangas v. Kieffer, 
495 F. App’x 749, 750
 (8th Cir. 2012) (per

curiam) (“A court may not resolve a case on its merits unless the court has jurisdiction
over both the claims and the parties in the suit.” (citation omitted)).   
When a defendant “denies jurisdiction, the plaintiff bears the burden of proving

facts supporting personal jurisdiction” by affidavits and exhibits.  Wells Dairy, Inc. v.
Food Movers Int’l, Inc., 
607 F.3d 515, 518
 (8th Cir. 2010).  “Due process requires that there
be minimum contacts between the nonresident defendant and the forum state such that


                          -2-                                        
the assertion of personal jurisdiction is consistent with traditional notions of fair play
and substantial justice.”  
Id.
 (citations omitted).                       

Here, Laramore has presented no evidence that Malone had any contacts with
Minnesota.  Malone meanwhile has produced evidence that she is a lifelong resident of
Illinois who has never worked in Minnesota.  Malone Aff. ¶¶ 2–9, ECF No. 34-1 Ex. A. 

The only point of contact between Malone and Laramore was apparently a phone call
Laramore made to Old National’s offices in Illinois.  Malone Aff. ¶¶ 11–14.  There is no
evidence in the record that Laramore made that phone call from Minnesota, but even if
she did, Malone could not have “reasonably anticipate[d] being haled into court” in

Minnesota because she answered the phone while at her job in Illinois.  Wells Dairy, 
607 F.3d at 518
.  The Court therefore concludes that the claims against Malone must be
dismissed for lack of personal jurisdiction.                              

Finally, both the defendants’ Rule 12(b)(6) motion and the R&R address only
Laramore’s claim under 
42 U.S.C. § 1981.1
  Neither addresses the claims that Laramore
asserts under state law, such as defamation and malicious prosecution.  Given that the

Court is granting defendants’ Rule 12(b)(6) motion and dismissing the § 1981 claim, and
given that Laramore has not pleaded sufficient facts to establish diversity jurisdiction,
the Court declines to exercise supplemental jurisdiction over Laramore’s state-law

1Laramore does not explicitly assert a claim under § 1981, but the parties seem to
agree that it is the only plausible federal vehicle for her claim of racial discrimination.
                          -3-                                        
claims.  
28 U.S.C. § 1367
(c)(3); Barstad v. Murray Cnty., 
420 F.3d 880, 888
 (8th Cir. 2005)
(stating that courts should ordinarily decline supplemental jurisdiction when all

original-jurisdiction claims have been eliminated before trial).  The state-law claims are
therefore dismissed.                                                      

ORDER

Based on the foregoing, and on all of the files, records, and proceedings herein,
IT IS HEREBY ORDERED THAT:                                                
1.   Plaintiff’s objection to the R&R [ECF No. 48] is OVERRULED.     
2.   The Report and Recommendation [ECF No. 47] is ADOPTED insofar as it

     is not inconsistent with this order.                            
3.   Defendant Patti Malone’s motion to dismiss [ECF No. 31] is GRANTED
     and the claims against her are DISMISSED WITHOUT PREJUDICE for  

     lack of personal jurisdiction.                                  
4.   Defendants’ motion to dismiss [ECF No. 25] is GRANTED and plaintiff’s
     
42 U.S.C. § 1981
 claim is DISMISSED WITHOUT PREJUDICE for failure to
     state a claim.                                                  

5.   The remainder of the complaint [ECF No. 1] is DISMISSED WITHOUT 
     PREJUDICE.                                                      
LET JUDGMENT BE ENTERED ACCORDINGLY.                                 

                          -4-                                        
                                   aT         io 
Dated:  November 8, 2024                   A             ~ 
                                  Patrick J. Schiltz,  Chief Judge 
                                  United States District Court 

                               _5- 

Trial Court Opinion

              UNITED STATES DISTRICT COURT                           
                DISTRICT OF MINNESOTA                                

ADRIANNE L. LARAMORE, individually  Case No. 24-CV-0857 (PJS/ECW)         
and on behalf of her minor child, A.Y.C.,                                 
          Plaintiff,                                                 
v.                                                                        
OLD NATIONAL BANK; REGIONAL                                               
MANAGER KRISTI UNKNOWN, in their             ORDER                        
individual and official capacity; BRANCH                                  
MANAGER GEORGE BITTAR, in their                                           
individual and official capacity; LEGAL                                   
DEPARTMENT PATTI UNKNOWN, in                                              
their individual and official capacity; and                               
ACCOUNTS REP KATIE EASTMAN, in                                            
their individual and official capacity,                                   
          Defendants.                                                
Adrianne Laramore, pro se.                                           
Beau Greiman, GREIMAN, ROME & GRIESMEYER, LLC, and Steven J.         
Weintraut, SIEGEL BRILL, PA, for defendants.                         
Plaintiff Adrianne Laramore filed this pro se lawsuit relating to her attempts to
gain access to her child’s trust account at Old National Bank.  This matter is before the
Court on Laramore’s objection to the October 1, 2024, Report and Recommendation
(“R&R”) of Magistrate Judge Elizabeth Cowan Wright.  Judge Wright recommends
dismissing Laramore’s complaint.  The Court has conducted a de novo review.  See 
28 U.S.C. § 636
(b)(1); Fed. R. Civ. P. 72(b).  Based on that review, the Court adopts the R&R
in part.                                                                  

A couple of points merit comment.  To begin with, defendant Patti Malone
(referred to as “Patti Unknown” in the caption) has moved to dismiss the claims against
her for lack of personal jurisdiction under Fed. R. Civ. P. 12(b)(2).  The R&R

recommends denying that motion as moot in light of its recommendation that the Court
grant defendants’ motion to dismiss the entire lawsuit for failure to state a claim under
Fed. R. Civ. P. 12(b)(6).  But a court must resolve any issue of personal jurisdiction before
addressing the merits of a defendant’s Rule 12(b)(6) motion.  See Ruhrgas AG v. Marathon

Oil Co., 
526 U.S. 574, 584
 (1999) (“Personal jurisdiction . . . is an essential element of the
jurisdiction of a district court, without which the court is powerless to proceed to an
adjudication.” (cleaned up)); Kangas v. Kieffer, 
495 F. App’x 749, 750
 (8th Cir. 2012) (per

curiam) (“A court may not resolve a case on its merits unless the court has jurisdiction
over both the claims and the parties in the suit.” (citation omitted)).   
When a defendant “denies jurisdiction, the plaintiff bears the burden of proving

facts supporting personal jurisdiction” by affidavits and exhibits.  Wells Dairy, Inc. v.
Food Movers Int’l, Inc., 
607 F.3d 515, 518
 (8th Cir. 2010).  “Due process requires that there
be minimum contacts between the nonresident defendant and the forum state such that


                          -2-                                        
the assertion of personal jurisdiction is consistent with traditional notions of fair play
and substantial justice.”  
Id.
 (citations omitted).                       

Here, Laramore has presented no evidence that Malone had any contacts with
Minnesota.  Malone meanwhile has produced evidence that she is a lifelong resident of
Illinois who has never worked in Minnesota.  Malone Aff. ¶¶ 2–9, ECF No. 34-1 Ex. A. 

The only point of contact between Malone and Laramore was apparently a phone call
Laramore made to Old National’s offices in Illinois.  Malone Aff. ¶¶ 11–14.  There is no
evidence in the record that Laramore made that phone call from Minnesota, but even if
she did, Malone could not have “reasonably anticipate[d] being haled into court” in

Minnesota because she answered the phone while at her job in Illinois.  Wells Dairy, 
607 F.3d at 518
.  The Court therefore concludes that the claims against Malone must be
dismissed for lack of personal jurisdiction.                              

Finally, both the defendants’ Rule 12(b)(6) motion and the R&R address only
Laramore’s claim under 
42 U.S.C. § 1981.1
  Neither addresses the claims that Laramore
asserts under state law, such as defamation and malicious prosecution.  Given that the

Court is granting defendants’ Rule 12(b)(6) motion and dismissing the § 1981 claim, and
given that Laramore has not pleaded sufficient facts to establish diversity jurisdiction,
the Court declines to exercise supplemental jurisdiction over Laramore’s state-law

1Laramore does not explicitly assert a claim under § 1981, but the parties seem to
agree that it is the only plausible federal vehicle for her claim of racial discrimination.
                          -3-                                        
claims.  
28 U.S.C. § 1367
(c)(3); Barstad v. Murray Cnty., 
420 F.3d 880, 888
 (8th Cir. 2005)
(stating that courts should ordinarily decline supplemental jurisdiction when all

original-jurisdiction claims have been eliminated before trial).  The state-law claims are
therefore dismissed.                                                      

ORDER

Based on the foregoing, and on all of the files, records, and proceedings herein,
IT IS HEREBY ORDERED THAT:                                                
1.   Plaintiff’s objection to the R&R [ECF No. 48] is OVERRULED.     
2.   The Report and Recommendation [ECF No. 47] is ADOPTED insofar as it

     is not inconsistent with this order.                            
3.   Defendant Patti Malone’s motion to dismiss [ECF No. 31] is GRANTED
     and the claims against her are DISMISSED WITHOUT PREJUDICE for  

     lack of personal jurisdiction.                                  
4.   Defendants’ motion to dismiss [ECF No. 25] is GRANTED and plaintiff’s
     
42 U.S.C. § 1981
 claim is DISMISSED WITHOUT PREJUDICE for failure to
     state a claim.                                                  

5.   The remainder of the complaint [ECF No. 1] is DISMISSED WITHOUT 
     PREJUDICE.                                                      
LET JUDGMENT BE ENTERED ACCORDINGLY.                                 

                          -4-                                        
                                   aT         io 
Dated:  November 8, 2024                   A             ~ 
                                  Patrick J. Schiltz,  Chief Judge 
                                  United States District Court 

                               _5- 

Reference

Status
Unknown